Last update: Oct 2026

Cost of Living Comparison Between Horana and Cebu

For one person, living is cheaper in Horana: $456 a month against $915 in Cebu, rent and utilities included – about $5,500 less a year. Rent and utilities account for most of the difference.

22

Cost of Living Index in Horana
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Horana Living Index
44

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Horana

🇱🇰 Sri Lanka

$456

/mo nomad

Cebu

🇵🇭 Philippines

$915

/mo nomad

Monthly Cost of Living

How much you'll spend in Horana and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Horana and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $456 in Horana versus $915 in Cebu.

Horana $456
Cebu $915

Estimated couple costs with rent: $736 in Horana versus $1,418 in Cebu.

Horana $736
Cebu $1,418

Monthly costs for a family of three with rent: $1,016 in Horana versus $1,921 in Cebu.

Horana $1,016
Cebu $1,921

Living in Horana costs roughly 50% less than in Cebu, and outside of rent the biggest gap is in leisure.

Both cities sit below the global median: Horana 66% lower, Cebu 33% lower.

Meal at Budget Restaurant

$1.83 LKR 605

$3.05 ₱192

-40.00%

Three-Course Dinner for Two, Mid-Range

$24.89 LKR 8,246

$24.00 ₱1,511

3.71%

Fast Food Meal (McDonalds, etc)

$7.46 LKR 2,472

$3.99 ₱251

86.97%

Cappuccino

$2.46 LKR 815

$2.50 ₱157

-1.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.59 LKR 195

$1.54 ₱97.1

-61.69%

Water (0.33 liter bottle)

$0.22 LKR 72.9

$0.50 ₱31.37

-56.00%

Local Beer (0.5 liter draught)

$2.16 LKR 716

$1.78 ₱112

21.35%

Imported Beer (0.33 liter bottle)

$3.06 LKR 1,015

$2.17 ₱136

41.01%

Milk (1 liter)

$1.58 LKR 522

$2.00 ₱126

-21.00%

White Bread (500g)

$0.40 LKR 134

$1.37 ₱86.2

-70.80%

Rice (white) (1kg)

$0.65 LKR 217

$1.03 ₱64.9

-36.89%

Eggs

$1.69 LKR 560

$2.03 ₱128

-16.75%

Local Cheese (1kg)

$13.82 LKR 4,579

$10.20 ₱642

35.49%

Chicken Fillets (1kg)

$4.19 LKR 1,387

$4.45 ₱280

-5.84%

Beef Round Steak (1kg)

$7.58 LKR 2,511

$7.67 ₱483

-1.17%

Apples (1kg)

$2.47 LKR 819

$3.31 ₱208

-25.38%

Banana (1kg)

$0.37 LKR 124

$1.46 ₱91.8

-74.66%

Oranges (1kg)

$4.47 LKR 1,481

$2.32 ₱146

92.67%

Tomato (1kg)

$1.32 LKR 437

$1.49 ₱94.0

-11.41%

Potato (1kg)

$0.69 LKR 228

$2.34 ₱147

-70.51%

Onion (1kg)

$0.68 LKR 226

$1.94 ₱122

-64.95%

Lettuce (1 head)

$0.88 LKR 291

$1.16 ₱73.0

-24.14%

Water (1.5 liter bottle)

$0.46 LKR 153

$0.68 ₱42.89

-32.35%

Cigarettes 20 Pack (Marlboro, Camel)

$10.37 LKR 3,434

$2.99 ₱188

246.82%

Wine (Bottle)

$12.82 LKR 4,248

$6.24 ₱393

105.45%

Local Beer (0.5 liter bottle)

$1.95 LKR 647

$1.23 ₱77.3

58.54%

Imported Beer (0.33 liter bottle)

$3.05 LKR 1,011

$1.73 ₱109

76.30%

One-way Ticket (Public Transport)

$0.23 ₱14.36

Public Transport Monthly Pass (Regular Price)

$12.34 ₱777

Taxi Start (Normal Tariff)

$0.37 LKR 123

$0.79 ₱49.96

-53.16%

Taxi (Normal Tariff) (1km)

$0.35 LKR 115

$0.22 ₱13.86

59.09%

Taxi 1hour Waiting (Normal Tariff)

$0.94 LKR 313

$4.54 ₱286

-79.30%

Gasoline (1 liter)

$1.40 LKR 464

$1.32 ₱82.9

6.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$43.3K LKR 14.3M

$21.0K ₱1.3M

106.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.3K LKR 13.4M

$19.4K ₱1.2M

107.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$57.7 LKR 19.1K

$119 ₱7,464

-51.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$2.96 LKR 982

$14.22 ₱896

-79.18%

Internet (50+ Mbps, Unlimited Data)

$20.58 LKR 6,815

$27.47 ₱1,730

-25.08%

Gym Membership (Monthly)

$32.31 ₱2,034

Tennis Court (1 Hour on Weekend)

$6.50 ₱409

Cinema Ticket

$4.43 LKR 1,466

$5.40 ₱340

-17.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$37.37 LKR 12.4K

$276 ₱17.4K

-86.46%

International Primary School, 1 Child (Yearly)

$1,212 LKR 401.4K

$7,866 ₱495.3K

-84.60%

Jeans (Levis 501 Or Similar)

$17.81 LKR 5,898

$49.37 ₱3,108

-63.93%

Summer Dress (H&M, Zara, etc)

$16.63 LKR 5,507

$24.58 ₱1,548

-32.34%

Sport Shoes (Adidas, Nike)

$78.1 LKR 25.9K

$76.6 ₱4,825

1.96%

Men's Leather Business Shoes

$41.45 LKR 13.7K

$58.9 ₱3,706

-29.58%

1-bedroom Apartment, City Center (Monthly)

$503 ₱31.7K

1-bedroom Apartment, Outside City Center (Monthly)

$305 ₱19.2K

3-bedroom Apartment, City Center (Monthly)

$1,075 ₱67.7K

3-bedroom Apartment, Outside City Center (Monthly)

$632 ₱39.8K

Buy Apartment in City Center (m2)

$2,870 ₱180.7K

Buy Apartment Outside City Center (m2)

$1,877 ₱118.2K

Average Monthly Net Salary (After Tax)

$336 ₱21.1K

20-Year Fixed Mortgage Interest Rate (Annual %)

12.69

7.2

76.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Horana: October 17, 2026

Last update for Cebu: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Horana

$207 45.5%

Cebu

$210 22.9% 1.1% $2.2

Eating Out

Horana

$87 19%

Cebu

$88 9.6% 1.2% $1

Monthly Utilities & Internet

Horana

$81 17.8%

Cebu

$160 17.5% 97.4% $79

Clothing & Footwear

Horana

$69 15.2%

Cebu

$94 10.3% 36% $25

Sport & Entertainment

Horana

$8.9 * 1.9%

Cebu

$43 4.7% 387% $34

Getting Around

Horana

$2.1 * 0.5%

Cebu

$15 1.7% 621% $13

Accommodation & Living

Horana

- * 0%

Cebu

$305 33.3%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $25.00 in Horana vs $24.00 in Cebu. Groceries flip the comparison at $207 vs $210, with Horana cheaper for home cooking.

Good to know

🇱🇰 Horana

🇵🇭 Cebu

🕒 Local time

01:53 1:53 AM

04:23 4:23 AM

2 h 30 min ahead of Horana

🌤 Weather

👥 Population

15,000

964,169

💱 Currency

Sri Lankan Rupee LKR Rs

Philippine Peso PHP ₱

📈 Exchange rate

1,000 LKR = 3.02 USD

1,000 LKR = 2.69 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to LKR – Sri Lankan Rupee Converter

🇺🇸 United States Dollar ($)

🇱🇰 Sri Lankan Rupee (Rs)

Sri Lankan Rupee exchange rates as of October 20, 2026: 1 USD = 331 LKR (1,000 LKR = 3.02 USD). 1 EUR = 372 LKR (1,000 LKR = 2.69 EUR).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to LKR in detail →

On the map

Lowest

Highest

Between locations

Horana Cebu 4,830 km ≈ 7 h nonstop flight

From you

Horana
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Horana vs Cebu: Cost of Living - Frequently Asked Questions

Horana is cheaper overall, especially in groceries, eating out, and clothing. The 101% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $683 in Horana and $1,372 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 1% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $456 per month in Horana versus $915 in Cebu – a 101% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,000 a month, though Horana gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Horana is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Horana and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Horana gentler on the wallet – expenses run 101% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.