Last update: Oct 2026

Cost of Living Comparison Between Ha'il and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,040 in Ha'il, rent and utilities included – about $1,500 less a year. The total is higher in Ha'il despite lower rent and utilities.

51

Cost of Living Index in Ha'il
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Ha'il Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Ha'il

🇸🇦 Saudi Arabia

$1,040

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Ha'il and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ha'il and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,040 in Ha'il versus $918 in Cebu.

Ha'il $1,040
Cebu $918

Estimated couple costs with rent: $1,589 in Ha'il versus $1,409 in Cebu.

Ha'il $1,589
Cebu $1,409

Monthly costs for a family of three with rent: $2,139 in Ha'il versus $1,900 in Cebu.

Ha'il $2,139
Cebu $1,900

Living in Ha'il is roughly 13% more expensive than in Cebu, and outside of rent the biggest gap is in leisure.

Both cities sit below the global median: Ha'il 23% lower, Cebu 32% lower.

Meal at Budget Restaurant

$5.47 SAR 20.52

$3.09 ₱194

77.02%

Three-Course Dinner for Two, Mid-Range

$37.36 SAR 140

$24.22 ₱1,525

54.25%

Fast Food Meal (McDonalds, etc)

$5.88 SAR 22.05

$3.92 ₱247

50.00%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.18 SAR 4.43

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.33 SAR 8.73

Cappuccino

$2.60 SAR 9.76

$2.51 ₱158

3.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.61 SAR 2.29

$1.59 ₱100

-61.64%

Water (0.33 liter bottle)

$0.24 SAR 0.90

$0.53 ₱33.43

-54.72%

Local Beer (0.5 liter draught)

$1.78 ₱112

Imported Beer (0.33 liter bottle)

$2.17 ₱137

Milk (1 liter)

$1.72 SAR 6.47

$1.92 ₱121

-10.42%

White Bread (500g)

$0.84 SAR 3.17

$1.36 ₱85.4

-38.24%

Rice (white) (1kg)

$1.83 SAR 6.87

$1.01 ₱63.5

81.19%

Eggs

$1.88 SAR 7.05

$2.03 ₱128

-7.39%

Local Cheese (1kg)

$6.81 SAR 25.56

$9.86 ₱621

-30.93%

Chicken Fillets (1kg)

$8.52 SAR 31.96

$4.39 ₱277

94.08%

Beef Round Steak (1kg)

$8.55 SAR 32.10

$7.60 ₱479

12.50%

Apples (1kg)

$1.57 SAR 5.88

$3.30 ₱208

-52.42%

Banana (1kg)

$1.58 SAR 5.91

$1.39 ₱87.8

13.67%

Oranges (1kg)

$1.31 SAR 4.90

$2.33 ₱147

-43.78%

Tomato (1kg)

$2.03 SAR 7.61

$1.50 ₱94.3

35.33%

Potato (1kg)

$1.32 SAR 4.95

$2.36 ₱149

-44.07%

Onion (1kg)

$1.62 SAR 6.06

$1.90 ₱119

-14.74%

Lettuce (1 head)

$1.23 SAR 4.60

$1.19 ₱74.9

3.36%

Water (1.5 liter bottle)

$0.49 SAR 1.83

$0.63 ₱39.71

-22.22%

Bottle of Non-Alcoholic Wine (Mid-Range)

$3.02 SAR 11.35

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.75 SAR 6.56

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.04 SAR 7.65

Cigarettes 20 Pack (Marlboro, Camel)

$6.73 SAR 25.25

$3.00 ₱189

124.33%

Wine (Bottle)

$6.03 ₱379

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

Imported Beer (0.33 liter bottle)

$1.75 ₱110

One-way Ticket (Public Transport)

$1.05 SAR 3.93

$0.25 ₱15.86

320.00%

Public Transport Monthly Pass (Regular Price)

$36.18 SAR 136

$12.64 ₱796

186.23%

Taxi Start (Normal Tariff)

$2.68 SAR 10.07

$0.77 ₱48.62

248.05%

Taxi (Normal Tariff) (1km)

$1.88 SAR 7.06

$0.23 ₱14.53

717.39%

Taxi 1hour Waiting (Normal Tariff)

$13.58 SAR 50.9

$4.46 ₱281

204.48%

Gasoline (1 liter)

$0.61 SAR 2.27

$1.31 ₱82.8

-53.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.7K SAR 167.8K

$21.2K ₱1.3M

110.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.6K SAR 81.0K

$19.1K ₱1.2M

12.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$52.7 SAR 198

$120 ₱7,569

-56.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.32 SAR 80.0

$14.00 ₱882

52.29%

Internet (50+ Mbps, Unlimited Data)

$47.59 SAR 179

$27.54 ₱1,734

72.80%

Gym Membership (Monthly)

$67.4 SAR 253

$32.33 ₱2,035

108.38%

Tennis Court (1 Hour on Weekend)

$26.99 SAR 101

$6.65 ₱419

305.86%

Cinema Ticket

$14.85 SAR 55.7

$5.65 ₱356

162.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$414 SAR 1,554

$275 ₱17.3K

50.43%

International Primary School, 1 Child (Yearly)

$7,887 SAR 29.6K

$7,918 ₱498.5K

-0.39%

Jeans (Levis 501 Or Similar)

$43.06 SAR 162

$49.33 ₱3,106

-12.71%

Summer Dress (H&M, Zara, etc)

$54.6 SAR 205

$25.24 ₱1,589

116.48%

Sport Shoes (Adidas, Nike)

$96.6 SAR 363

$77.0 ₱4,846

25.53%

Men's Leather Business Shoes

$87.9 SAR 330

$57.2 ₱3,601

53.64%

1-bedroom Apartment, City Center (Monthly)

$245 SAR 918

$500 ₱31.5K

-51.04%

1-bedroom Apartment, Outside City Center (Monthly)

$366 SAR 1,373

$309 ₱19.4K

18.48%

3-bedroom Apartment, City Center (Monthly)

$362 SAR 1,359

$1,078 ₱67.9K

-66.40%

3-bedroom Apartment, Outside City Center (Monthly)

$566 SAR 2,123

$615 ₱38.7K

-8.05%

Buy Apartment in City Center (m2)

$2,369 SAR 8,890

$2,886 ₱181.7K

-17.91%

Buy Apartment Outside City Center (m2)

$1,359 SAR 5,099

$1,917 ₱120.7K

-29.10%

Average Monthly Net Salary (After Tax)

$1,087 SAR 4,080

$346 ₱21.8K

214.26%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.54

7.2

-23.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ha'il: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ha'il

$366 35.2%

Cebu

$309 33.6% 15.6% $57

Groceries & Markets

Ha'il

$180 17.3%

Cebu

$206 22.4% 14.5% $26

Clothing & Footwear

Ha'il

$127 12.2%

Cebu

$94 10.2% 26% $33

Monthly Utilities & Internet

Ha'il

$122 11.7%

Cebu

$162 17.6% 33.1% $40

Sport & Entertainment

Ha'il

$97 9.3%

Cebu

$44 4.8% 55.1% $53

Eating Out

Ha'il

$96 9.2%

Cebu

$88 9.6% 8.1% $7.7

Getting Around

Ha'il

$52 5.1%

Cebu

$16 1.7% 70.3% $37

Cost Breakdown

A one-bedroom apartment in the center runs $245 in Ha'il and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Ha'il pays 214% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $37.00 in Ha'il vs $24.00 in Cebu. Groceries flip the comparison at $180 vs $206, with Ha'il cheaper for home cooking.

Good to know

🇸🇦 Ha'il

🇵🇭 Cebu

🕒 Local time

21:43 9:43 PM

02:43 2:43 AM

5 h ahead of Ha'il

🌤 Weather

👥 Population

310,897

964,169

💱 Currency

Saudi Riyal SAR ر.س

Philippine Peso PHP ₱

📈 Exchange rate

1 SAR = 0.266 USD

1 SAR = 0.237 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to SAR – Saudi Riyal Converter

🇺🇸 United States Dollar ($)

🇸🇦 Saudi Riyal (ر.س)

Saudi Riyal exchange rates as of October 19, 2026: 1 USD = 3.75 SAR (1 SAR = 0.266 USD). 1 EUR = 4.22 SAR (1 SAR = 0.237 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to SAR in detail →

On the map

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Between locations

Ha'il Cebu 8,720 km ≈ 11 h nonstop flight

From you

Ha'il
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ha'il vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in clothing, leisure, and eating out. The 13% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 214% higher in Ha'il, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $245 in Ha'il versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,040 per month in Ha'il versus $918 in Cebu – a 13% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 186% less than in Ha'il. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,000 a month, though Cebu gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Ha'il, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ha'il and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 13% less than in Ha'il. Beyond cost, consider language, visa policies, and how big the international community is in each city.