Last update: Oct 2026

Cost of Living Comparison Between Cebu and Ha'il

For one person, living is cheaper in Cebu: $918 a month against $1,040 in Ha'il, rent and utilities included – about $1,500 less a year. The total is higher in Ha'il despite lower rent and utilities.

45

Cost of Living Index in Cebu
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Cebu Living Index
51

Cost of Living Index in Ha'il
Learn more

Ha'il Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Ha'il

🇸🇦 Saudi Arabia

$1,040

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Ha'il

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Ha'il actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,040 in Ha'il.

Cebu $918
Ha'il $1,040

Estimated couple costs with rent: $1,409 in Cebu versus $1,589 in Ha'il.

Cebu $1,409
Ha'il $1,589

Monthly costs for a family of three with rent: $1,900 in Cebu versus $2,139 in Ha'il.

Cebu $1,900
Ha'il $2,139

Living in Cebu costs roughly 12% less than in Ha'il, and outside of rent the biggest gap is in leisure.

Both cities sit below the global median: Cebu 32% lower, Ha'il 23% lower.

Meal at Budget Restaurant

$3.09 ₱194

$5.47 SAR 20.52

-43.51%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$37.36 SAR 140

-35.17%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$5.88 SAR 22.05

-33.33%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.18 SAR 4.43

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.33 SAR 8.73

Cappuccino

$2.51 ₱158

$2.60 SAR 9.76

-3.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.61 SAR 2.29

160.66%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.24 SAR 0.90

120.83%

Local Beer (0.5 liter draught)

$1.78 ₱112

Imported Beer (0.33 liter bottle)

$2.17 ₱137

Milk (1 liter)

$1.92 ₱121

$1.72 SAR 6.47

11.63%

White Bread (500g)

$1.36 ₱85.4

$0.84 SAR 3.17

61.90%

Rice (white) (1kg)

$1.01 ₱63.5

$1.83 SAR 6.87

-44.81%

Eggs

$2.03 ₱128

$1.88 SAR 7.05

7.98%

Local Cheese (1kg)

$9.86 ₱621

$6.81 SAR 25.56

44.79%

Chicken Fillets (1kg)

$4.39 ₱277

$8.52 SAR 31.96

-48.47%

Beef Round Steak (1kg)

$7.60 ₱479

$8.55 SAR 32.10

-11.11%

Apples (1kg)

$3.30 ₱208

$1.57 SAR 5.88

110.19%

Banana (1kg)

$1.39 ₱87.8

$1.58 SAR 5.91

-12.03%

Oranges (1kg)

$2.33 ₱147

$1.31 SAR 4.90

77.86%

Tomato (1kg)

$1.50 ₱94.3

$2.03 SAR 7.61

-26.11%

Potato (1kg)

$2.36 ₱149

$1.32 SAR 4.95

78.79%

Onion (1kg)

$1.90 ₱119

$1.62 SAR 6.06

17.28%

Lettuce (1 head)

$1.19 ₱74.9

$1.23 SAR 4.60

-3.25%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.49 SAR 1.83

28.57%

Bottle of Non-Alcoholic Wine (Mid-Range)

$3.02 SAR 11.35

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.75 SAR 6.56

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.04 SAR 7.65

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$6.73 SAR 25.25

-55.42%

Wine (Bottle)

$6.03 ₱379

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

Imported Beer (0.33 liter bottle)

$1.75 ₱110

One-way Ticket (Public Transport)

$0.25 ₱15.86

$1.05 SAR 3.93

-76.19%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$36.18 SAR 136

-65.06%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$2.68 SAR 10.07

-71.27%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$1.88 SAR 7.06

-87.77%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$13.58 SAR 50.9

-67.16%

Gasoline (1 liter)

$1.31 ₱82.8

$0.61 SAR 2.27

114.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$44.7K SAR 167.8K

-52.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$21.6K SAR 81.0K

-11.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$52.7 SAR 198

128.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$21.32 SAR 80.0

-34.33%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$47.59 SAR 179

-42.13%

Gym Membership (Monthly)

$32.33 ₱2,035

$67.4 SAR 253

-52.01%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$26.99 SAR 101

-75.36%

Cinema Ticket

$5.65 ₱356

$14.85 SAR 55.7

-61.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$414 SAR 1,554

-33.52%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$7,887 SAR 29.6K

0.39%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$43.06 SAR 162

14.56%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$54.6 SAR 205

-53.81%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$96.6 SAR 363

-20.34%

Men's Leather Business Shoes

$57.2 ₱3,601

$87.9 SAR 330

-34.91%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$245 SAR 918

104.24%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$366 SAR 1,373

-15.60%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$362 SAR 1,359

197.58%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$566 SAR 2,123

8.76%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$2,369 SAR 8,890

21.82%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$1,359 SAR 5,099

41.04%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$1,087 SAR 4,080

-68.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

5.54

29.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Ha'il: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Ha'il

$366 35.2% 18.5% $57

Groceries & Markets

Cebu

$206 22.4%

Ha'il

$180 17.3% 12.7% $26

Monthly Utilities & Internet

Cebu

$162 17.6%

Ha'il

$122 11.7% 24.9% $40

Clothing & Footwear

Cebu

$94 10.2%

Ha'il

$127 12.2% 35.2% $33

Eating Out

Cebu

$88 9.6%

Ha'il

$96 9.2% 8.8% $7.7

Sport & Entertainment

Cebu

$44 4.8%

Ha'il

$97 9.3% 123% $53

Getting Around

Cebu

$16 1.7%

Ha'il

$52 5.1% 237% $37

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $245 in Ha'il. Housing cost is often the main lever when comparing two cities.

Ha'il pays 214% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $37.00 in Ha'il. Groceries flip the comparison at $206 vs $180, with Ha'il cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇸🇦 Ha'il

🕒 Local time

03:18 3:18 AM

22:18 10:18 PM

5 h behind Cebu

🌤 Weather

👥 Population

964,169

310,897

💱 Currency

Philippine Peso PHP ₱

Saudi Riyal SAR ر.س

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 SAR = 0.266 USD

1 SAR = 0.237 EUR

Exchange rates and currency converter

SAR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Saudi Riyal exchange rates as of October 19, 2026: 1 USD = 3.75 SAR (1 SAR = 0.266 USD). 1 EUR = 4.22 SAR (1 SAR = 0.237 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Ha'il 8,720 km ≈ 11 h nonstop flight

From you

Cebu
Ha'il

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Ha'il: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in clothing, eating out, and leisure. The 13% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 214% lower in Ha'il. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $245 in Ha'il. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $1,040 in Ha'il – a 13% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 186% less than in Ha'il. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,000 a month, though Cebu gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Ha'il, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Ha'il are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 13% less than in Ha'il. Beyond cost, consider language, visa policies, and how big the international community is in each city.