Last update: Oct 2026

Cost of Living Comparison Between Cebu and Fukuyama

For one person, living is cheaper in Cebu: $915 a month against $1,134 in Fukuyama, rent and utilities included – about $2,600 less a year. Other living expenses account for most of the difference.

Cebu
🇵🇭 Philippines
$915
/mo nomad
Fukuyama
🇯🇵 Japan
$1,134
/mo nomad
Monthly Cost of Living

How much you'll spend in Cebu and in Fukuyama

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Fukuyama actually costs, broken down by who's living it.

Monthly costs for one person with rent: $915 in Cebu versus $1,134 in Fukuyama.

  • Cebu $915
  • Fukuyama $1,134

Estimated couple costs with rent: $1,418 in Cebu versus $1,805 in Fukuyama.

  • Cebu $1,418
  • Fukuyama $1,805

Monthly costs for a family of three with rent: $1,921 in Cebu versus $2,476 in Fukuyama.

  • Cebu $1,921
  • Fukuyama $2,476

Living in Cebu costs roughly 19% less than in Fukuyama, and outside of rent the biggest gap is in transport.

Both cities sit below the global median: Cebu 33% lower, Fukuyama 16% lower.

Currency
🍽 Eating Out
Cebu
Fukuyama
Difference
Meal at Budget Restaurant
$3.05 ₱192
$7.51 ¥1,186
-59.39%
Three-Course Dinner for Two, Mid-Range
$24.00 ₱1,511
$31.20 ¥4,929
-23.08%
Fast Food Meal (McDonalds, etc)
$3.99 ₱251
$4.90 ¥775
-18.57%
Cappuccino
$2.50 ₱157
$3.27 ¥517
-23.55%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.54 ₱97.1
$0.83 ¥132
85.54%
Water (0.33 liter bottle)
$0.50 ₱31.37
$0.52 ¥82.7
-3.85%
Local Beer (0.5 liter draught)
$1.78 ₱112
$1.91 ¥302
-6.81%
Imported Beer (0.33 liter bottle)
$2.17 ₱136
$3.20 ¥505
-32.19%
🛒 Groceries & Markets
Cebu
Fukuyama
Difference
Milk (1 liter)
$2.00 ₱126
$0.98 ¥155
104.08%
White Bread (500g)
$1.37 ₱86.2
$0.79 ¥125
73.42%
Rice (white) (1kg)
$1.03 ₱64.9
$5.88 ¥929
-82.48%
Eggs
$2.03 ₱128
$2.07 ¥326
-1.93%
Local Cheese (1kg)
$10.20 ₱642
$8.75 ¥1,382
16.57%
Chicken Fillets (1kg)
$4.45 ₱280
$3.39 ¥535
31.27%
Beef Round Steak (1kg)
$7.67 ₱483
$10.76 ¥1,700
-28.72%
Apples (1kg)
$3.31 ₱208
$4.99 ¥788
-33.67%
Banana (1kg)
$1.46 ₱91.8
$2.33 ¥369
-37.34%
Oranges (1kg)
$2.32 ₱146
$4.95 ¥782
-53.13%
Tomato (1kg)
$1.49 ₱94.0
$3.66 ¥578
-59.29%
Potato (1kg)
$2.34 ₱147
$1.87 ¥296
25.13%
Onion (1kg)
$1.94 ₱122
$1.64 ¥259
18.29%
Lettuce (1 head)
$1.16 ₱73.0
$0.99 ¥157
17.17%
Water (1.5 liter bottle)
$0.68 ₱42.89
$0.39 ¥62.4
74.36%
Cigarettes 20 Pack (Marlboro, Camel)
$2.99 ₱188
$3.85 ¥608
-22.34%
Wine (Bottle)
$6.24 ₱393
$7.75 ¥1,224
-19.48%
Local Beer (0.5 liter bottle)
$1.23 ₱77.3
$1.64 ¥259
-25.00%
Imported Beer (0.33 liter bottle)
$1.73 ₱109
$3.19 ¥503
-45.77%
🚌 Getting Around
Cebu
Fukuyama
Difference
One-way Ticket (Public Transport)
$0.23 ₱14.36
$1.45 ¥229
-84.14%
Public Transport Monthly Pass (Regular Price)
$12.34 ₱777
$52.9 ¥8,358
-76.67%
Taxi Start (Normal Tariff)
$0.79 ₱49.96
$3.39 ¥535
-76.70%
Taxi (Normal Tariff) (1km)
$0.22 ₱13.86
$3.82 ¥603
-94.24%
Taxi 1hour Waiting (Normal Tariff)
$4.54 ₱286
$28.88 ¥4,563
-84.28%
Gasoline (1 liter)
$1.32 ₱82.9
$1.02 ¥162
29.41%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.0K ₱1.3M
$12.4K ¥2.0M
69.30%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.4K ₱1.2M
$15.5K ¥2.4M
25.43%
🧾 Monthly Utilities & Internet
Cebu
Fukuyama
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$119 ₱7,464
$103 ¥16.3K
14.87%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.22 ₱896
$18.57 ¥2,934
-23.42%
Internet (50+ Mbps, Unlimited Data)
$27.47 ₱1,730
$30.10 ¥4,755
-8.74%
🎉 Sport & Entertainment
Cebu
Fukuyama
Difference
Gym Membership (Monthly)
$32.31 ₱2,034
$51.1 ¥8,072
-36.76%
Tennis Court (1 Hour on Weekend)
$6.50 ₱409
$1.92 ¥304
238.54%
Cinema Ticket
$5.40 ₱340
$12.19 ¥1,926
-55.70%
🧸 Childcare & Education
Cebu
Fukuyama
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$276 ₱17.4K
$651 ¥102.9K
-57.62%
International Primary School, 1 Child (Yearly)
$7,866 ₱495.3K
$6,461 ¥1.0M
21.74%
👕👟 Clothing & Footwear
Cebu
Fukuyama
Difference
Jeans (Levis 501 Or Similar)
$49.37 ₱3,108
$37.55 ¥5,933
31.48%
Summer Dress (H&M, Zara, etc)
$24.58 ₱1,548
$31.32 ¥4,949
-21.52%
Sport Shoes (Adidas, Nike)
$76.6 ₱4,825
$63.5 ¥10.0K
20.67%
Men's Leather Business Shoes
$58.9 ₱3,706
$102 ¥16.1K
-42.24%
🏠 Accommodation & Living
Cebu
Fukuyama
Difference
1-bedroom Apartment, City Center (Monthly)
$503 ₱31.7K
$535 ¥84.6K
-5.95%
1-bedroom Apartment, Outside City Center (Monthly)
$305 ₱19.2K
$335 ¥53.0K
-9.22%
3-bedroom Apartment, City Center (Monthly)
$1,075 ₱67.7K
$1,101 ¥174.0K
-2.40%
3-bedroom Apartment, Outside City Center (Monthly)
$632 ₱39.8K
$745 ¥117.7K
-15.16%
Buy Apartment in City Center (m2)
$2,870 ₱180.7K
$4,284 ¥676.8K
-33.01%
Buy Apartment Outside City Center (m2)
$1,877 ₱118.2K
$1,742 ¥275.2K
7.77%
💵 Salaries & Financials
Cebu
Fukuyama
Difference
Average Monthly Net Salary (After Tax)
$336 ₱21.1K
$1,387 ¥219.1K
-75.78%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.2
1
620.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 19, 2026

Last update for Fukuyama: October 19, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Cebu
$305
Fukuyama
$335 10.1% $31
Groceries & Markets
Cebu
$210
Fukuyama
$250 19.1% $40
Monthly Utilities & Internet
Cebu
$160
Fukuyama
$152 5.2% $8.4
Clothing & Footwear
Cebu
$94
Fukuyama
$105 11.9% $11
Eating Out
Cebu
$88
Fukuyama
$135 54.3% $48
Sport & Entertainment
Cebu
$43
Fukuyama
$75 75.1% $32
Getting Around
Cebu
$15
Fukuyama
$81 436% $66

Cost Breakdown

A one-bedroom apartment in the center runs $503 in Cebu and $535 in Fukuyama. Housing cost is often the main lever when comparing two cities.

Fukuyama pays 313% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $31.00 in Fukuyama for a mid-range dinner for two. Groceries echo the gap at $210 vs $250 per month, with Cebu cheaper across the board.

Good to know
🇵🇭 Cebu
🇯🇵 Fukuyama
🕒 Local time
05:20 5:20 AM
06:20 6:20 AM
1 h ahead of Cebu
🌤 Weather
👥 Population
964,169
460,930
💱 Currency
Exchange rates and currency converter

JPY, USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Japanese Yen exchange rates as of October 20, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

On the map
Between locations
  • Cebu Fukuyama 2,860 km ≈ 4 h nonstop flight
From you
  • Cebu
  • Fukuyama

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cebu vs Fukuyama: Cost of Living - Frequently Asked Questions
Is Fukuyama cheaper than Cebu?
Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 24% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Cebu or Fukuyama?
On paper, salaries run 313% lower in Fukuyama. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Cebu and Fukuyama?
Rent for a central apartment: $503 in Cebu versus $535 in Fukuyama. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Cebu and in Fukuyama?
All in, you'll spend $915 per month in Cebu versus $1,134 in Fukuyama – a 24% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Cebu runs roughly 329% less than in Fukuyama. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for living in Cebu or in Fukuyama?
At $915 in Cebu versus $1,134 in Fukuyama, a $1,500 budget is realistic in Cebu but tight or insufficient in Fukuyama. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Cebu or Fukuyama more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Fukuyama, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Cebu or Fukuyama?
Safety-wise, Cebu and Fukuyama are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 24% less than in Fukuyama. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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