Last update: Oct 2026

Cost of Living Comparison Between Cebu and Horana

For one person, living is cheaper in Horana: $456 a month against $915 in Cebu, rent and utilities included – about $5,500 less a year. Rent and utilities account for most of the difference.

44

Cost of Living Index in Cebu
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Cebu Living Index
22

Cost of Living Index in Horana
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Horana Living Index

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Cebu

🇵🇭 Philippines

$915

/mo nomad

Horana

🇱🇰 Sri Lanka

$456

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Horana

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Horana actually costs, broken down by who's living it.

Monthly costs for one person with rent: $915 in Cebu versus $456 in Horana.

Cebu $915
Horana $456

Estimated couple costs with rent: $1,418 in Cebu versus $736 in Horana.

Cebu $1,418
Horana $736

Monthly costs for a family of three with rent: $1,921 in Cebu versus $1,016 in Horana.

Cebu $1,921
Horana $1,016

Living in Cebu is roughly 101% more expensive than in Horana, and outside of rent the biggest gap is in leisure.

Both cities sit below the global median: Cebu 33% lower, Horana 66% lower.

Meal at Budget Restaurant

$3.05 ₱192

$1.83 LKR 605

66.67%

Three-Course Dinner for Two, Mid-Range

$24.00 ₱1,511

$24.89 LKR 8,246

-3.58%

Fast Food Meal (McDonalds, etc)

$3.99 ₱251

$7.46 LKR 2,472

-46.51%

Cappuccino

$2.50 ₱157

$2.46 LKR 815

1.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱97.1

$0.59 LKR 195

161.02%

Water (0.33 liter bottle)

$0.50 ₱31.37

$0.22 LKR 72.9

127.27%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.16 LKR 716

-17.59%

Imported Beer (0.33 liter bottle)

$2.17 ₱136

$3.06 LKR 1,015

-29.08%

Milk (1 liter)

$2.00 ₱126

$1.58 LKR 522

26.58%

White Bread (500g)

$1.37 ₱86.2

$0.40 LKR 134

242.50%

Rice (white) (1kg)

$1.03 ₱64.9

$0.65 LKR 217

58.46%

Eggs

$2.03 ₱128

$1.69 LKR 560

20.12%

Local Cheese (1kg)

$10.20 ₱642

$13.82 LKR 4,579

-26.19%

Chicken Fillets (1kg)

$4.45 ₱280

$4.19 LKR 1,387

6.21%

Beef Round Steak (1kg)

$7.67 ₱483

$7.58 LKR 2,511

1.19%

Apples (1kg)

$3.31 ₱208

$2.47 LKR 819

34.01%

Banana (1kg)

$1.46 ₱91.8

$0.37 LKR 124

294.59%

Oranges (1kg)

$2.32 ₱146

$4.47 LKR 1,481

-48.10%

Tomato (1kg)

$1.49 ₱94.0

$1.32 LKR 437

12.88%

Potato (1kg)

$2.34 ₱147

$0.69 LKR 228

239.13%

Onion (1kg)

$1.94 ₱122

$0.68 LKR 226

185.29%

Lettuce (1 head)

$1.16 ₱73.0

$0.88 LKR 291

31.82%

Water (1.5 liter bottle)

$0.68 ₱42.89

$0.46 LKR 153

47.83%

Cigarettes 20 Pack (Marlboro, Camel)

$2.99 ₱188

$10.37 LKR 3,434

-71.17%

Wine (Bottle)

$6.24 ₱393

$12.82 LKR 4,248

-51.33%

Local Beer (0.5 liter bottle)

$1.23 ₱77.3

$1.95 LKR 647

-36.92%

Imported Beer (0.33 liter bottle)

$1.73 ₱109

$3.05 LKR 1,011

-43.28%

One-way Ticket (Public Transport)

$0.23 ₱14.36

Public Transport Monthly Pass (Regular Price)

$12.34 ₱777

Taxi Start (Normal Tariff)

$0.79 ₱49.96

$0.37 LKR 123

113.51%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.86

$0.35 LKR 115

-37.14%

Taxi 1hour Waiting (Normal Tariff)

$4.54 ₱286

$0.94 LKR 313

382.98%

Gasoline (1 liter)

$1.32 ₱82.9

$1.40 LKR 464

-5.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ₱1.3M

$43.3K LKR 14.3M

-51.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$40.3K LKR 13.4M

-51.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 ₱7,464

$57.7 LKR 19.1K

105.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.22 ₱896

$2.96 LKR 982

380.41%

Internet (50+ Mbps, Unlimited Data)

$27.47 ₱1,730

$20.58 LKR 6,815

33.48%

Gym Membership (Monthly)

$32.31 ₱2,034

Tennis Court (1 Hour on Weekend)

$6.50 ₱409

Cinema Ticket

$5.40 ₱340

$4.43 LKR 1,466

21.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$276 ₱17.4K

$37.37 LKR 12.4K

638.61%

International Primary School, 1 Child (Yearly)

$7,866 ₱495.3K

$1,212 LKR 401.4K

549.16%

Jeans (Levis 501 Or Similar)

$49.37 ₱3,108

$17.81 LKR 5,898

177.20%

Summer Dress (H&M, Zara, etc)

$24.58 ₱1,548

$16.63 LKR 5,507

47.81%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,825

$78.1 LKR 25.9K

-1.92%

Men's Leather Business Shoes

$58.9 ₱3,706

$41.45 LKR 13.7K

42.00%

1-bedroom Apartment, City Center (Monthly)

$503 ₱31.7K

1-bedroom Apartment, Outside City Center (Monthly)

$305 ₱19.2K

3-bedroom Apartment, City Center (Monthly)

$1,075 ₱67.7K

3-bedroom Apartment, Outside City Center (Monthly)

$632 ₱39.8K

Buy Apartment in City Center (m2)

$2,870 ₱180.7K

Buy Apartment Outside City Center (m2)

$1,877 ₱118.2K

Average Monthly Net Salary (After Tax)

$336 ₱21.1K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

12.69

-43.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 19, 2026

Last update for Horana: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$305 33.3%

Horana

- * 0% 100%

Groceries & Markets

Cebu

$210 22.9%

Horana

$207 45.5% 1% $2.2

Monthly Utilities & Internet

Cebu

$160 17.5%

Horana

$81 17.8% 49.3% $79

Clothing & Footwear

Cebu

$94 10.3%

Horana

$69 15.2% 26.5% $25

Eating Out

Cebu

$88 9.6%

Horana

$87 19% 1.2% $1

Sport & Entertainment

Cebu

$43 4.7%

Horana

$8.9 * 1.9% 79.5% $34

Getting Around

Cebu

$15 1.7%

Horana

$2.1 * 0.5% 86.1% $13

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $24.00 in Cebu vs $25.00 in Horana. Groceries flip the comparison at $210 vs $207, with Horana cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇱🇰 Horana

🕒 Local time

05:45 5:45 AM

03:15 3:15 AM

2 h 30 min behind Cebu

🌤 Weather

👥 Population

964,169

15,000

💱 Currency

Philippine Peso PHP ₱

Sri Lankan Rupee LKR Rs

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 LKR = 3.02 USD

1,000 LKR = 2.69 EUR

Exchange rates and currency converter

LKR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Sri Lankan Rupee exchange rates as of October 20, 2026: 1 USD = 331 LKR (1,000 LKR = 3.02 USD). 1 EUR = 372 LKR (1,000 LKR = 2.69 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Horana 4,830 km ≈ 7 h nonstop flight

From you

Cebu
Horana

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Horana: Cost of Living - Frequently Asked Questions

Horana is cheaper overall, especially in groceries, clothing, and eating out. The 101% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,372 in Cebu and $683 in Horana to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 1% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $915 per month in Cebu versus $456 in Horana – a 101% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,000 a month, though Horana gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Horana is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Horana are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Horana gentler on the wallet – expenses run 101% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.