Last update: Oct 2026

Cost of Living Comparison Between Fukuyama and Cebu

For one person, living is cheaper in Cebu: $915 a month against $1,134 in Fukuyama, rent and utilities included – about $2,600 less a year. Other living expenses account for most of the difference.

55

Cost of Living Index in Fukuyama
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Fukuyama Living Index
44

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Fukuyama

🇯🇵 Japan

$1,134

/mo nomad

Cebu

🇵🇭 Philippines

$915

/mo nomad

Monthly Cost of Living

How much you'll spend in Fukuyama and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Fukuyama and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,134 in Fukuyama versus $915 in Cebu.

Fukuyama $1,134
Cebu $915

Estimated couple costs with rent: $1,805 in Fukuyama versus $1,418 in Cebu.

Fukuyama $1,805
Cebu $1,418

Monthly costs for a family of three with rent: $2,476 in Fukuyama versus $1,921 in Cebu.

Fukuyama $2,476
Cebu $1,921

Living in Fukuyama is roughly 24% more expensive than in Cebu, and outside of rent the biggest gap is in transport.

Both cities sit below the global median: Fukuyama 16% lower, Cebu 33% lower.

Meal at Budget Restaurant

$7.51 ¥1,186

$3.05 ₱192

146.23%

Three-Course Dinner for Two, Mid-Range

$31.20 ¥4,929

$24.00 ₱1,511

30.00%

Fast Food Meal (McDonalds, etc)

$4.90 ¥775

$3.99 ₱251

22.81%

Cappuccino

$3.27 ¥517

$2.50 ₱157

30.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.83 ¥132

$1.54 ₱97.1

-46.10%

Water (0.33 liter bottle)

$0.52 ¥82.7

$0.50 ₱31.37

4.00%

Local Beer (0.5 liter draught)

$1.91 ¥302

$1.78 ₱112

7.30%

Imported Beer (0.33 liter bottle)

$3.20 ¥505

$2.17 ₱136

47.47%

Milk (1 liter)

$0.98 ¥155

$2.00 ₱126

-51.00%

White Bread (500g)

$0.79 ¥125

$1.37 ₱86.2

-42.34%

Rice (white) (1kg)

$5.88 ¥929

$1.03 ₱64.9

470.87%

Eggs

$2.07 ¥326

$2.03 ₱128

1.97%

Local Cheese (1kg)

$8.75 ¥1,382

$10.20 ₱642

-14.22%

Chicken Fillets (1kg)

$3.39 ¥535

$4.45 ₱280

-23.82%

Beef Round Steak (1kg)

$10.76 ¥1,700

$7.67 ₱483

40.29%

Apples (1kg)

$4.99 ¥788

$3.31 ₱208

50.76%

Banana (1kg)

$2.33 ¥369

$1.46 ₱91.8

59.59%

Oranges (1kg)

$4.95 ¥782

$2.32 ₱146

113.36%

Tomato (1kg)

$3.66 ¥578

$1.49 ₱94.0

145.64%

Potato (1kg)

$1.87 ¥296

$2.34 ₱147

-20.09%

Onion (1kg)

$1.64 ¥259

$1.94 ₱122

-15.46%

Lettuce (1 head)

$0.99 ¥157

$1.16 ₱73.0

-14.66%

Water (1.5 liter bottle)

$0.39 ¥62.4

$0.68 ₱42.89

-42.65%

Cigarettes 20 Pack (Marlboro, Camel)

$3.85 ¥608

$2.99 ₱188

28.76%

Wine (Bottle)

$7.75 ¥1,224

$6.24 ₱393

24.20%

Local Beer (0.5 liter bottle)

$1.64 ¥259

$1.23 ₱77.3

33.33%

Imported Beer (0.33 liter bottle)

$3.19 ¥503

$1.73 ₱109

84.39%

One-way Ticket (Public Transport)

$1.45 ¥229

$0.23 ₱14.36

530.43%

Public Transport Monthly Pass (Regular Price)

$52.9 ¥8,358

$12.34 ₱777

328.69%

Taxi Start (Normal Tariff)

$3.39 ¥535

$0.79 ₱49.96

329.11%

Taxi (Normal Tariff) (1km)

$3.82 ¥603

$0.22 ₱13.86

1636.36%

Taxi 1hour Waiting (Normal Tariff)

$28.88 ¥4,563

$4.54 ₱286

536.12%

Gasoline (1 liter)

$1.02 ¥162

$1.32 ₱82.9

-22.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$12.4K ¥2.0M

$21.0K ₱1.3M

-40.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$15.5K ¥2.4M

$19.4K ₱1.2M

-20.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$103 ¥16.3K

$119 ₱7,464

-12.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.57 ¥2,934

$14.22 ₱896

30.59%

Internet (50+ Mbps, Unlimited Data)

$30.10 ¥4,755

$27.47 ₱1,730

9.57%

Gym Membership (Monthly)

$51.1 ¥8,072

$32.31 ₱2,034

58.12%

Tennis Court (1 Hour on Weekend)

$1.92 ¥304

$6.50 ₱409

-70.46%

Cinema Ticket

$12.19 ¥1,926

$5.40 ₱340

125.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$651 ¥102.9K

$276 ₱17.4K

135.97%

International Primary School, 1 Child (Yearly)

$6,461 ¥1.0M

$7,866 ₱495.3K

-17.86%

Jeans (Levis 501 Or Similar)

$37.55 ¥5,933

$49.37 ₱3,108

-23.94%

Summer Dress (H&M, Zara, etc)

$31.32 ¥4,949

$24.58 ₱1,548

27.42%

Sport Shoes (Adidas, Nike)

$63.5 ¥10.0K

$76.6 ₱4,825

-17.13%

Men's Leather Business Shoes

$102 ¥16.1K

$58.9 ₱3,706

73.12%

1-bedroom Apartment, City Center (Monthly)

$535 ¥84.6K

$503 ₱31.7K

6.33%

1-bedroom Apartment, Outside City Center (Monthly)

$335 ¥53.0K

$305 ₱19.2K

10.15%

3-bedroom Apartment, City Center (Monthly)

$1,101 ¥174.0K

$1,075 ₱67.7K

2.46%

3-bedroom Apartment, Outside City Center (Monthly)

$745 ¥117.7K

$632 ₱39.8K

17.88%

Buy Apartment in City Center (m2)

$4,284 ¥676.8K

$2,870 ₱180.7K

49.28%

Buy Apartment Outside City Center (m2)

$1,742 ¥275.2K

$1,877 ₱118.2K

-7.21%

Average Monthly Net Salary (After Tax)

$1,387 ¥219.1K

$336 ₱21.1K

312.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

-86.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Fukuyama: October 19, 2026

Last update for Cebu: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Fukuyama

$335 29.6%

Cebu

$305 33.3% 9.2% $31

Groceries & Markets

Fukuyama

$250 22%

Cebu

$210 22.9% 16% $40

Monthly Utilities & Internet

Fukuyama

$152 13.4%

Cebu

$160 17.5% 5.5% $8.4

Eating Out

Fukuyama

$135 11.9%

Cebu

$88 9.6% 35.2% $48

Clothing & Footwear

Fukuyama

$105 9.3%

Cebu

$94 10.3% 10.6% $11

Getting Around

Fukuyama

$81 7.2%

Cebu

$15 1.7% 81.3% $66

Sport & Entertainment

Fukuyama

$75 6.7%

Cebu

$43 4.7% 42.9% $32

Cost Breakdown

A one-bedroom apartment in the center runs $535 in Fukuyama and $503 in Cebu. Housing cost is often the main lever when comparing two cities.

Fukuyama pays 313% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $31.00 in Fukuyama vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $250 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇯🇵 Fukuyama

🇵🇭 Cebu

🕒 Local time

05:31 5:31 AM

04:31 4:31 AM

1 h behind Fukuyama

🌤 Weather

👥 Population

460,930

964,169

💱 Currency

Japanese Yen JPY ¥

Philippine Peso PHP ₱

📈 Exchange rate

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to JPY – Japanese Yen Converter

🇺🇸 United States Dollar ($)

🇯🇵 Japanese Yen (¥)

Japanese Yen exchange rates as of October 20, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to JPY in detail →

On the map

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Between locations

Fukuyama Cebu 2,860 km ≈ 4 h nonstop flight

From you

Fukuyama
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Fukuyama vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 24% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 313% higher in Fukuyama, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $535 in Fukuyama versus $503 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,134 per month in Fukuyama versus $915 in Cebu – a 24% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 329% less than in Fukuyama. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $915 in Cebu versus $1,134 in Fukuyama, a $1,500 budget is realistic in Cebu but tight or insufficient in Fukuyama. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Fukuyama, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Fukuyama and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 24% less than in Fukuyama. Beyond cost, consider language, visa policies, and how big the international community is in each city.