Last update: Oct 2026

Cost of Living Comparison Between Cebu and Gurgaon

For one person, living is cheaper in Gurgaon: $592 a month against $934 in Cebu, rent and utilities included – about $4,100 less a year. Rent and utilities account for most of the difference.

44

Cost of Living Index in Cebu
Learn more

Cebu Living Index
28

Cost of Living Index in Gurgaon
Learn more

Gurgaon Living Index

Jump to prices

Cebu

🇵🇭 Philippines

$934

/mo nomad

Gurgaon

🇮🇳 India

$592

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Gurgaon

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Gurgaon actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $592 in Gurgaon.

Cebu $934
Gurgaon $592

Estimated couple costs with rent: $1,415 in Cebu versus $992 in Gurgaon.

Cebu $1,415
Gurgaon $992

Monthly costs for a family of three with rent: $1,896 in Cebu versus $1,392 in Gurgaon.

Cebu $1,896
Gurgaon $1,392

Living in Cebu is roughly 58% more expensive than in Gurgaon, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 30% lower, Gurgaon 56% lower.

Meal at Budget Restaurant

$3.03 ₱190

$5.08 ₹491

-40.35%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,473

$20.93 ₹2,026

12.18%

Fast Food Meal (McDonalds, etc)

$4.09 ₱256

$3.82 ₹369

7.07%

Cappuccino

$2.52 ₱158

$2.43 ₹235

3.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱96.9

$0.48 ₹46.56

220.83%

Water (0.33 liter bottle)

$0.49 ₱30.98

$0.20 ₹19.83

145.00%

Local Beer (0.5 liter draught)

$1.79 ₱112

$2.52 ₹244

-28.97%

Imported Beer (0.33 liter bottle)

$2.26 ₱142

$3.10 ₹300

-27.10%

Milk (1 liter)

$1.95 ₱122

$0.73 ₹71.0

167.12%

White Bread (500g)

$1.43 ₱89.7

$0.50 ₹48.06

186.00%

Rice (white) (1kg)

$1.02 ₱63.8

$0.75 ₹72.8

36.00%

Eggs

$2.06 ₱129

$1.20 ₹117

71.67%

Local Cheese (1kg)

$9.81 ₱615

$4.98 ₹482

96.99%

Chicken Fillets (1kg)

$4.61 ₱289

$3.67 ₹355

25.61%

Beef Round Steak (1kg)

$7.70 ₱483

Apples (1kg)

$3.31 ₱207

$2.15 ₹208

53.95%

Banana (1kg)

$1.45 ₱90.9

$0.84 ₹81.6

72.62%

Oranges (1kg)

$2.36 ₱148

$1.18 ₹114

100.00%

Tomato (1kg)

$1.54 ₱96.4

$0.59 ₹56.7

161.02%

Potato (1kg)

$2.36 ₱148

$0.39 ₹37.29

505.13%

Onion (1kg)

$1.99 ₱125

$0.45 ₹43.51

342.22%

Lettuce (1 head)

$1.15 ₱72.1

$0.56 ₹54.2

105.36%

Water (1.5 liter bottle)

$0.67 ₱42.15

$0.31 ₹29.85

116.13%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

$5.00 ₹484

-40.00%

Wine (Bottle)

$6.35 ₱398

$10.23 ₹990

-37.93%

Local Beer (0.5 liter bottle)

$1.31 ₱81.9

$2.17 ₹210

-39.63%

Imported Beer (0.33 liter bottle)

$1.73 ₱108

$3.08 ₹298

-43.83%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.69 ₹648

One-way Ticket (Public Transport)

$0.25 ₱15.78

$0.54 ₹52.5

-53.70%

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

$10.54 ₹1,020

20.02%

Taxi Start (Normal Tariff)

$0.74 ₱46.32

$1.02 ₹98.6

-27.45%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

$0.25 ₹24.04

-16.00%

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

$2.12 ₹205

104.25%

Gasoline (1 liter)

$1.33 ₱83.5

$1.06 ₹103

25.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

$14.8K ₹1.4M

47.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$22.6K ₹2.2M

-14.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,563

$41.53 ₹4,019

190.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱907

$4.95 ₹479

191.92%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,774

$8.00 ₹775

253.63%

Gym Membership (Monthly)

$32.68 ₱2,050

$29.90 ₹2,893

9.30%

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

$5.77 ₹559

10.75%

Cinema Ticket

$5.46 ₱342

$5.28 ₹511

3.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

$166 ₹16.0K

65.15%

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

$6,046 ₹585.1K

34.89%

Jeans (Levis 501 Or Similar)

$49.57 ₱3,109

$30.83 ₹2,984

60.78%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

$27.45 ₹2,657

-9.40%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

$56.2 ₹5,441

36.23%

Men's Leather Business Shoes

$59.3 ₱3,717

$49.43 ₹4,784

19.89%

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

$312 ₹30.2K

61.94%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$171 ₹16.6K

80.64%

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

$923 ₹89.3K

13.95%

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

$493 ₹47.7K

25.59%

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

$2,876 ₹278.3K

1.37%

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

$1,599 ₹154.8K

16.77%

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

$797 ₹77.1K

-57.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

8.76

-17.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Gurgaon: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Gurgaon

$171 29.5% 44.6% $138

Groceries & Markets

Cebu

$210 22.7%

Gurgaon

$122 21.1% 41.8% $88

Monthly Utilities & Internet

Cebu

$163 17.7%

Gurgaon

$54 9.4% 66.6% $109

Clothing & Footwear

Cebu

$95 10.2%

Gurgaon

$74 12.7% 22% $21

Eating Out

Cebu

$88 9.6%

Gurgaon

$103 17.7% 16.2% $14

Sport & Entertainment

Cebu

$44 4.7%

Gurgaon

$40 7% 7.2% $3.1

Getting Around

Cebu

$15 1.7%

Gurgaon

$15 2.6% 3% $0.5

Cost Breakdown

A one-bedroom apartment in the center runs $506 in Cebu and $312 in Gurgaon. Housing cost is often the main lever when comparing two cities.

Gurgaon pays 134% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $23.00 in Cebu vs $21.00 in Gurgaon for a mid-range dinner for two. Groceries echo the gap at $210 vs $122 per month, with Gurgaon cheaper across the board.

Good to know

🇵🇭 Cebu

🇮🇳 Gurgaon

🕒 Local time

14:14 2:14 PM

11:44 11:44 AM

2 h 30 min behind Cebu

🌤 Weather

👥 Population

964,169

876,824

💱 Currency

Philippine Peso PHP ₱

Indian Rupee INR ₹

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1,000 INR = 10.33 USD

1,000 INR = 9.21 EUR

Exchange rates and currency converter

INR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

Indian Rupee exchange rates as of October 10, 2026: 1 USD = 96.78 INR (100 INR = 1.03 USD). 1 EUR = 109 INR (1,000 INR = 9.21 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Gurgaon 5,270 km ≈ 7 h nonstop flight

From you

Cebu
Gurgaon

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Gurgaon: Cost of Living - Frequently Asked Questions

Gurgaon is cheaper overall, especially in groceries, clothing, and leisure. The 58% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 134% lower in Gurgaon. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $506 in Cebu versus $312 in Gurgaon. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $934 per month in Cebu versus $592 in Gurgaon – a 58% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Gurgaon runs roughly 20% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,000 a month, though Gurgaon gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Gurgaon is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Gurgaon are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gurgaon gentler on the wallet – expenses run 58% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.