Last update: Oct 2026

Cost of Living Comparison Between Cebu and Härnösand

For one person, living is cheaper in Cebu: $918 a month against $1,729 in Härnösand, rent and utilities included – about $9,700 less a year. Other living expenses account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
84

Cost of Living Index in Härnösand
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Härnösand Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Härnösand

🇸🇪 Sweden

$1,729

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Härnösand

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Härnösand actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,729 in Härnösand.

Cebu $918
Härnösand $1,729

Estimated couple costs with rent: $1,409 in Cebu versus $2,677 in Härnösand.

Cebu $1,409
Härnösand $2,677

Monthly costs for a family of three with rent: $1,900 in Cebu versus $3,625 in Härnösand.

Cebu $1,900
Härnösand $3,625

Living in Cebu costs roughly 47% less than in Härnösand, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 32% below, Härnösand is 28% above.

Meal at Budget Restaurant

$3.09 ₱194

$13.06 SEK 129

-76.34%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$74.8 SEK 741

-67.62%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$9.71 SEK 96.2

-59.63%

Cappuccino

$2.51 ₱158

$4.36 SEK 43.18

-42.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$2.59 SEK 25.66

-38.61%

Water (0.33 liter bottle)

$0.53 ₱33.43

$2.16 SEK 21.38

-75.46%

Local Beer (0.5 liter draught)

$1.78 ₱112

$6.85 SEK 67.9

-74.01%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$7.31 SEK 72.5

-70.31%

Milk (1 liter)

$1.92 ₱121

$1.69 SEK 16.72

13.61%

White Bread (500g)

$1.36 ₱85.4

$2.77 SEK 27.43

-50.90%

Rice (white) (1kg)

$1.01 ₱63.5

$3.64 SEK 36.02

-72.25%

Eggs

$2.03 ₱128

$4.20 SEK 41.61

-51.67%

Local Cheese (1kg)

$9.86 ₱621

$11.83 SEK 117

-16.65%

Chicken Fillets (1kg)

$4.39 ₱277

$11.64 SEK 115

-62.29%

Beef Round Steak (1kg)

$7.60 ₱479

$16.86 SEK 167

-54.92%

Apples (1kg)

$3.30 ₱208

$3.10 SEK 30.70

6.45%

Banana (1kg)

$1.39 ₱87.8

$2.48 SEK 24.61

-43.95%

Oranges (1kg)

$2.33 ₱147

$3.01 SEK 29.85

-22.59%

Tomato (1kg)

$1.50 ₱94.3

$4.29 SEK 42.50

-65.03%

Potato (1kg)

$2.36 ₱149

$1.59 SEK 15.73

48.43%

Onion (1kg)

$1.90 ₱119

$1.62 SEK 16.01

17.28%

Lettuce (1 head)

$1.19 ₱74.9

$2.17 SEK 21.55

-45.16%

Water (1.5 liter bottle)

$0.63 ₱39.71

$1.45 SEK 14.36

-56.55%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$7.19 SEK 71.2

-58.28%

Wine (Bottle)

$6.03 ₱379

$10.12 SEK 100

-40.42%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.91 SEK 18.97

-35.60%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.15 SEK 21.27

-18.60%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$3.37 SEK 33.42

-92.58%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$77.7 SEK 770

-83.72%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$5.71 SEK 56.6

-86.51%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$1.66 SEK 16.43

-86.14%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$58.1 SEK 576

-92.32%

Gasoline (1 liter)

$1.31 ₱82.8

$1.72 SEK 17.08

-23.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$32.9K SEK 325.6K

-35.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$32.4K SEK 321.2K

-40.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$104 SEK 1,033

15.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$23.72 SEK 235

-40.98%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$38.27 SEK 379

-28.04%

Gym Membership (Monthly)

$32.33 ₱2,035

$38.20 SEK 379

-15.37%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$25.53 SEK 253

-73.95%

Cinema Ticket

$5.65 ₱356

$15.84 SEK 157

-64.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$156 SEK 1,551

75.93%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$5,027 SEK 49.8K

57.50%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$91.2 SEK 904

-45.90%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$39.17 SEK 388

-35.56%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$90.0 SEK 892

-14.51%

Men's Leather Business Shoes

$57.2 ₱3,601

$135 SEK 1,341

-57.74%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$808 SEK 8,006

-38.18%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$622 SEK 6,161

-50.33%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$1,353 SEK 13.4K

-20.31%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$1,005 SEK 9,957

-38.77%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$3,932 SEK 39.0K

-26.59%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$2,802 SEK 27.8K

-31.61%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

3.45

108.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Härnösand: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Härnösand

$622 36% 101% $313

Groceries & Markets

Cebu

$206 22.4%

Härnösand

$352 20.4% 71.1% $146

Monthly Utilities & Internet

Cebu

$162 17.6%

Härnösand

$166 9.6% 2.7% $4.4

Clothing & Footwear

Cebu

$94 10.2%

Härnösand

$160 9.3% 70.4% $66

Eating Out

Cebu

$88 9.6%

Härnösand

$254 14.7% 188% $166

Sport & Entertainment

Cebu

$44 4.8%

Härnösand

$70 4% 60.2% $26

Getting Around

Cebu

$16 1.7%

Härnösand

$105 6.1% 575% $90

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $808 in Härnösand. Housing cost is often the main lever when comparing two cities.

Dining out: $24.00 in Cebu vs $75.0 in Härnösand for a mid-range dinner for two. Groceries echo the gap at $206 vs $352 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇸🇪 Härnösand

🕒 Local time

05:47 5:47 AM

23:47 11:47 PM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

24,689

💱 Currency

Philippine Peso PHP ₱

Swedish Krona SEK kr

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 SEK = 10.09 USD

100 SEK = 8.98 EUR

Exchange rates and currency converter

SEK, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Swedish Krona exchange rates as of October 18, 2026: 1 USD = 9.91 SEK (1 SEK = 0.101 USD). 1 EUR = 11.14 SEK (100 SEK = 8.98 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Härnösand 9,790 km ≈ 13 h nonstop flight

From you

Cebu
Härnösand

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Härnösand: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 88% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,377 in Cebu and $2,594 in Härnösand to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $500 in Cebu versus $808 in Härnösand. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $1,729 in Härnösand – a 88% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 514% less than in Härnösand. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,729 in Härnösand, a $1,500 budget is realistic in Cebu but tight or insufficient in Härnösand. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Härnösand, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Härnösand are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 88% less than in Härnösand. Beyond cost, consider language, visa policies, and how big the international community is in each city.