Last update: Oct 2026

Cost of Living Comparison Between Cebu and Horsens

For one person, living is cheaper in Cebu: $918 a month against $1,953 in Horsens, rent and utilities included – about $12,400 less a year. Other living expenses account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
94

Cost of Living Index in Horsens
Learn more

Horsens Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Horsens

🇩🇰 Denmark

$1,953

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Horsens

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Horsens actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,953 in Horsens.

Cebu $918
Horsens $1,953

Estimated couple costs with rent: $1,409 in Cebu versus $3,206 in Horsens.

Cebu $1,409
Horsens $3,206

Monthly costs for a family of three with rent: $1,900 in Cebu versus $4,459 in Horsens.

Cebu $1,900
Horsens $4,459

Living in Cebu costs roughly 53% less than in Horsens, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 32% below, Horsens is 45% above.

Meal at Budget Restaurant

$3.09 ₱194

$21.30 DKK 142

-85.49%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$90.4 DKK 601

-73.21%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$13.37 DKK 88.9

-70.68%

Cappuccino

$2.51 ₱158

$5.03 DKK 33.44

-50.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$2.73 DKK 18.16

-41.76%

Water (0.33 liter bottle)

$0.53 ₱33.43

$1.77 DKK 11.76

-70.06%

Local Beer (0.5 liter draught)

$1.78 ₱112

$6.54 DKK 43.53

-72.78%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$5.33 DKK 35.46

-59.29%

Milk (1 liter)

$1.92 ₱121

$2.14 DKK 14.22

-10.28%

White Bread (500g)

$1.36 ₱85.4

$2.36 DKK 15.67

-42.37%

Rice (white) (1kg)

$1.01 ₱63.5

$1.97 DKK 13.11

-48.73%

Eggs

$2.03 ₱128

$4.27 DKK 28.41

-52.46%

Local Cheese (1kg)

$9.86 ₱621

$12.96 DKK 86.2

-23.92%

Chicken Fillets (1kg)

$4.39 ₱277

$10.39 DKK 69.1

-57.75%

Beef Round Steak (1kg)

$7.60 ₱479

$14.41 DKK 95.8

-47.26%

Apples (1kg)

$3.30 ₱208

$3.39 DKK 22.56

-2.65%

Banana (1kg)

$1.39 ₱87.8

$3.08 DKK 20.50

-54.87%

Oranges (1kg)

$2.33 ₱147

$4.19 DKK 27.86

-44.39%

Tomato (1kg)

$1.50 ₱94.3

$4.95 DKK 32.92

-69.70%

Potato (1kg)

$2.36 ₱149

$2.06 DKK 13.68

14.56%

Onion (1kg)

$1.90 ₱119

$2.07 DKK 13.77

-8.21%

Lettuce (1 head)

$1.19 ₱74.9

$1.67 DKK 11.13

-28.74%

Water (1.5 liter bottle)

$0.63 ₱39.71

$1.36 DKK 9.05

-53.68%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$9.93 DKK 66.0

-69.79%

Wine (Bottle)

$6.03 ₱379

$10.27 DKK 68.3

-41.29%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.69 DKK 11.27

-27.22%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.52 DKK 10.12

15.13%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$3.84 DKK 25.53

-93.49%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$93.8 DKK 624

-86.52%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$5.81 DKK 38.61

-86.75%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$1.60 DKK 10.61

-85.63%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$89.5 DKK 595

-95.01%

Gasoline (1 liter)

$1.31 ₱82.8

$2.09 DKK 13.93

-37.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$37.6K DKK 250.3K

-43.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$44.3K DKK 294.6K

-56.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$182 DKK 1,212

-34.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$11.27 DKK 75.0

24.22%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$35.24 DKK 234

-21.85%

Gym Membership (Monthly)

$32.33 ₱2,035

$45.08 DKK 300

-28.28%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$59.1 DKK 393

-88.75%

Cinema Ticket

$5.65 ₱356

$16.34 DKK 109

-65.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$434 DKK 2,883

-36.50%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$8,686 DKK 57.8K

-8.84%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$109 DKK 725

-54.73%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$40.53 DKK 270

-37.73%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$115 DKK 764

-33.04%

Men's Leather Business Shoes

$57.2 ₱3,601

$105 DKK 695

-45.30%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$886 DKK 5,891

-43.61%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$679 DKK 4,517

-54.53%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$1,643 DKK 10.9K

-34.39%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$1,445 DKK 9,608

-57.41%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$3,430 DKK 22.8K

-15.87%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$2,428 DKK 16.2K

-21.08%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$3,509 DKK 23.3K

-90.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

3.2

125.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Horsens: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Horsens

$679 34.8% 120% $370

Groceries & Markets

Cebu

$206 22.4%

Horsens

$346 17.7% 68.3% $141

Monthly Utilities & Internet

Cebu

$162 17.6%

Horsens

$229 11.7% 41.4% $67

Clothing & Footwear

Cebu

$94 10.2%

Horsens

$166 8.5% 76.8% $72

Eating Out

Cebu

$88 9.6%

Horsens

$332 17% 276% $244

Sport & Entertainment

Cebu

$44 4.8%

Horsens

$78 4% 78.3% $34

Getting Around

Cebu

$16 1.7%

Horsens

$123 6.3% 690% $107

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $886 in Horsens. Housing cost is often the main lever when comparing two cities.

Horsens pays 914% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $90.0 in Horsens for a mid-range dinner for two. Groceries echo the gap at $206 vs $346 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇩🇰 Horsens

🕒 Local time

21:59 9:59 PM

15:59 3:59 PM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

58,646

💱 Currency

Philippine Peso PHP ₱

Danish Krone DKK kr

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 DKK = 0.15 USD

1 DKK = 0.134 EUR

Exchange rates and currency converter

DKK, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Danish Krone exchange rates as of October 18, 2026: 1 USD = 6.65 DKK (1 DKK = 0.15 USD). 1 EUR = 7.48 DKK (1 DKK = 0.134 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Horsens 10,500 km ≈ 14 h nonstop flight

From you

Cebu
Horsens

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Horsens: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 113% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 914% lower in Horsens. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $886 in Horsens. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $1,953 in Horsens – a 113% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 642% less than in Horsens. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,953 in Horsens, a $1,500 budget is realistic in Cebu but tight or insufficient in Horsens. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Horsens, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Horsens are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 113% less than in Horsens. Beyond cost, consider language, visa policies, and how big the international community is in each city.