Last update: Oct 2026

Cost of Living Comparison Between Cebu and Ghaziabad

For one person, living is cheaper in Ghaziabad: $435 a month against $934 in Cebu, rent and utilities included – about $6,000 less a year. Rent and utilities account for most of the difference.

44

Cost of Living Index in Cebu
Learn more

Cebu Living Index
21

Cost of Living Index in Ghaziabad
Learn more

Ghaziabad Living Index

Jump to prices

Cebu

🇵🇭 Philippines

$934

/mo nomad

Ghaziabad

🇮🇳 India

$435

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Ghaziabad

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Ghaziabad actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $435 in Ghaziabad.

Cebu $934
Ghaziabad $435

Estimated couple costs with rent: $1,415 in Cebu versus $667 in Ghaziabad.

Cebu $1,415
Ghaziabad $667

Monthly costs for a family of three with rent: $1,896 in Cebu versus $899 in Ghaziabad.

Cebu $1,896
Ghaziabad $899

Living in Cebu is roughly 115% more expensive than in Ghaziabad, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 30% lower, Ghaziabad 68% lower.

Meal at Budget Restaurant

$3.03 ₱190

$3.13 ₹303

-3.19%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,473

$16.02 ₹1,550

46.57%

Fast Food Meal (McDonalds, etc)

$4.09 ₱256

$3.68 ₹356

11.14%

Cappuccino

$2.52 ₱158

$1.80 ₹175

40.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱96.9

$0.43 ₹41.79

258.14%

Water (0.33 liter bottle)

$0.49 ₱30.98

$0.15 ₹14.29

226.67%

Local Beer (0.5 liter draught)

$1.79 ₱112

$2.40 ₹232

-25.42%

Imported Beer (0.33 liter bottle)

$2.26 ₱142

$3.67 ₹355

-38.42%

Milk (1 liter)

$1.95 ₱122

$0.65 ₹63.2

200.00%

White Bread (500g)

$1.43 ₱89.7

$0.49 ₹47.80

191.84%

Rice (white) (1kg)

$1.02 ₱63.8

$0.79 ₹76.4

29.11%

Eggs

$2.06 ₱129

$1.12 ₹109

83.93%

Local Cheese (1kg)

$9.81 ₱615

$3.71 ₹359

164.42%

Chicken Fillets (1kg)

$4.61 ₱289

$3.07 ₹297

50.16%

Beef Round Steak (1kg)

$7.70 ₱483

Apples (1kg)

$3.31 ₱207

$1.51 ₹146

119.21%

Banana (1kg)

$1.45 ₱90.9

$0.68 ₹65.7

113.24%

Oranges (1kg)

$2.36 ₱148

$0.67 ₹64.4

252.24%

Tomato (1kg)

$1.54 ₱96.4

$0.45 ₹43.78

242.22%

Potato (1kg)

$2.36 ₱148

$0.32 ₹31.28

637.50%

Onion (1kg)

$1.99 ₱125

$0.48 ₹46.16

314.58%

Lettuce (1 head)

$1.15 ₱72.1

$0.29 ₹28.25

296.55%

Water (1.5 liter bottle)

$0.67 ₱42.15

$0.33 ₹31.49

103.03%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

$3.93 ₹380

-23.66%

Wine (Bottle)

$6.35 ₱398

$11.41 ₹1,104

-44.35%

Local Beer (0.5 liter bottle)

$1.31 ₱81.9

$2.16 ₹209

-39.35%

Imported Beer (0.33 liter bottle)

$1.73 ₱108

$4.66 ₹451

-62.88%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.85 ₹566

One-way Ticket (Public Transport)

$0.25 ₱15.78

$0.50 ₹48.68

-50.00%

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

$15.58 ₹1,508

-18.81%

Taxi Start (Normal Tariff)

$0.74 ₱46.32

$0.53 ₹51.3

39.62%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

$0.22 ₹21.32

-4.55%

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

$1.77 ₹171

144.63%

Gasoline (1 liter)

$1.33 ₱83.5

$1.02 ₹99.0

30.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

$12.3K ₹1.2M

76.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$19.2K ₹1.9M

0.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,563

$49.36 ₹4,777

144.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱907

$3.34 ₹323

332.63%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,774

$8.89 ₹861

218.22%

Gym Membership (Monthly)

$32.68 ₱2,050

$15.94 ₹1,543

105.02%

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

$4.80 ₹465

33.13%

Cinema Ticket

$5.46 ₱342

$2.61 ₹253

109.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

$82.0 ₹7,934

233.51%

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

$1,516 ₹146.8K

437.82%

Jeans (Levis 501 Or Similar)

$49.57 ₱3,109

$25.30 ₹2,449

95.93%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

$23.75 ₹2,298

4.72%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

$48.48 ₹4,692

57.98%

Men's Leather Business Shoes

$59.3 ₱3,717

$29.34 ₹2,839

101.98%

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

$135 ₹13.1K

273.94%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$82.9 ₹8,019

273.41%

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

$295 ₹28.5K

256.83%

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

$162 ₹15.7K

281.20%

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

$1,097 ₹106.2K

165.73%

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

$731 ₹70.8K

155.38%

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

$379 ₹36.7K

-10.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

9.21

-21.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Ghaziabad: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Ghaziabad

$83 19.1% 73.2% $227

Groceries & Markets

Cebu

$210 22.7%

Ghaziabad

$112 25.9% 46.7% $98

Monthly Utilities & Internet

Cebu

$163 17.7%

Ghaziabad

$62 14.2% 62.3% $102

Clothing & Footwear

Cebu

$95 10.2%

Ghaziabad

$57 13.2% 39.7% $38

Eating Out

Cebu

$88 9.6%

Ghaziabad

$79 18.3% 10.2% $9

Sport & Entertainment

Cebu

$44 4.7%

Ghaziabad

$21 4.9% 51.4% $22

Getting Around

Cebu

$15 1.7%

Ghaziabad

$19 4.4% 24.5% $3.8

Cost Breakdown

A one-bedroom apartment in the center runs $506 in Cebu and $135 in Ghaziabad. Housing cost is often the main lever when comparing two cities.

Ghaziabad pays 11% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $23.00 in Cebu vs $16.00 in Ghaziabad for a mid-range dinner for two. Groceries echo the gap at $210 vs $112 per month, with Ghaziabad cheaper across the board.

Good to know

🇵🇭 Cebu

🇮🇳 Ghaziabad

🕒 Local time

16:19 4:19 PM

13:49 1:49 PM

2 h 30 min behind Cebu

🌤 Weather

👥 Population

964,169

1,729,000

💱 Currency

Philippine Peso PHP ₱

Indian Rupee INR ₹

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1,000 INR = 10.33 USD

1,000 INR = 9.21 EUR

Exchange rates and currency converter

INR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

Indian Rupee exchange rates as of October 10, 2026: 1 USD = 96.78 INR (100 INR = 1.03 USD). 1 EUR = 109 INR (1,000 INR = 9.21 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Ghaziabad 5,240 km ≈ 7 h nonstop flight

From you

Cebu
Ghaziabad

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Ghaziabad: Cost of Living - Frequently Asked Questions

Ghaziabad is cheaper overall, especially in groceries, clothing, and eating out. The 115% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 11% lower in Ghaziabad. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $506 in Cebu versus $135 in Ghaziabad. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $934 per month in Cebu versus $435 in Ghaziabad – a 115% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ghaziabad runs roughly 23% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,000 a month, though Ghaziabad gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Ghaziabad is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Ghaziabad are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ghaziabad gentler on the wallet – expenses run 115% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.