Last update: Oct 2026

Cost of Living Comparison Between Cebu and Jamnagar

For one person, living is cheaper in Jamnagar: $347 a month against $918 in Cebu, rent and utilities included – about $6,900 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
Learn more

Cebu Living Index
17

Cost of Living Index in Jamnagar
Learn more

Jamnagar Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Jamnagar

🇮🇳 India

$347

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Jamnagar

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Jamnagar actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $347 in Jamnagar.

Cebu $918
Jamnagar $347

Estimated couple costs with rent: $1,409 in Cebu versus $534 in Jamnagar.

Cebu $1,409
Jamnagar $534

Monthly costs for a family of three with rent: $1,900 in Cebu versus $720 in Jamnagar.

Cebu $1,900
Jamnagar $720

Living in Cebu is roughly 164% more expensive than in Jamnagar, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Jamnagar 74% lower.

Meal at Budget Restaurant

$3.09 ₱194

$3.59 ₹341

-13.93%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$5.16 ₹490

369.38%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$4.01 ₹380

-2.24%

Cappuccino

$2.51 ₱158

$0.75 ₹70.9

234.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.48 ₹45.52

231.25%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.09 ₹8.38

488.89%

Local Beer (0.5 liter draught)

$1.78 ₱112

$1.02 ₹96.9

74.51%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$5.18 ₹492

-58.11%

Milk (1 liter)

$1.92 ₱121

$0.55 ₹52.5

249.09%

White Bread (500g)

$1.36 ₱85.4

$0.46 ₹43.74

195.65%

Rice (white) (1kg)

$1.01 ₱63.5

$0.69 ₹65.1

46.38%

Eggs

$2.03 ₱128

$0.87 ₹82.5

133.33%

Local Cheese (1kg)

$9.86 ₱621

$3.99 ₹379

147.12%

Chicken Fillets (1kg)

$4.39 ₱277

$3.22 ₹306

36.34%

Beef Round Steak (1kg)

$7.60 ₱479

Apples (1kg)

$3.30 ₱208

$2.01 ₹191

64.18%

Banana (1kg)

$1.39 ₱87.8

$0.53 ₹50.5

162.26%

Oranges (1kg)

$2.33 ₱147

$0.61 ₹57.9

281.97%

Tomato (1kg)

$1.50 ₱94.3

$0.47 ₹44.53

219.15%

Potato (1kg)

$2.36 ₱149

$0.33 ₹31.45

615.15%

Onion (1kg)

$1.90 ₱119

$0.35 ₹33.35

442.86%

Lettuce (1 head)

$1.19 ₱74.9

$0.25 ₹23.62

376.00%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.28 ₹26.57

125.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$5.06 ₹481

-40.71%

Wine (Bottle)

$6.03 ₱379

$8.49 ₹806

-28.98%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.94 ₹184

-36.60%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$3.18 ₹302

-44.97%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.16 ₹395

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.66 ₹62.3

-62.12%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$1.06 ₹101

-27.36%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.25 ₹23.68

-8.00%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$1.06 ₹101

320.75%

Gasoline (1 liter)

$1.31 ₱82.8

$1.05 ₹99.3

24.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$12.7K ₹1.2M

67.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$23.6K ₹2.2M

-18.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$43.47 ₹4,127

176.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$3.88 ₹369

260.82%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$6.03 ₹573

356.72%

Gym Membership (Monthly)

$32.33 ₱2,035

$24.61 ₹2,337

31.37%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$2.58 ₹245

118.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$23.61 ₹2,242

1066.07%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$1,009 ₹95.8K

685.11%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$18.93 ₹1,797

160.59%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$23.46 ₹2,227

7.59%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$38.59 ₹3,664

99.43%

Men's Leather Business Shoes

$57.2 ₱3,601

$23.05 ₹2,189

148.16%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$77.5 ₹7,360

544.46%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$43.33 ₹4,114

612.72%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$183 ₹17.4K

487.80%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$113 ₹10.7K

445.02%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$424 ₹40.3K

580.63%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$256 ₹24.3K

647.60%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$346 ₹32.8K

0.03%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

8.86

-18.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Jamnagar: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Jamnagar

$43 12.5% 86% $266

Groceries & Markets

Cebu

$206 22.4%

Jamnagar

$102 29.3% 50.7% $104

Monthly Utilities & Internet

Cebu

$162 17.6%

Jamnagar

$53 15.4% 67% $108

Clothing & Footwear

Cebu

$94 10.2%

Jamnagar

$47 13.5% 50.2% $47

Eating Out

Cebu

$88 9.6%

Jamnagar

$67 19.4% 23.6% $21

Sport & Entertainment

Cebu

$44 4.8%

Jamnagar

$30 8.6% 31.8% $14

Getting Around

Cebu

$16 1.7%

Jamnagar

$4.9 * 1.4% 68.3% $11

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $77.5 in Jamnagar. Housing cost is often the main lever when comparing two cities.

Cebu pays 0% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $5.00 in Jamnagar for a mid-range dinner for two. Groceries echo the gap at $206 vs $102 per month, with Jamnagar cheaper across the board.

Good to know

🇵🇭 Cebu

🇮🇳 Jamnagar

🕒 Local time

11:57 11:57 AM

09:27 9:27 AM

2 h 30 min behind Cebu

🌤 Weather

👥 Population

964,169

1,000,000

💱 Currency

Philippine Peso PHP ₱

Indian Rupee INR ₹

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Indian Rupee exchange rates as of October 19, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Jamnagar 5,870 km ≈ 8 h nonstop flight

From you

Cebu
Jamnagar

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Jamnagar: Cost of Living - Frequently Asked Questions

Jamnagar is cheaper overall, especially in groceries, clothing, and eating out. The 164% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 0% higher in Cebu, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $500 in Cebu versus $77.5 in Jamnagar. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 103% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $918 per month in Cebu versus $347 in Jamnagar – a 164% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Jamnagar gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Jamnagar is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Jamnagar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Jamnagar gentler on the wallet – expenses run 164% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.