Last update: Oct 2026

Cost of Living Comparison Between Hadiya and Cebu

For one person, living is cheaper in Cebu: $934 a month against $1,291 in Hadiya, rent and utilities included – about $4,300 less a year. Rent and utilities account for most of the difference.

62

Cost of Living Index in Hadiya
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Hadiya Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Hadiya

🇰🇼 Kuwait

$1,291

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Hadiya and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hadiya and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,291 in Hadiya versus $934 in Cebu.

Hadiya $1,291
Cebu $934

Estimated couple costs with rent: $2,169 in Hadiya versus $1,415 in Cebu.

Hadiya $2,169
Cebu $1,415

Monthly costs for a family of three with rent: $3,047 in Hadiya versus $1,896 in Cebu.

Hadiya $3,047
Cebu $1,896

Living in Hadiya is roughly 38% more expensive than in Cebu, and outside of rent the biggest gap is in leisure.

Both cities sit below the global median: Hadiya 4% lower, Cebu 30% lower.

Meal at Budget Restaurant

$8.27 KWD 2.56

$3.03 ₱190

172.94%

Three-Course Dinner for Two, Mid-Range

$58.9 KWD 18.25

$23.48 ₱1,473

150.77%

Fast Food Meal (McDonalds, etc)

$7.96 KWD 2.47

$4.09 ₱256

94.62%

Local Non-Alcoholic Beer (0.5 liter draught)

$3.33 KWD 1.03

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.25 KWD 1.01

Cappuccino

$4.94 KWD 1.53

$2.52 ₱158

96.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.60 KWD 0.19

$1.54 ₱96.9

-61.04%

Water (0.33 liter bottle)

$0.31 KWD 0.10

$0.49 ₱30.98

-36.73%

Local Beer (0.5 liter draught)

$1.79 ₱112

Imported Beer (0.33 liter bottle)

$2.26 ₱142

Milk (1 liter)

$1.32 KWD 0.41

$1.95 ₱122

-32.31%

White Bread (500g)

$0.82 KWD 0.26

$1.43 ₱89.7

-42.66%

Rice (white) (1kg)

$1.89 KWD 0.59

$1.02 ₱63.8

85.29%

Eggs

$2.17 KWD 0.67

$2.06 ₱129

5.34%

Local Cheese (1kg)

$4.33 KWD 1.34

$9.81 ₱615

-55.86%

Chicken Fillets (1kg)

$5.62 KWD 1.74

$4.61 ₱289

21.91%

Beef Round Steak (1kg)

$10.47 KWD 3.25

$7.70 ₱483

35.97%

Apples (1kg)

$2.40 KWD 0.74

$3.31 ₱207

-27.49%

Banana (1kg)

$1.95 KWD 0.60

$1.45 ₱90.9

34.48%

Oranges (1kg)

$1.32 KWD 0.41

$2.36 ₱148

-44.07%

Tomato (1kg)

$1.56 KWD 0.48

$1.54 ₱96.4

1.30%

Potato (1kg)

$1.33 KWD 0.41

$2.36 ₱148

-43.64%

Onion (1kg)

$0.98 KWD 0.30

$1.99 ₱125

-50.75%

Lettuce (1 head)

$1.58 KWD 0.49

$1.15 ₱72.1

37.39%

Water (1.5 liter bottle)

$0.51 KWD 0.16

$0.67 ₱42.15

-23.88%

Bottle of Non-Alcoholic Wine (Mid-Range)

$3.27 KWD 1.01

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.05 KWD 0.33

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.45 KWD 0.45

Cigarettes 20 Pack (Marlboro, Camel)

$2.77 KWD 0.86

$3.00 ₱188

-7.67%

Wine (Bottle)

$6.35 ₱398

Local Beer (0.5 liter bottle)

$1.31 ₱81.9

Imported Beer (0.33 liter bottle)

$1.73 ₱108

One-way Ticket (Public Transport)

$0.83 KWD 0.26

$0.25 ₱15.78

232.00%

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

Taxi Start (Normal Tariff)

$3.19 KWD 0.99

$0.74 ₱46.32

331.08%

Taxi (Normal Tariff) (1km)

$3.23 KWD 1.00

$0.21 ₱13.11

1438.10%

Taxi 1hour Waiting (Normal Tariff)

$16.27 KWD 5.04

$4.33 ₱271

275.75%

Gasoline (1 liter)

$0.35 KWD 0.11

$1.33 ₱83.5

-73.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.7K KWD 6,416

$21.8K ₱1.4M

-4.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K KWD 6,288

$19.4K ₱1.2M

4.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$66.3 KWD 20.55

$121 ₱7,563

-45.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.98 KWD 6.50

$14.45 ₱907

45.19%

Internet (50+ Mbps, Unlimited Data)

$30.52 KWD 9.46

$28.29 ₱1,774

7.88%

Gym Membership (Monthly)

$98.5 KWD 30.54

$32.68 ₱2,050

201.47%

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

Cinema Ticket

$11.51 KWD 3.57

$5.46 ₱342

110.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$282 KWD 87.5

$273 ₱17.1K

3.26%

International Primary School, 1 Child (Yearly)

$7,509 KWD 2,327

$8,156 ₱511.5K

-7.94%

Jeans (Levis 501 Or Similar)

$37.95 KWD 11.76

$49.57 ₱3,109

-23.44%

Summer Dress (H&M, Zara, etc)

$40.13 KWD 12.44

$24.87 ₱1,560

61.36%

Sport Shoes (Adidas, Nike)

$99.1 KWD 30.72

$76.6 ₱4,804

29.40%

Men's Leather Business Shoes

$90.7 KWD 28.10

$59.3 ₱3,717

53.00%

1-bedroom Apartment, City Center (Monthly)

$709 KWD 220

$506 ₱31.7K

40.21%

1-bedroom Apartment, Outside City Center (Monthly)

$588 KWD 182

$309 ₱19.4K

89.95%

3-bedroom Apartment, City Center (Monthly)

$1,767 KWD 548

$1,052 ₱66.0K

68.05%

3-bedroom Apartment, Outside City Center (Monthly)

$1,336 KWD 414

$619 ₱38.8K

115.77%

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

Average Monthly Net Salary (After Tax)

$4,517 KWD 1,400

$341 ₱21.4K

1224.29%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.53

7.2

-9.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hadiya: October 3, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hadiya

$588 45.6%

Cebu

$309 33.5% 47.4% $278

Groceries & Markets

Hadiya

$165 12.8%

Cebu

$210 22.7% 27.2% $45

Eating Out

Hadiya

$153 11.9%

Cebu

$88 9.6% 42.2% $65

Sport & Entertainment

Hadiya

$122 9.4%

Cebu

$44 4.7% 64.1% $78

Clothing & Footwear

Hadiya

$121 9.4%

Cebu

$95 10.2% 21.5% $26

Monthly Utilities & Internet

Hadiya

$118 9.1%

Cebu

$163 17.7% 38.6% $46

Getting Around

Hadiya

$23 * 1.8%

Cebu

$15 1.7% 31.8% $7.2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $709 in Hadiya and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

Hadiya pays 1224% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $59.0 in Hadiya vs $23.00 in Cebu. Groceries flip the comparison at $165 vs $210, with Hadiya cheaper for home cooking.

Good to know

🇰🇼 Hadiya

🇵🇭 Cebu

🕒 Local time

13:04 1:04 PM

18:04 6:04 PM

5 h ahead of Hadiya

🌤 Weather

👥 Population

52,068

964,169

💱 Currency

Kuwaiti Dinar KWD د.ك

Philippine Peso PHP ₱

📈 Exchange rate

1 KWD = 3.23 USD

1 KWD = 2.88 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to KWD – Kuwaiti Dinar Converter

🇺🇸 United States Dollar ($)

🇰🇼 Kuwaiti Dinar (د.ك)

Kuwaiti Dinar exchange rates as of October 10, 2026: 1 USD = 0.31 KWD (1 KWD = 3.23 USD). 1 EUR = 0.347 KWD (1 KWD = 2.88 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.28 PHP (100 PHP = 1.42 EUR).

USD to KWD in detail →

On the map

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Highest

Between locations

Hadiya Cebu 8,080 km ≈ 11 h nonstop flight

From you

Hadiya
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hadiya vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, leisure, and clothing. The 38% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 1224% higher in Hadiya, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $709 in Hadiya versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Hadiya pay roughly 27% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $1,291 per month in Hadiya versus $934 in Cebu – a 38% gap that adds up to real savings over time for anyone picking the cheaper option.

At $934 in Cebu versus $1,291 in Hadiya, a $1,500 budget is realistic in Cebu but tight or insufficient in Hadiya. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Hadiya, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Hadiya and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 38% less than in Hadiya. Beyond cost, consider language, visa policies, and how big the international community is in each city.