Last update: Oct 2026

Cost of Living Comparison Between Havlíčkův Brod and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,546 in Havlíčkův Brod, rent and utilities included – about $7,500 less a year. Rent and utilities account for most of the difference.

75

Cost of Living Index in Havlíčkův Brod
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Havlíčkův Brod Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Havlíčkův Brod

🇨🇿 Czech Republic

$1,546

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Havlíčkův Brod and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Havlíčkův Brod and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,546 in Havlíčkův Brod versus $918 in Cebu.

Havlíčkův Brod $1,546
Cebu $918

Estimated couple costs with rent: $2,172 in Havlíčkův Brod versus $1,409 in Cebu.

Havlíčkův Brod $2,172
Cebu $1,409

Monthly costs for a family of three with rent: $2,799 in Havlíčkův Brod versus $1,900 in Cebu.

Havlíčkův Brod $2,799
Cebu $1,900

Living in Havlíčkův Brod is roughly 68% more expensive than in Cebu, and outside of rent the biggest gap is in clothing.

The two cities straddle the global median: Havlíčkův Brod is 14% above, Cebu is 32% below.

Meal at Budget Restaurant

$8.00 Kč 174

$3.09 ₱195

158.90%

Three-Course Dinner for Two, Mid-Range

$40.03 Kč 870

$24.22 ₱1,526

65.28%

Fast Food Meal (McDonalds, etc)

$6.52 Kč 142

$3.92 ₱247

66.33%

Cappuccino

$3.75 Kč 81.5

$2.51 ₱158

49.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.69 Kč 36.77

$1.59 ₱100

6.29%

Water (0.33 liter bottle)

$1.48 Kč 32.08

$0.53 ₱33.47

179.25%

Local Beer (0.5 liter draught)

$2.02 Kč 43.81

$1.78 ₱112

13.48%

Imported Beer (0.33 liter bottle)

$2.49 Kč 54.1

$2.17 ₱137

14.75%

Milk (1 liter)

$0.72 Kč 15.58

$1.92 ₱121

-62.50%

White Bread (500g)

$1.59 Kč 34.65

$1.36 ₱85.5

16.91%

Rice (white) (1kg)

$2.52 Kč 54.8

$1.01 ₱63.6

149.50%

Eggs

$2.78 Kč 60.4

$2.03 ₱128

36.95%

Local Cheese (1kg)

$6.95 Kč 151

$9.86 ₱622

-29.51%

Chicken Fillets (1kg)

$4.64 Kč 101

$4.39 ₱277

5.69%

Beef Round Steak (1kg)

$5.41 Kč 117

$7.60 ₱479

-28.82%

Apples (1kg)

$0.70 Kč 15.25

$3.30 ₱208

-78.79%

Banana (1kg)

$1.74 Kč 37.81

$1.39 ₱87.9

25.18%

Oranges (1kg)

$2.17 Kč 47.04

$2.33 ₱147

-6.87%

Tomato (1kg)

$3.33 Kč 72.3

$1.50 ₱94.4

122.00%

Potato (1kg)

$1.05 Kč 22.75

$2.36 ₱149

-55.51%

Onion (1kg)

$0.91 Kč 19.69

$1.90 ₱120

-52.11%

Lettuce (1 head)

$0.44 Kč 9.56

$1.19 ₱75.0

-63.03%

Water (1.5 liter bottle)

$0.83 Kč 18.10

$0.63 ₱39.75

31.75%

Cigarettes 20 Pack (Marlboro, Camel)

$4.78 Kč 104

$3.00 ₱189

59.33%

Wine (Bottle)

$6.96 Kč 151

$6.03 ₱380

15.42%

Local Beer (0.5 liter bottle)

$0.96 Kč 20.95

$1.23 ₱77.8

-21.95%

Imported Beer (0.33 liter bottle)

$2.05 Kč 44.60

$1.75 ₱110

17.14%

One-way Ticket (Public Transport)

$1.11 Kč 24.18

$0.25 ₱15.88

344.00%

Public Transport Monthly Pass (Regular Price)

$24.65 Kč 536

$12.64 ₱796

95.02%

Taxi Start (Normal Tariff)

$1.85 Kč 40.12

$0.77 ₱48.67

140.26%

Taxi (Normal Tariff) (1km)

$0.96 Kč 20.77

$0.23 ₱14.55

317.39%

Taxi 1hour Waiting (Normal Tariff)

$19.04 Kč 414

$4.46 ₱281

326.91%

Gasoline (1 liter)

$1.90 Kč 41.32

$1.31 ₱82.9

45.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K Kč 608.5K

$21.2K ₱1.3M

31.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.4K Kč 617.8K

$19.1K ₱1.2M

48.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$289 Kč 6,277

$120 ₱7,577

140.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.73 Kč 516

$14.00 ₱883

69.50%

Internet (50+ Mbps, Unlimited Data)

$22.00 Kč 478

$27.54 ₱1,736

-20.12%

Gym Membership (Monthly)

$54.8 Kč 1,191

$32.33 ₱2,037

69.59%

Tennis Court (1 Hour on Weekend)

$17.12 Kč 372

$6.65 ₱419

157.44%

Cinema Ticket

$5.97 Kč 130

$5.65 ₱356

5.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$477 Kč 10.4K

$275 ₱17.4K

73.42%

International Primary School, 1 Child (Yearly)

$18.8K Kč 408.6K

$7,918 ₱499.1K

137.52%

Jeans (Levis 501 Or Similar)

$91.3 Kč 1,983

$49.33 ₱3,109

85.04%

Summer Dress (H&M, Zara, etc)

$40.73 Kč 885

$25.24 ₱1,591

61.37%

Sport Shoes (Adidas, Nike)

$107 Kč 2,333

$77.0 ₱4,851

39.53%

Men's Leather Business Shoes

$129 Kč 2,808

$57.2 ₱3,605

125.96%

1-bedroom Apartment, City Center (Monthly)

$700 Kč 15.2K

$500 ₱31.5K

40.17%

1-bedroom Apartment, Outside City Center (Monthly)

$603 Kč 13.1K

$309 ₱19.5K

95.18%

3-bedroom Apartment, City Center (Monthly)

$1,208 Kč 26.2K

$1,078 ₱67.9K

12.03%

3-bedroom Apartment, Outside City Center (Monthly)

$916 Kč 19.9K

$615 ₱38.8K

48.88%

Buy Apartment in City Center (m2)

$4,524 Kč 98.3K

$2,886 ₱181.9K

56.76%

Buy Apartment Outside City Center (m2)

$3,517 Kč 76.4K

$1,917 ₱120.8K

83.52%

Average Monthly Net Salary (After Tax)

$1,404 Kč 30.5K

$346 ₱21.8K

305.79%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.72

7.2

-34.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Havlíčkův Brod: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Havlíčkův Brod

$603 39%

Cebu

$309 33.6% 48.8% $294

Monthly Utilities & Internet

Havlíčkův Brod

$335 21.7%

Cebu

$162 17.6% 51.7% $173

Groceries & Markets

Havlíčkův Brod

$183 11.9%

Cebu

$206 22.4% 12.2% $22

Clothing & Footwear

Havlíčkův Brod

$166 10.7%

Cebu

$94 10.2% 43.4% $72

Eating Out

Havlíčkův Brod

$156 10.1%

Cebu

$88 9.6% 43.5% $68

Sport & Entertainment

Havlíčkův Brod

$67 4.3%

Cebu

$44 4.8% 34.7% $23

Getting Around

Havlíčkův Brod

$36 2.3%

Cebu

$16 1.7% 56.4% $20

Cost Breakdown

A one-bedroom apartment in the center runs $700 in Havlíčkův Brod and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Havlíčkův Brod pays 306% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $40.00 in Havlíčkův Brod vs $24.00 in Cebu. Groceries flip the comparison at $183 vs $206, with Havlíčkův Brod cheaper for home cooking.

Good to know

🇨🇿 Havlíčkův Brod

🇵🇭 Cebu

🕒 Local time

16:36 4:36 PM

22:36 10:36 PM

6 h ahead of Havlíčkův Brod

🌤 Weather

👥 Population

23,534

964,169

💱 Currency

Czech Koruna CZK Kč

Philippine Peso PHP ₱

📈 Exchange rate

100 CZK = 4.6 USD

100 CZK = 4.11 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to CZK – Czech Koruna Converter

🇺🇸 United States Dollar ($)

🇨🇿 Czech Koruna (Kč)

Czech Koruna exchange rates as of October 15, 2026: 1 USD = 21.73 CZK (100 CZK = 4.6 USD). 1 EUR = 24.33 CZK (100 CZK = 4.11 EUR).

Philippine Peso exchange rates as of October 15, 2026: 1 USD = 63.03 PHP (100 PHP = 1.59 USD). 1 EUR = 70.58 PHP (100 PHP = 1.42 EUR).

USD to CZK in detail →

On the map

Lowest

Highest

Between locations

Havlíčkův Brod Cebu 10,420 km ≈ 14 h nonstop flight

From you

Havlíčkův Brod
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Havlíčkův Brod vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in clothing, eating out, and leisure. The 68% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 306% higher in Havlíčkův Brod, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $700 in Havlíčkův Brod versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,546 per month in Havlíčkův Brod versus $918 in Cebu – a 68% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 95% less than in Havlíčkův Brod. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,546 in Havlíčkův Brod, a $1,500 budget is realistic in Cebu but tight or insufficient in Havlíčkův Brod. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Havlíčkův Brod, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Havlíčkův Brod and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 68% less than in Havlíčkův Brod. Beyond cost, consider language, visa policies, and how big the international community is in each city.