Last update: Oct 2026

Cost of Living Comparison Between Cebu and Havlíčkův Brod

For one person, living is cheaper in Cebu: $918 a month against $1,546 in Havlíčkův Brod, rent and utilities included – about $7,500 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
Learn more

Cebu Living Index
75

Cost of Living Index in Havlíčkův Brod
Learn more

Havlíčkův Brod Living Index

Jump to prices

Cebu

🇵🇭 Philippines

$918

/mo nomad

Havlíčkův Brod

🇨🇿 Czech Republic

$1,546

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Havlíčkův Brod

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Havlíčkův Brod actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,546 in Havlíčkův Brod.

Cebu $918
Havlíčkův Brod $1,546

Estimated couple costs with rent: $1,409 in Cebu versus $2,172 in Havlíčkův Brod.

Cebu $1,409
Havlíčkův Brod $2,172

Monthly costs for a family of three with rent: $1,900 in Cebu versus $2,799 in Havlíčkův Brod.

Cebu $1,900
Havlíčkův Brod $2,799

Living in Cebu costs roughly 41% less than in Havlíčkův Brod, and outside of rent the biggest gap is in clothing.

The two cities straddle the global median: Cebu is 32% below, Havlíčkův Brod is 14% above.

Meal at Budget Restaurant

$3.09 ₱195

$8.00 Kč 174

-61.38%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,526

$40.03 Kč 870

-39.50%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$6.52 Kč 142

-39.88%

Cappuccino

$2.51 ₱158

$3.75 Kč 81.5

-33.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$1.69 Kč 36.77

-5.92%

Water (0.33 liter bottle)

$0.53 ₱33.47

$1.48 Kč 32.08

-64.19%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.02 Kč 43.81

-11.88%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$2.49 Kč 54.1

-12.85%

Milk (1 liter)

$1.92 ₱121

$0.72 Kč 15.58

166.67%

White Bread (500g)

$1.36 ₱85.5

$1.59 Kč 34.65

-14.47%

Rice (white) (1kg)

$1.01 ₱63.6

$2.52 Kč 54.8

-59.92%

Eggs

$2.03 ₱128

$2.78 Kč 60.4

-26.98%

Local Cheese (1kg)

$9.86 ₱622

$6.95 Kč 151

41.87%

Chicken Fillets (1kg)

$4.39 ₱277

$4.64 Kč 101

-5.39%

Beef Round Steak (1kg)

$7.60 ₱479

$5.41 Kč 117

40.48%

Apples (1kg)

$3.30 ₱208

$0.70 Kč 15.25

371.43%

Banana (1kg)

$1.39 ₱87.9

$1.74 Kč 37.81

-20.11%

Oranges (1kg)

$2.33 ₱147

$2.17 Kč 47.04

7.37%

Tomato (1kg)

$1.50 ₱94.4

$3.33 Kč 72.3

-54.95%

Potato (1kg)

$2.36 ₱149

$1.05 Kč 22.75

124.76%

Onion (1kg)

$1.90 ₱120

$0.91 Kč 19.69

108.79%

Lettuce (1 head)

$1.19 ₱75.0

$0.44 Kč 9.56

170.45%

Water (1.5 liter bottle)

$0.63 ₱39.75

$0.83 Kč 18.10

-24.10%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$4.78 Kč 104

-37.24%

Wine (Bottle)

$6.03 ₱380

$6.96 Kč 151

-13.36%

Local Beer (0.5 liter bottle)

$1.23 ₱77.8

$0.96 Kč 20.95

28.13%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.05 Kč 44.60

-14.63%

One-way Ticket (Public Transport)

$0.25 ₱15.88

$1.11 Kč 24.18

-77.48%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$24.65 Kč 536

-48.72%

Taxi Start (Normal Tariff)

$0.77 ₱48.67

$1.85 Kč 40.12

-58.38%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.55

$0.96 Kč 20.77

-76.04%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$19.04 Kč 414

-76.58%

Gasoline (1 liter)

$1.31 ₱82.9

$1.90 Kč 41.32

-31.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$28.0K Kč 608.5K

-24.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$28.4K Kč 617.8K

-32.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,577

$289 Kč 6,277

-58.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱883

$23.73 Kč 516

-41.00%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,736

$22.00 Kč 478

25.18%

Gym Membership (Monthly)

$32.33 ₱2,037

$54.8 Kč 1,191

-41.04%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$17.12 Kč 372

-61.16%

Cinema Ticket

$5.65 ₱356

$5.97 Kč 130

-5.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.4K

$477 Kč 10.4K

-42.34%

International Primary School, 1 Child (Yearly)

$7,918 ₱499.1K

$18.8K Kč 408.6K

-57.90%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,109

$91.3 Kč 1,983

-45.96%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,591

$40.73 Kč 885

-38.03%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,851

$107 Kč 2,333

-28.33%

Men's Leather Business Shoes

$57.2 ₱3,605

$129 Kč 2,808

-55.74%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$700 Kč 15.2K

-28.66%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.5K

$603 Kč 13.1K

-48.77%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$1,208 Kč 26.2K

-10.74%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.8K

$916 Kč 19.9K

-32.83%

Buy Apartment in City Center (m2)

$2,886 ₱181.9K

$4,524 Kč 98.3K

-36.21%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.8K

$3,517 Kč 76.4K

-45.51%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$1,404 Kč 30.5K

-75.36%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

4.72

52.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Havlíčkův Brod: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Havlíčkův Brod

$603 39% 95.2% $294

Groceries & Markets

Cebu

$206 22.4%

Havlíčkův Brod

$183 11.9% 10.9% $22

Monthly Utilities & Internet

Cebu

$162 17.6%

Havlíčkův Brod

$335 21.7% 107% $173

Clothing & Footwear

Cebu

$94 10.2%

Havlíčkův Brod

$166 10.7% 76.6% $72

Eating Out

Cebu

$88 9.6%

Havlíčkův Brod

$156 10.1% 77.1% $68

Sport & Entertainment

Cebu

$44 4.8%

Havlíčkův Brod

$67 4.3% 53.1% $23

Getting Around

Cebu

$16 1.7%

Havlíčkův Brod

$36 2.3% 130% $20

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $700 in Havlíčkův Brod. Housing cost is often the main lever when comparing two cities.

Havlíčkův Brod pays 306% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $40.00 in Havlíčkův Brod. Groceries flip the comparison at $206 vs $183, with Havlíčkův Brod cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇨🇿 Havlíčkův Brod

🕒 Local time

00:21 12:21 AM

18:21 6:21 PM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

23,534

💱 Currency

Philippine Peso PHP ₱

Czech Koruna CZK Kč

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

100 CZK = 4.6 USD

100 CZK = 4.11 EUR

Exchange rates and currency converter

CZK, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 15, 2026: 1 USD = 63.03 PHP (100 PHP = 1.59 USD). 1 EUR = 70.58 PHP (100 PHP = 1.42 EUR).

Czech Koruna exchange rates as of October 15, 2026: 1 USD = 21.73 CZK (100 CZK = 4.6 USD). 1 EUR = 24.33 CZK (100 CZK = 4.11 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Havlíčkův Brod 10,420 km ≈ 14 h nonstop flight

From you

Cebu
Havlíčkův Brod

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Havlíčkův Brod: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in clothing, eating out, and leisure. The 68% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 306% lower in Havlíčkův Brod. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $700 in Havlíčkův Brod. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $1,546 in Havlíčkův Brod – a 68% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 95% less than in Havlíčkův Brod. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,546 in Havlíčkův Brod, a $1,500 budget is realistic in Cebu but tight or insufficient in Havlíčkův Brod. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Havlíčkův Brod, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Havlíčkův Brod are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 68% less than in Havlíčkův Brod. Beyond cost, consider language, visa policies, and how big the international community is in each city.