Last update: Oct 2026

Cost of Living Comparison Between Cebu and Hardoi

For one person, living is cheaper in Hardoi: $368 a month against $918 in Cebu, rent and utilities included – about $6,600 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
18

Cost of Living Index in Hardoi
Learn more

Hardoi Living Index

Jump to prices

Cebu

🇵🇭 Philippines

$918

/mo nomad

Hardoi

🇮🇳 India

$368

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Hardoi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Hardoi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $368 in Hardoi.

Cebu $918
Hardoi $368

Estimated couple costs with rent: $1,409 in Cebu versus $582 in Hardoi.

Cebu $1,409
Hardoi $582

Monthly costs for a family of three with rent: $1,900 in Cebu versus $796 in Hardoi.

Cebu $1,900
Hardoi $796

Living in Cebu is roughly 149% more expensive than in Hardoi, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Hardoi 73% lower.

Meal at Budget Restaurant

$3.09 ₱194

$2.37 ₹225

30.38%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$10.47 ₹995

131.33%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$3.36 ₹319

16.67%

Cappuccino

$2.51 ₱158

$1.41 ₹134

78.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.41 ₹39.30

287.80%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.15 ₹13.88

253.33%

Local Beer (0.5 liter draught)

$1.78 ₱112

$1.90 ₹180

-6.32%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$3.18 ₹302

-31.76%

Milk (1 liter)

$1.92 ₱121

$0.66 ₹63.1

190.91%

White Bread (500g)

$1.36 ₱85.4

$0.43 ₹40.55

216.28%

Rice (white) (1kg)

$1.01 ₱63.5

$0.57 ₹54.4

77.19%

Eggs

$2.03 ₱128

$0.76 ₹71.8

167.11%

Local Cheese (1kg)

$9.86 ₱621

$4.49 ₹426

119.60%

Chicken Fillets (1kg)

$4.39 ₱277

$3.06 ₹290

43.46%

Beef Round Steak (1kg)

$7.60 ₱479

Apples (1kg)

$3.30 ₱208

$1.96 ₹186

68.37%

Banana (1kg)

$1.39 ₱87.8

$0.62 ₹58.5

124.19%

Oranges (1kg)

$2.33 ₱147

$0.89 ₹84.7

161.80%

Tomato (1kg)

$1.50 ₱94.3

$0.48 ₹45.85

212.50%

Potato (1kg)

$2.36 ₱149

$0.35 ₹32.99

574.29%

Onion (1kg)

$1.90 ₱119

$0.41 ₹38.57

363.41%

Lettuce (1 head)

$1.19 ₱74.9

$0.43 ₹40.61

176.74%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.33 ₹31.48

90.91%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$4.56 ₹433

-34.21%

Wine (Bottle)

$6.03 ₱379

$7.38 ₹700

-18.29%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.63 ₹155

-24.54%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.61 ₹248

-32.95%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.29 ₹502

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.29 ₹27.85

-13.79%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$8.33 ₹791

51.74%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$0.86 ₹81.8

-10.47%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.25 ₹23.30

-8.00%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$1.67 ₹159

167.07%

Gasoline (1 liter)

$1.31 ₱82.8

$1.00 ₹94.8

31.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$13.3K ₹1.3M

59.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$22.4K ₹2.1M

-14.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$37.69 ₹3,579

219.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$2.93 ₹279

377.82%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$7.17 ₹681

284.10%

Gym Membership (Monthly)

$32.33 ₱2,035

$15.06 ₹1,430

114.67%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$6.17 ₹586

7.78%

Cinema Ticket

$5.65 ₱356

$2.57 ₹244

119.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$44.81 ₹4,255

514.39%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$1,336 ₹126.9K

492.71%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$21.82 ₹2,072

126.08%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$23.56 ₹2,237

7.13%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$38.81 ₹3,686

98.30%

Men's Leather Business Shoes

$57.2 ₱3,601

$28.31 ₹2,688

102.05%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$120 ₹11.4K

315.75%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$73.8 ₹7,003

318.74%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$291 ₹27.6K

270.84%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$170 ₹16.2K

261.11%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$1,067 ₹101.3K

170.47%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$533 ₹50.6K

259.47%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$294 ₹27.9K

17.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

8.86

-18.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Hardoi: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Hardoi

$74 20% 76.1% $235

Groceries & Markets

Cebu

$206 22.4%

Hardoi

$100 27.2% 51.4% $106

Monthly Utilities & Internet

Cebu

$162 17.6%

Hardoi

$48 13% 70.5% $114

Clothing & Footwear

Cebu

$94 10.2%

Hardoi

$51 13.8% 46.1% $43

Eating Out

Cebu

$88 9.6%

Hardoi

$64 17.4% 27.4% $24

Sport & Entertainment

Cebu

$44 4.8%

Hardoi

$20 5.5% 53.7% $23

Getting Around

Cebu

$16 1.7%

Hardoi

$12 3.2% 25.6% $4

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $120 in Hardoi. Housing cost is often the main lever when comparing two cities.

Cebu pays 18% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $10.00 in Hardoi for a mid-range dinner for two. Groceries echo the gap at $206 vs $100 per month, with Hardoi cheaper across the board.

Good to know

🇵🇭 Cebu

🇮🇳 Hardoi

🕒 Local time

09:41 9:41 AM

07:11 7:11 AM

2 h 30 min behind Cebu

🌤 Weather

👥 Population

964,169

126,900

💱 Currency

Philippine Peso PHP ₱

Indian Rupee INR ₹

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Indian Rupee exchange rates as of October 19, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Hardoi 4,950 km ≈ 7 h nonstop flight

From you

Cebu
Hardoi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Hardoi: Cost of Living - Frequently Asked Questions

Hardoi is cheaper overall, especially in groceries, clothing, and eating out. The 149% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 18% higher in Cebu, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $500 in Cebu versus $120 in Hardoi. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $368 in Hardoi – a 149% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Hardoi runs roughly 52% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $800 a month, though Hardoi gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Hardoi is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Hardoi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Hardoi gentler on the wallet – expenses run 149% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.