Last update: Oct 2026

Cost of Living Comparison Between Cebu and Hadiya

For one person, living is cheaper in Cebu: $934 a month against $1,291 in Hadiya, rent and utilities included – about $4,300 less a year. Rent and utilities account for most of the difference.

44

Cost of Living Index in Cebu
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Cebu Living Index
62

Cost of Living Index in Hadiya
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Hadiya Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Hadiya

🇰🇼 Kuwait

$1,291

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Hadiya

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Hadiya actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $1,291 in Hadiya.

Cebu $934
Hadiya $1,291

Estimated couple costs with rent: $1,415 in Cebu versus $2,169 in Hadiya.

Cebu $1,415
Hadiya $2,169

Monthly costs for a family of three with rent: $1,896 in Cebu versus $3,047 in Hadiya.

Cebu $1,896
Hadiya $3,047

Living in Cebu costs roughly 28% less than in Hadiya, and outside of rent the biggest gap is in leisure.

Both cities sit below the global median: Cebu 30% lower, Hadiya 4% lower.

Meal at Budget Restaurant

$3.03 ₱190

$8.27 KWD 2.56

-63.36%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,473

$58.9 KWD 18.25

-60.12%

Fast Food Meal (McDonalds, etc)

$4.09 ₱256

$7.96 KWD 2.47

-48.62%

Local Non-Alcoholic Beer (0.5 liter draught)

$3.33 KWD 1.03

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.25 KWD 1.01

Cappuccino

$2.52 ₱158

$4.94 KWD 1.53

-48.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱96.9

$0.60 KWD 0.19

156.67%

Water (0.33 liter bottle)

$0.49 ₱30.98

$0.31 KWD 0.10

58.06%

Local Beer (0.5 liter draught)

$1.79 ₱112

Imported Beer (0.33 liter bottle)

$2.26 ₱142

Milk (1 liter)

$1.95 ₱122

$1.32 KWD 0.41

47.73%

White Bread (500g)

$1.43 ₱89.7

$0.82 KWD 0.26

74.39%

Rice (white) (1kg)

$1.02 ₱63.8

$1.89 KWD 0.59

-46.03%

Eggs

$2.06 ₱129

$2.17 KWD 0.67

-5.07%

Local Cheese (1kg)

$9.81 ₱615

$4.33 KWD 1.34

126.56%

Chicken Fillets (1kg)

$4.61 ₱289

$5.62 KWD 1.74

-17.97%

Beef Round Steak (1kg)

$7.70 ₱483

$10.47 KWD 3.25

-26.46%

Apples (1kg)

$3.31 ₱207

$2.40 KWD 0.74

37.92%

Banana (1kg)

$1.45 ₱90.9

$1.95 KWD 0.60

-25.64%

Oranges (1kg)

$2.36 ₱148

$1.32 KWD 0.41

78.79%

Tomato (1kg)

$1.54 ₱96.4

$1.56 KWD 0.48

-1.28%

Potato (1kg)

$2.36 ₱148

$1.33 KWD 0.41

77.44%

Onion (1kg)

$1.99 ₱125

$0.98 KWD 0.30

103.06%

Lettuce (1 head)

$1.15 ₱72.1

$1.58 KWD 0.49

-27.22%

Water (1.5 liter bottle)

$0.67 ₱42.15

$0.51 KWD 0.16

31.37%

Bottle of Non-Alcoholic Wine (Mid-Range)

$3.27 KWD 1.01

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.05 KWD 0.33

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.45 KWD 0.45

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

$2.77 KWD 0.86

8.30%

Wine (Bottle)

$6.35 ₱398

Local Beer (0.5 liter bottle)

$1.31 ₱81.9

Imported Beer (0.33 liter bottle)

$1.73 ₱108

One-way Ticket (Public Transport)

$0.25 ₱15.78

$0.83 KWD 0.26

-69.88%

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

Taxi Start (Normal Tariff)

$0.74 ₱46.32

$3.19 KWD 0.99

-76.80%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

$3.23 KWD 1.00

-93.50%

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

$16.27 KWD 5.04

-73.39%

Gasoline (1 liter)

$1.33 ₱83.5

$0.35 KWD 0.11

280.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

$20.7K KWD 6,416

5.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$20.3K KWD 6,288

-4.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,563

$66.3 KWD 20.55

81.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱907

$20.98 KWD 6.50

-31.12%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,774

$30.52 KWD 9.46

-7.31%

Gym Membership (Monthly)

$32.68 ₱2,050

$98.5 KWD 30.54

-66.83%

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

Cinema Ticket

$5.46 ₱342

$11.51 KWD 3.57

-52.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

$282 KWD 87.5

-3.16%

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

$7,509 KWD 2,327

8.62%

Jeans (Levis 501 Or Similar)

$49.57 ₱3,109

$37.95 KWD 11.76

30.62%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

$40.13 KWD 12.44

-38.03%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

$99.1 KWD 30.72

-22.72%

Men's Leather Business Shoes

$59.3 ₱3,717

$90.7 KWD 28.10

-34.64%

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

$709 KWD 220

-28.68%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$588 KWD 182

-47.35%

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

$1,767 KWD 548

-40.49%

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

$1,336 KWD 414

-53.65%

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

$4,517 KWD 1,400

-92.45%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

6.53

10.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Hadiya: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Hadiya

$588 45.6% 89.9% $278

Groceries & Markets

Cebu

$210 22.7%

Hadiya

$165 12.8% 21.4% $45

Monthly Utilities & Internet

Cebu

$163 17.7%

Hadiya

$118 9.1% 27.9% $46

Clothing & Footwear

Cebu

$95 10.2%

Hadiya

$121 9.4% 27.4% $26

Eating Out

Cebu

$88 9.6%

Hadiya

$153 11.9% 73.1% $65

Sport & Entertainment

Cebu

$44 4.7%

Hadiya

$122 9.4% 179% $78

Getting Around

Cebu

$15 1.7%

Hadiya

$23 * 1.8% 46.6% $7.2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $506 in Cebu and $709 in Hadiya. Housing cost is often the main lever when comparing two cities.

Hadiya pays 1224% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $23.00 in Cebu vs $59.0 in Hadiya. Groceries flip the comparison at $210 vs $165, with Hadiya cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇰🇼 Hadiya

🕒 Local time

18:04 6:04 PM

13:04 1:04 PM

5 h behind Cebu

🌤 Weather

👥 Population

964,169

52,068

💱 Currency

Philippine Peso PHP ₱

Kuwaiti Dinar KWD د.ك

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1 KWD = 3.23 USD

1 KWD = 2.88 EUR

Exchange rates and currency converter

KWD, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.28 PHP (100 PHP = 1.42 EUR).

Kuwaiti Dinar exchange rates as of October 10, 2026: 1 USD = 0.31 KWD (1 KWD = 3.23 USD). 1 EUR = 0.347 KWD (1 KWD = 2.88 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Hadiya 8,080 km ≈ 11 h nonstop flight

From you

Cebu
Hadiya

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Hadiya: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in clothing, eating out, and leisure. The 38% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 1224% lower in Hadiya. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $506 in Cebu versus $709 in Hadiya. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Hadiya pay roughly 27% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $934 per month in Cebu versus $1,291 in Hadiya – a 38% gap that adds up to real savings over time for anyone picking the cheaper option.

At $934 in Cebu versus $1,291 in Hadiya, a $1,500 budget is realistic in Cebu but tight or insufficient in Hadiya. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Hadiya, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Hadiya are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 38% less than in Hadiya. Beyond cost, consider language, visa policies, and how big the international community is in each city.