Last update: Oct 2026

Cost of Living Comparison Between Horsens and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,953 in Horsens, rent and utilities included – about $12,400 less a year. Other living expenses account for most of the difference.

94

Cost of Living Index in Horsens
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Horsens Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Horsens

🇩🇰 Denmark

$1,953

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Horsens and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Horsens and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,953 in Horsens versus $918 in Cebu.

Horsens $1,953
Cebu $918

Estimated couple costs with rent: $3,206 in Horsens versus $1,409 in Cebu.

Horsens $3,206
Cebu $1,409

Monthly costs for a family of three with rent: $4,459 in Horsens versus $1,900 in Cebu.

Horsens $4,459
Cebu $1,900

Living in Horsens is roughly 113% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Horsens is 45% above, Cebu is 32% below.

Meal at Budget Restaurant

$21.30 DKK 142

$3.09 ₱194

589.32%

Three-Course Dinner for Two, Mid-Range

$90.4 DKK 601

$24.22 ₱1,525

273.33%

Fast Food Meal (McDonalds, etc)

$13.37 DKK 88.9

$3.92 ₱247

241.07%

Cappuccino

$5.03 DKK 33.44

$2.51 ₱158

100.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.73 DKK 18.16

$1.59 ₱100

71.70%

Water (0.33 liter bottle)

$1.77 DKK 11.76

$0.53 ₱33.43

233.96%

Local Beer (0.5 liter draught)

$6.54 DKK 43.53

$1.78 ₱112

267.42%

Imported Beer (0.33 liter bottle)

$5.33 DKK 35.46

$2.17 ₱137

145.62%

Milk (1 liter)

$2.14 DKK 14.22

$1.92 ₱121

11.46%

White Bread (500g)

$2.36 DKK 15.67

$1.36 ₱85.4

73.53%

Rice (white) (1kg)

$1.97 DKK 13.11

$1.01 ₱63.5

95.05%

Eggs

$4.27 DKK 28.41

$2.03 ₱128

110.34%

Local Cheese (1kg)

$12.96 DKK 86.2

$9.86 ₱621

31.44%

Chicken Fillets (1kg)

$10.39 DKK 69.1

$4.39 ₱277

136.67%

Beef Round Steak (1kg)

$14.41 DKK 95.8

$7.60 ₱479

89.61%

Apples (1kg)

$3.39 DKK 22.56

$3.30 ₱208

2.73%

Banana (1kg)

$3.08 DKK 20.50

$1.39 ₱87.8

121.58%

Oranges (1kg)

$4.19 DKK 27.86

$2.33 ₱147

79.83%

Tomato (1kg)

$4.95 DKK 32.92

$1.50 ₱94.3

230.00%

Potato (1kg)

$2.06 DKK 13.68

$2.36 ₱149

-12.71%

Onion (1kg)

$2.07 DKK 13.77

$1.90 ₱119

8.95%

Lettuce (1 head)

$1.67 DKK 11.13

$1.19 ₱74.9

40.34%

Water (1.5 liter bottle)

$1.36 DKK 9.05

$0.63 ₱39.71

115.87%

Cigarettes 20 Pack (Marlboro, Camel)

$9.93 DKK 66.0

$3.00 ₱189

231.00%

Wine (Bottle)

$10.27 DKK 68.3

$6.03 ₱379

70.32%

Local Beer (0.5 liter bottle)

$1.69 DKK 11.27

$1.23 ₱77.7

37.40%

Imported Beer (0.33 liter bottle)

$1.52 DKK 10.12

$1.75 ₱110

-13.14%

One-way Ticket (Public Transport)

$3.84 DKK 25.53

$0.25 ₱15.86

1436.00%

Public Transport Monthly Pass (Regular Price)

$93.8 DKK 624

$12.64 ₱796

641.93%

Taxi Start (Normal Tariff)

$5.81 DKK 38.61

$0.77 ₱48.62

654.55%

Taxi (Normal Tariff) (1km)

$1.60 DKK 10.61

$0.23 ₱14.53

595.65%

Taxi 1hour Waiting (Normal Tariff)

$89.5 DKK 595

$4.46 ₱281

1905.61%

Gasoline (1 liter)

$2.09 DKK 13.93

$1.31 ₱82.8

59.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.6K DKK 250.3K

$21.2K ₱1.3M

77.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$44.3K DKK 294.6K

$19.1K ₱1.2M

131.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$182 DKK 1,212

$120 ₱7,569

51.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.27 DKK 75.0

$14.00 ₱882

-19.50%

Internet (50+ Mbps, Unlimited Data)

$35.24 DKK 234

$27.54 ₱1,734

27.96%

Gym Membership (Monthly)

$45.08 DKK 300

$32.33 ₱2,035

39.44%

Tennis Court (1 Hour on Weekend)

$59.1 DKK 393

$6.65 ₱419

789.02%

Cinema Ticket

$16.34 DKK 109

$5.65 ₱356

189.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$434 DKK 2,883

$275 ₱17.3K

57.47%

International Primary School, 1 Child (Yearly)

$8,686 DKK 57.8K

$7,918 ₱498.5K

9.70%

Jeans (Levis 501 Or Similar)

$109 DKK 725

$49.33 ₱3,106

120.88%

Summer Dress (H&M, Zara, etc)

$40.53 DKK 270

$25.24 ₱1,589

60.58%

Sport Shoes (Adidas, Nike)

$115 DKK 764

$77.0 ₱4,846

49.35%

Men's Leather Business Shoes

$105 DKK 695

$57.2 ₱3,601

82.81%

1-bedroom Apartment, City Center (Monthly)

$886 DKK 5,891

$500 ₱31.5K

77.33%

1-bedroom Apartment, Outside City Center (Monthly)

$679 DKK 4,517

$309 ₱19.4K

119.91%

3-bedroom Apartment, City Center (Monthly)

$1,643 DKK 10.9K

$1,078 ₱67.9K

52.42%

3-bedroom Apartment, Outside City Center (Monthly)

$1,445 DKK 9,608

$615 ₱38.7K

134.82%

Buy Apartment in City Center (m2)

$3,430 DKK 22.8K

$2,886 ₱181.7K

18.86%

Buy Apartment Outside City Center (m2)

$2,428 DKK 16.2K

$1,917 ₱120.7K

26.70%

Average Monthly Net Salary (After Tax)

$3,509 DKK 23.3K

$346 ₱21.8K

914.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.2

7.2

-55.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Horsens: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Horsens

$679 34.8%

Cebu

$309 33.6% 54.5% $370

Groceries & Markets

Horsens

$346 17.7%

Cebu

$206 22.4% 40.6% $141

Eating Out

Horsens

$332 17%

Cebu

$88 9.6% 73.4% $244

Monthly Utilities & Internet

Horsens

$229 11.7%

Cebu

$162 17.6% 29.3% $67

Clothing & Footwear

Horsens

$166 8.5%

Cebu

$94 10.2% 43.4% $72

Getting Around

Horsens

$123 6.3%

Cebu

$16 1.7% 87.3% $107

Sport & Entertainment

Horsens

$78 4%

Cebu

$44 4.8% 43.9% $34

Cost Breakdown

A one-bedroom apartment in the center runs $886 in Horsens and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Horsens pays 914% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $90.0 in Horsens vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $346 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇩🇰 Horsens

🇵🇭 Cebu

🕒 Local time

13:27 1:27 PM

19:27 7:27 PM

6 h ahead of Horsens

🌤 Weather

👥 Population

58,646

964,169

💱 Currency

Danish Krone DKK kr

Philippine Peso PHP ₱

📈 Exchange rate

1 DKK = 0.15 USD

1 DKK = 0.134 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to DKK – Danish Krone Converter

🇺🇸 United States Dollar ($)

🇩🇰 Danish Krone (kr)

Danish Krone exchange rates as of October 18, 2026: 1 USD = 6.65 DKK (1 DKK = 0.15 USD). 1 EUR = 7.48 DKK (1 DKK = 0.134 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to DKK in detail →

On the map

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Highest

Between locations

Horsens Cebu 10,500 km ≈ 14 h nonstop flight

From you

Horsens
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Horsens vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 113% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 914% higher in Horsens, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $886 in Horsens versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,953 per month in Horsens versus $918 in Cebu – a 113% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 642% less than in Horsens. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,953 in Horsens, a $1,500 budget is realistic in Cebu but tight or insufficient in Horsens. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Horsens, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Horsens and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 113% less than in Horsens. Beyond cost, consider language, visa policies, and how big the international community is in each city.