Last update: Oct 2026

Cost of Living Comparison Between Hammamet and Cebu

For one person, living is cheaper in Hammamet: $765 a month against $918 in Cebu, rent and utilities included – about $1,800 less a year. Rent and utilities account for most of the difference.

Hammamet
🇹🇳 Tunisia
$765
/mo nomad
Cebu
🇵🇭 Philippines
$918
/mo nomad
Monthly Cost of Living

How much you'll spend in Hammamet and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hammamet and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $765 in Hammamet versus $918 in Cebu.

  • Hammamet $765
  • Cebu $918

Estimated couple costs with rent: $1,156 in Hammamet versus $1,409 in Cebu.

  • Hammamet $1,156
  • Cebu $1,409

Monthly costs for a family of three with rent: $1,547 in Hammamet versus $1,900 in Cebu.

  • Hammamet $1,547
  • Cebu $1,900

Living in Hammamet costs roughly 17% less than in Cebu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Hammamet 43% lower, Cebu 32% lower.

Currency
🍽 Eating Out
Hammamet
Cebu
Difference
Meal at Budget Restaurant
$3.40 TND 10.19
$3.09 ₱194
10.03%
Three-Course Dinner for Two, Mid-Range
$20.02 TND 60.0
$24.22 ₱1,525
-17.34%
Fast Food Meal (McDonalds, etc)
$4.05 TND 12.12
$3.92 ₱247
3.32%
Cappuccino
$0.73 TND 2.19
$2.51 ₱158
-70.92%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.64 TND 1.90
$1.59 ₱100
-59.75%
Water (0.33 liter bottle)
$0.27 TND 0.82
$0.53 ₱33.43
-49.06%
Local Beer (0.5 liter draught)
$1.62 TND 4.85
$1.78 ₱112
-8.99%
Imported Beer (0.33 liter bottle)
$2.01 TND 6.02
$2.17 ₱137
-7.37%
🛒 Groceries & Markets
Hammamet
Cebu
Difference
Milk (1 liter)
$0.49 TND 1.47
$1.92 ₱121
-74.48%
White Bread (500g)
$0.26 TND 0.77
$1.36 ₱85.4
-80.88%
Rice (white) (1kg)
$1.36 TND 4.08
$1.01 ₱63.5
34.65%
Eggs
$1.52 TND 4.56
$2.03 ₱128
-25.12%
Local Cheese (1kg)
$16.85 TND 50.5
$9.86 ₱621
70.89%
Chicken Fillets (1kg)
$5.06 TND 15.15
$4.39 ₱277
15.26%
Beef Round Steak (1kg)
$14.09 TND 42.20
$7.60 ₱479
85.39%
Apples (1kg)
$3.25 TND 9.74
$3.30 ₱208
-1.52%
Banana (1kg)
$3.54 TND 10.60
$1.39 ₱87.8
154.68%
Oranges (1kg)
$1.44 TND 4.31
$2.33 ₱147
-38.20%
Tomato (1kg)
$0.68 TND 2.03
$1.50 ₱94.3
-54.67%
Potato (1kg)
$0.64 TND 1.92
$2.36 ₱149
-72.88%
Onion (1kg)
$0.76 TND 2.28
$1.90 ₱119
-60.00%
Lettuce (1 head)
$0.51 TND 1.54
$1.19 ₱74.9
-57.14%
Water (1.5 liter bottle)
$0.34 TND 1.03
$0.63 ₱39.71
-46.03%
Cigarettes 20 Pack (Marlboro, Camel)
$3.61 TND 10.80
$3.00 ₱189
20.33%
Wine (Bottle)
$7.40 TND 22.17
$6.03 ₱379
22.72%
Local Beer (0.5 liter bottle)
$1.12 TND 3.36
$1.23 ₱77.7
-8.94%
Imported Beer (0.33 liter bottle)
$1.05 TND 3.14
$1.75 ₱110
-40.00%
🚌 Getting Around
Hammamet
Cebu
Difference
One-way Ticket (Public Transport)
$0.34 TND 1.03
$0.25 ₱15.86
36.00%
Public Transport Monthly Pass (Regular Price)
$10.12 TND 30.31
$12.64 ₱796
-19.94%
Taxi Start (Normal Tariff)
$0.29 TND 0.86
$0.77 ₱48.62
-62.34%
Taxi (Normal Tariff) (1km)
$0.32 TND 0.95
$0.23 ₱14.53
39.13%
Taxi 1hour Waiting (Normal Tariff)
$7.50 TND 22.45
$4.46 ₱281
68.16%
Gasoline (1 liter)
$0.86 TND 2.59
$1.31 ₱82.8
-34.35%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.9K TND 110.5K
$21.2K ₱1.3M
73.62%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$35.1K TND 105.0K
$19.1K ₱1.2M
83.10%
🧾 Monthly Utilities & Internet
Hammamet
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$44.96 TND 135
$120 ₱7,569
-62.61%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$7.40 TND 22.17
$14.00 ₱882
-47.14%
Internet (50+ Mbps, Unlimited Data)
$20.21 TND 60.5
$27.54 ₱1,734
-26.62%
🎉 Sport & Entertainment
Hammamet
Cebu
Difference
Gym Membership (Monthly)
$26.31 TND 78.8
$32.33 ₱2,035
-18.62%
Tennis Court (1 Hour on Weekend)
$10.50 TND 31.43
$6.65 ₱419
57.89%
Cinema Ticket
$4.53 TND 13.56
$5.65 ₱356
-19.82%
🧸 Childcare & Education
Hammamet
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$98.1 TND 294
$275 ₱17.3K
-64.38%
International Primary School, 1 Child (Yearly)
$2,414 TND 7,231
$7,918 ₱498.5K
-69.51%
👕👟 Clothing & Footwear
Hammamet
Cebu
Difference
Jeans (Levis 501 Or Similar)
$38.32 TND 115
$49.33 ₱3,106
-22.32%
Summer Dress (H&M, Zara, etc)
$36.45 TND 109
$25.24 ₱1,589
44.41%
Sport Shoes (Adidas, Nike)
$78.0 TND 234
$77.0 ₱4,846
1.36%
Men's Leather Business Shoes
$38.65 TND 116
$57.2 ₱3,601
-32.43%
🏠 Accommodation & Living
Hammamet
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$385 TND 1,153
$500 ₱31.5K
-22.93%
1-bedroom Apartment, Outside City Center (Monthly)
$277 TND 831
$309 ₱19.4K
-10.16%
3-bedroom Apartment, City Center (Monthly)
$535 TND 1,602
$1,078 ₱67.9K
-50.36%
3-bedroom Apartment, Outside City Center (Monthly)
$429 TND 1,285
$615 ₱38.7K
-30.26%
Buy Apartment in City Center (m2)
$784 TND 2,349
$2,886 ₱181.7K
-72.83%
Buy Apartment Outside City Center (m2)
$363 TND 1,087
$1,917 ₱120.7K
-81.07%
💵 Salaries & Financials
Hammamet
Cebu
Difference
Average Monthly Net Salary (After Tax)
$364 TND 1,091
$346 ₱21.8K
5.32%
20-Year Fixed Mortgage Interest Rate (Annual %)
10.33
7.2
43.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hammamet: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Hammamet
$277
Cebu
$309 11.3% $31
Groceries & Markets
Hammamet
$216
Cebu
$206 4.7% $10
Clothing & Footwear
Hammamet
$86
Cebu
$94 9% $7.8
Monthly Utilities & Internet
Hammamet
$73
Cebu
$162 123% $89
Eating Out
Hammamet
$64
Cebu
$88 38.1% $24
Sport & Entertainment
Hammamet
$35
Cebu
$44 23.3% $8.3
Getting Around
Hammamet
$13
Cebu
$16 16.5% $2.2

Cost Breakdown

A one-bedroom apartment in the center runs $385 in Hammamet and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Hammamet pays 5% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $20.00 in Hammamet vs $24.00 in Cebu. Groceries flip the comparison at $216 vs $206, with Cebu cheaper for home cooking.

Good to know
🇹🇳 Hammamet
🇵🇭 Cebu
🕒 Local time
09:41 9:41 AM
16:41 4:41 PM
7 h ahead of Hammamet
🌤 Weather
👥 Population
106,326
964,169
💱 Currency
Exchange rates and currency converter

PHP, USD, EUR to TND – Tunisian Dinar Converter

Tunisian Dinar exchange rates as of October 18, 2026: 1 USD = 2.99 TND (1 TND = 0.334 USD). 1 EUR = 3.37 TND (1 TND = 0.297 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Hammamet Cebu 11,340 km ≈ 15 h nonstop flight
From you
  • Hammamet
  • Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Hammamet vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Hammamet?
Hammamet is cheaper overall, especially in clothing, eating out, and leisure. The 20% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Hammamet or Cebu?
Average pay runs 5% higher in Hammamet, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Hammamet and Cebu?
Rent for a central apartment: $385 in Hammamet versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Hammamet and in Cebu?
All in, you'll spend $765 per month in Hammamet versus $918 in Cebu – a 20% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Hammamet runs roughly 25% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,000 enough for either Hammamet or Cebu?
Either city works on $1,000 a month, though Hammamet gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Is Hammamet or Cebu more family-friendly?
For families, Hammamet is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Hammamet or Cebu?
Safety-wise, Hammamet and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Hammamet gentler on the wallet – expenses run 20% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.

Hammamet vs other spots: cost of living compared

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