Last update: Oct 2026

Cost of Living Comparison Between Cebu and Hammamet

For one person, living is cheaper in Hammamet: $765 a month against $918 in Cebu, rent and utilities included – about $1,800 less a year. Rent and utilities account for most of the difference.

Cebu
🇵🇭 Philippines
$918
/mo nomad
Hammamet
🇹🇳 Tunisia
$765
/mo nomad
Monthly Cost of Living

How much you'll spend in Cebu and in Hammamet

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Hammamet actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $765 in Hammamet.

  • Cebu $918
  • Hammamet $765

Estimated couple costs with rent: $1,409 in Cebu versus $1,156 in Hammamet.

  • Cebu $1,409
  • Hammamet $1,156

Monthly costs for a family of three with rent: $1,900 in Cebu versus $1,547 in Hammamet.

  • Cebu $1,900
  • Hammamet $1,547

Living in Cebu is roughly 20% more expensive than in Hammamet, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 32% lower, Hammamet 43% lower.

Currency
🍽 Eating Out
Cebu
Hammamet
Difference
Meal at Budget Restaurant
$3.09 ₱194
$3.40 TND 10.19
-9.12%
Three-Course Dinner for Two, Mid-Range
$24.22 ₱1,525
$20.02 TND 60.0
20.98%
Fast Food Meal (McDonalds, etc)
$3.92 ₱247
$4.05 TND 12.12
-3.21%
Cappuccino
$2.51 ₱158
$0.73 TND 2.19
243.84%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.59 ₱100
$0.64 TND 1.90
148.44%
Water (0.33 liter bottle)
$0.53 ₱33.43
$0.27 TND 0.82
96.30%
Local Beer (0.5 liter draught)
$1.78 ₱112
$1.62 TND 4.85
9.88%
Imported Beer (0.33 liter bottle)
$2.17 ₱137
$2.01 TND 6.02
7.96%
🛒 Groceries & Markets
Cebu
Hammamet
Difference
Milk (1 liter)
$1.92 ₱121
$0.49 TND 1.47
291.84%
White Bread (500g)
$1.36 ₱85.4
$0.26 TND 0.77
423.08%
Rice (white) (1kg)
$1.01 ₱63.5
$1.36 TND 4.08
-25.74%
Eggs
$2.03 ₱128
$1.52 TND 4.56
33.55%
Local Cheese (1kg)
$9.86 ₱621
$16.85 TND 50.5
-41.48%
Chicken Fillets (1kg)
$4.39 ₱277
$5.06 TND 15.15
-13.24%
Beef Round Steak (1kg)
$7.60 ₱479
$14.09 TND 42.20
-46.06%
Apples (1kg)
$3.30 ₱208
$3.25 TND 9.74
1.54%
Banana (1kg)
$1.39 ₱87.8
$3.54 TND 10.60
-60.73%
Oranges (1kg)
$2.33 ₱147
$1.44 TND 4.31
61.81%
Tomato (1kg)
$1.50 ₱94.3
$0.68 TND 2.03
120.59%
Potato (1kg)
$2.36 ₱149
$0.64 TND 1.92
268.75%
Onion (1kg)
$1.90 ₱119
$0.76 TND 2.28
150.00%
Lettuce (1 head)
$1.19 ₱74.9
$0.51 TND 1.54
133.33%
Water (1.5 liter bottle)
$0.63 ₱39.71
$0.34 TND 1.03
85.29%
Cigarettes 20 Pack (Marlboro, Camel)
$3.00 ₱189
$3.61 TND 10.80
-16.90%
Wine (Bottle)
$6.03 ₱379
$7.40 TND 22.17
-18.51%
Local Beer (0.5 liter bottle)
$1.23 ₱77.7
$1.12 TND 3.36
9.82%
Imported Beer (0.33 liter bottle)
$1.75 ₱110
$1.05 TND 3.14
66.67%
🚌 Getting Around
Cebu
Hammamet
Difference
One-way Ticket (Public Transport)
$0.25 ₱15.86
$0.34 TND 1.03
-26.47%
Public Transport Monthly Pass (Regular Price)
$12.64 ₱796
$10.12 TND 30.31
24.90%
Taxi Start (Normal Tariff)
$0.77 ₱48.62
$0.29 TND 0.86
165.52%
Taxi (Normal Tariff) (1km)
$0.23 ₱14.53
$0.32 TND 0.95
-28.13%
Taxi 1hour Waiting (Normal Tariff)
$4.46 ₱281
$7.50 TND 22.45
-40.53%
Gasoline (1 liter)
$1.31 ₱82.8
$0.86 TND 2.59
52.33%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K ₱1.3M
$36.9K TND 110.5K
-42.40%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.1K ₱1.2M
$35.1K TND 105.0K
-45.38%
🧾 Monthly Utilities & Internet
Cebu
Hammamet
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$120 ₱7,569
$44.96 TND 135
167.42%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.00 ₱882
$7.40 TND 22.17
89.19%
Internet (50+ Mbps, Unlimited Data)
$27.54 ₱1,734
$20.21 TND 60.5
36.27%
🎉 Sport & Entertainment
Cebu
Hammamet
Difference
Gym Membership (Monthly)
$32.33 ₱2,035
$26.31 TND 78.8
22.88%
Tennis Court (1 Hour on Weekend)
$6.65 ₱419
$10.50 TND 31.43
-36.67%
Cinema Ticket
$5.65 ₱356
$4.53 TND 13.56
24.72%
🧸 Childcare & Education
Cebu
Hammamet
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$275 ₱17.3K
$98.1 TND 294
180.73%
International Primary School, 1 Child (Yearly)
$7,918 ₱498.5K
$2,414 TND 7,231
227.95%
👕👟 Clothing & Footwear
Cebu
Hammamet
Difference
Jeans (Levis 501 Or Similar)
$49.33 ₱3,106
$38.32 TND 115
28.73%
Summer Dress (H&M, Zara, etc)
$25.24 ₱1,589
$36.45 TND 109
-30.75%
Sport Shoes (Adidas, Nike)
$77.0 ₱4,846
$78.0 TND 234
-1.35%
Men's Leather Business Shoes
$57.2 ₱3,601
$38.65 TND 116
47.99%
🏠 Accommodation & Living
Cebu
Hammamet
Difference
1-bedroom Apartment, City Center (Monthly)
$500 ₱31.5K
$385 TND 1,153
29.76%
1-bedroom Apartment, Outside City Center (Monthly)
$309 ₱19.4K
$277 TND 831
11.31%
3-bedroom Apartment, City Center (Monthly)
$1,078 ₱67.9K
$535 TND 1,602
101.45%
3-bedroom Apartment, Outside City Center (Monthly)
$615 ₱38.7K
$429 TND 1,285
43.39%
Buy Apartment in City Center (m2)
$2,886 ₱181.7K
$784 TND 2,349
268.00%
Buy Apartment Outside City Center (m2)
$1,917 ₱120.7K
$363 TND 1,087
428.14%
💵 Salaries & Financials
Cebu
Hammamet
Difference
Average Monthly Net Salary (After Tax)
$346 ₱21.8K
$364 TND 1,091
-5.05%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.2
10.33
-30.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Hammamet: October 10, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Cebu
$309
Hammamet
$277 10.2% $31
Groceries & Markets
Cebu
$206
Hammamet
$216 4.9% $10
Monthly Utilities & Internet
Cebu
$162
Hammamet
$73 55.1% $89
Clothing & Footwear
Cebu
$94
Hammamet
$86 8.3% $7.8
Eating Out
Cebu
$88
Hammamet
$64 27.6% $24
Sport & Entertainment
Cebu
$44
Hammamet
$35 18.9% $8.3
Getting Around
Cebu
$16
Hammamet
$13 14.2% $2.2

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $385 in Hammamet. Housing cost is often the main lever when comparing two cities.

Hammamet pays 5% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $24.00 in Cebu vs $20.00 in Hammamet. Groceries flip the comparison at $206 vs $216, with Cebu cheaper for home cooking.

Good to know
🇵🇭 Cebu
🇹🇳 Hammamet
🕒 Local time
23:54 11:54 PM
16:54 4:54 PM
7 h behind Cebu
🌤 Weather
👥 Population
964,169
106,326
💱 Currency
Exchange rates and currency converter

TND, USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Tunisian Dinar exchange rates as of October 18, 2026: 1 USD = 2.99 TND (1 TND = 0.334 USD). 1 EUR = 3.37 TND (1 TND = 0.297 EUR).

On the map
Between locations
  • Cebu Hammamet 11,340 km ≈ 15 h nonstop flight
From you
  • Cebu
  • Hammamet

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cebu vs Hammamet: Cost of Living - Frequently Asked Questions
Is Hammamet cheaper than Cebu?
Hammamet is cheaper overall, especially in clothing, eating out, and leisure. The 20% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Cebu or Hammamet?
On paper, salaries run 5% lower in Hammamet. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Cebu and Hammamet?
Rent for a central apartment: $500 in Cebu versus $385 in Hammamet. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Cebu and in Hammamet?
All in, you'll spend $918 per month in Cebu versus $765 in Hammamet – a 20% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Hammamet runs roughly 25% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,000 enough for either Cebu or Hammamet?
Either city works on $1,000 a month, though Hammamet gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Is Cebu or Hammamet more family-friendly?
For families, Hammamet is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Cebu or Hammamet?
Safety-wise, Cebu and Hammamet are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Hammamet gentler on the wallet – expenses run 20% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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