Last update: Oct 2026

Cost of Living Comparison Between Cebu and Guntur

For one person, living is cheaper in Guntur: $331 a month against $915 in Cebu, rent and utilities included – about $7,000 less a year. Rent and utilities account for most of the difference.

Cebu
🇵🇭 Philippines
$915
/mo nomad
Guntur
🇮🇳 India
$331
/mo nomad
Monthly Cost of Living

How much you'll spend in Cebu and in Guntur

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Guntur actually costs, broken down by who's living it.

Monthly costs for one person with rent: $915 in Cebu versus $331 in Guntur.

  • Cebu $915
  • Guntur $331

Estimated couple costs with rent: $1,418 in Cebu versus $551 in Guntur.

  • Cebu $1,418
  • Guntur $551

Monthly costs for a family of three with rent: $1,921 in Cebu versus $771 in Guntur.

  • Cebu $1,921
  • Guntur $771

Living in Cebu is roughly 177% more expensive than in Guntur, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 33% lower, Guntur 76% lower.

Currency
🍽 Eating Out
Cebu
Guntur
Difference
Meal at Budget Restaurant
$3.05 ₱192
$1.62 ₹154
88.27%
Three-Course Dinner for Two, Mid-Range
$24.00 ₱1,511
$10.58 ₹1,005
126.84%
Fast Food Meal (McDonalds, etc)
$3.99 ₱251
$4.35 ₹413
-8.28%
Cappuccino
$2.50 ₱157
$1.90 ₹180
31.58%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.54 ₱97.1
$0.43 ₹41.01
258.14%
Water (0.33 liter bottle)
$0.50 ₱31.37
$0.16 ₹15.14
212.50%
Local Beer (0.5 liter draught)
$1.78 ₱112
$2.07 ₹197
-14.01%
Imported Beer (0.33 liter bottle)
$2.17 ₱136
$3.39 ₹322
-35.99%
🛒 Groceries & Markets
Cebu
Guntur
Difference
Milk (1 liter)
$2.00 ₱126
$0.78 ₹73.7
156.41%
White Bread (500g)
$1.37 ₱86.2
$0.41 ₹39.15
234.15%
Rice (white) (1kg)
$1.03 ₱64.9
$0.63 ₹59.8
63.49%
Eggs
$2.03 ₱128
$0.96 ₹91.1
111.46%
Local Cheese (1kg)
$10.20 ₱642
$4.14 ₹393
146.38%
Chicken Fillets (1kg)
$4.45 ₱280
$3.21 ₹305
38.63%
Beef Round Steak (1kg)
$7.67 ₱483
-
-
Apples (1kg)
$3.31 ₱208
$1.38 ₹131
139.86%
Banana (1kg)
$1.46 ₱91.8
$0.74 ₹70.4
97.30%
Oranges (1kg)
$2.32 ₱146
$0.93 ₹88.4
149.46%
Tomato (1kg)
$1.49 ₱94.0
$0.44 ₹41.95
238.64%
Potato (1kg)
$2.34 ₱147
$0.42 ₹39.89
457.14%
Onion (1kg)
$1.94 ₱122
$0.36 ₹34.44
438.89%
Lettuce (1 head)
$1.16 ₱73.0
$0.48 ₹45.70
141.67%
Water (1.5 liter bottle)
$0.68 ₱42.89
$0.32 ₹30.73
112.50%
Cigarettes 20 Pack (Marlboro, Camel)
$2.99 ₱188
$5.14 ₹488
-41.83%
Wine (Bottle)
$6.24 ₱393
$8.65 ₹821
-27.86%
Local Beer (0.5 liter bottle)
$1.23 ₱77.3
$1.35 ₹128
-8.89%
Imported Beer (0.33 liter bottle)
$1.73 ₱109
$2.04 ₹194
-15.20%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
-
$4.15 ₹394
-
🚌 Getting Around
Cebu
Guntur
Difference
One-way Ticket (Public Transport)
$0.23 ₱14.36
$0.23 ₹21.90
-
Public Transport Monthly Pass (Regular Price)
$12.34 ₱777
$8.23 ₹782
49.94%
Taxi Start (Normal Tariff)
$0.79 ₱49.96
$0.27 ₹25.74
192.59%
Taxi (Normal Tariff) (1km)
$0.22 ₱13.86
$0.13 ₹12.27
69.23%
Taxi 1hour Waiting (Normal Tariff)
$4.54 ₱286
$1.14 ₹108
298.25%
Gasoline (1 liter)
$1.32 ₱82.9
$1.11 ₹105
18.92%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.0K ₱1.3M
$11.6K ₹1.1M
81.37%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.4K ₱1.2M
$22.9K ₹2.2M
-15.42%
🧾 Monthly Utilities & Internet
Cebu
Guntur
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$119 ₱7,464
$21.72 ₹2,063
445.81%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.22 ₱896
$3.43 ₹325
314.58%
Internet (50+ Mbps, Unlimited Data)
$27.47 ₱1,730
$4.86 ₹462
465.23%
🎉 Sport & Entertainment
Cebu
Guntur
Difference
Gym Membership (Monthly)
$32.31 ₱2,034
$11.44 ₹1,086
182.43%
Tennis Court (1 Hour on Weekend)
$6.50 ₱409
$3.19 ₹303
103.76%
Cinema Ticket
$5.40 ₱340
$1.86 ₹177
190.32%
🧸 Childcare & Education
Cebu
Guntur
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$276 ₱17.4K
$109 ₹10.4K
152.23%
International Primary School, 1 Child (Yearly)
$7,866 ₱495.3K
$2,860 ₹271.6K
175.06%
👕👟 Clothing & Footwear
Cebu
Guntur
Difference
Jeans (Levis 501 Or Similar)
$49.37 ₱3,108
$16.45 ₹1,562
200.12%
Summer Dress (H&M, Zara, etc)
$24.58 ₱1,548
$21.15 ₹2,009
16.22%
Sport Shoes (Adidas, Nike)
$76.6 ₱4,825
$37.16 ₹3,529
106.24%
Men's Leather Business Shoes
$58.9 ₱3,706
$30.98 ₹2,942
89.99%
🏠 Accommodation & Living
Cebu
Guntur
Difference
1-bedroom Apartment, City Center (Monthly)
$503 ₱31.7K
$93.3 ₹8,862
439.45%
1-bedroom Apartment, Outside City Center (Monthly)
$305 ₱19.2K
$59.7 ₹5,671
409.90%
3-bedroom Apartment, City Center (Monthly)
$1,075 ₱67.7K
$240 ₹22.8K
348.11%
3-bedroom Apartment, Outside City Center (Monthly)
$632 ₱39.8K
$181 ₹17.2K
249.96%
Buy Apartment in City Center (m2)
$2,870 ₱180.7K
$774 ₹73.5K
270.83%
Buy Apartment Outside City Center (m2)
$1,877 ₱118.2K
$484 ₹45.9K
287.99%
💵 Salaries & Financials
Cebu
Guntur
Difference
Average Monthly Net Salary (After Tax)
$336 ₱21.1K
$737 ₹70.0K
-54.44%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.2
8.55
-15.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 19, 2026

Last update for Guntur: October 18, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Cebu
$305
Guntur
$60 80.4% $245
Groceries & Markets
Cebu
$210
Guntur
$100 52.4% $110
Monthly Utilities & Internet
Cebu
$160
Guntur
$30 81.3% $130
Clothing & Footwear
Cebu
$94
Guntur
$48 49.5% $47
Eating Out
Cebu
$88
Guntur
$68 22.1% $19
Sport & Entertainment
Cebu
$43
Guntur
$15 64.8% $28
Getting Around
Cebu
$15
Guntur
$10 33.5% $5.1

Cost Breakdown

A one-bedroom apartment in the center runs $503 in Cebu and $93.3 in Guntur. Housing cost is often the main lever when comparing two cities.

Guntur pays 120% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $24.00 in Cebu vs $11.00 in Guntur for a mid-range dinner for two. Groceries echo the gap at $210 vs $100 per month, with Guntur cheaper across the board.

Good to know
🇵🇭 Cebu
🇮🇳 Guntur
🕒 Local time
20:25 8:25 PM
17:55 5:55 PM
2 h 30 min behind Cebu
🌤 Weather
👥 Population
964,169
647,508
💱 Currency
Exchange rates and currency converter

INR, USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Indian Rupee exchange rates as of October 20, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

On the map
Between locations
  • Cebu Guntur 4,740 km ≈ 6 h nonstop flight
From you
  • Cebu
  • Guntur

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cebu vs Guntur: Cost of Living - Frequently Asked Questions
Is Guntur cheaper than Cebu?
Guntur is cheaper overall, especially in groceries, clothing, and eating out. The 177% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Cebu or Guntur?
On paper, salaries run 120% lower in Guntur. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Cebu and Guntur?
Rent for a central apartment: $503 in Cebu versus $93.3 in Guntur. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Cebu and in Guntur?
All in, you'll spend $915 per month in Cebu versus $331 in Guntur – a 177% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Guntur runs roughly 50% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,200 enough for either Cebu or Guntur?
Either city works on $1,200 a month, though Guntur gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Is Cebu or Guntur more family-friendly?
For families, Guntur is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Cebu or Guntur?
Safety-wise, Cebu and Guntur are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Guntur gentler on the wallet – expenses run 177% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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