Last update: Oct 2026

Cost of Living Comparison Between Cebu and Epping

For one person, living is cheaper in Cebu: $934 a month against $2,717 in Epping, rent and utilities included – about $21,400 less a year. Rent and utilities account for most of the difference.

44

Cost of Living Index in Cebu
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Cebu Living Index
130

Cost of Living Index in Epping
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Epping Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Epping

🇦🇺 Australia

$2,717

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Epping

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Epping actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $2,717 in Epping.

Cebu $934
Epping $2,717

Estimated couple costs with rent: $1,415 in Cebu versus $3,754 in Epping.

Cebu $1,415
Epping $3,754

Monthly costs for a family of three with rent: $1,896 in Cebu versus $4,791 in Epping.

Cebu $1,896
Epping $4,791

Living in Cebu costs roughly 66% less than in Epping, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 30% below, Epping is 103% above.

Meal at Budget Restaurant

$3.03 ₱191

$12.68 A$18.21

-76.10%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,476

$63.1 A$90.6

-62.78%

Fast Food Meal (McDonalds, etc)

$4.09 ₱257

$11.43 A$16.42

-64.22%

Cappuccino

$2.52 ₱158

$3.21 A$4.61

-21.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱97.2

$2.45 A$3.51

-37.14%

Water (0.33 liter bottle)

$0.49 ₱31.06

$2.51 A$3.61

-80.48%

Local Beer (0.5 liter draught)

$1.79 ₱113

$8.30 A$11.92

-78.43%

Imported Beer (0.33 liter bottle)

$2.26 ₱142

$8.32 A$11.95

-72.84%

Milk (1 liter)

$1.95 ₱122

$1.60 A$2.30

21.87%

White Bread (500g)

$1.43 ₱89.9

$2.80 A$4.02

-48.93%

Rice (white) (1kg)

$1.02 ₱64.0

$2.78 A$3.99

-63.31%

Eggs

$2.06 ₱129

$5.59 A$8.03

-63.15%

Local Cheese (1kg)

$9.81 ₱617

$10.13 A$14.56

-3.16%

Chicken Fillets (1kg)

$4.61 ₱290

$9.57 A$13.74

-51.83%

Beef Round Steak (1kg)

$7.70 ₱484

$14.99 A$21.52

-48.63%

Apples (1kg)

$3.31 ₱208

$3.72 A$5.34

-11.02%

Banana (1kg)

$1.45 ₱91.2

$2.87 A$4.12

-49.48%

Oranges (1kg)

$2.36 ₱148

$2.45 A$3.52

-3.67%

Tomato (1kg)

$1.54 ₱96.6

$3.58 A$5.15

-56.98%

Potato (1kg)

$2.36 ₱148

$3.04 A$4.37

-22.37%

Onion (1kg)

$1.99 ₱125

$2.43 A$3.49

-18.11%

Lettuce (1 head)

$1.15 ₱72.3

$1.97 A$2.83

-41.62%

Water (1.5 liter bottle)

$0.67 ₱42.26

$1.60 A$2.29

-58.13%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$27.60 A$39.64

-89.13%

Wine (Bottle)

$6.35 ₱399

$8.37 A$12.02

-24.13%

Local Beer (0.5 liter bottle)

$1.31 ₱82.1

$4.48 A$6.43

-70.76%

Imported Beer (0.33 liter bottle)

$1.73 ₱109

$4.84 A$6.95

-64.26%

One-way Ticket (Public Transport)

$0.25 ₱15.82

$3.59 A$5.16

-93.04%

Public Transport Monthly Pass (Regular Price)

$12.65 ₱796

$94.3 A$135

-86.58%

Taxi Start (Normal Tariff)

$0.74 ₱46.44

$3.55 A$5.10

-79.15%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.15

$1.16 A$1.67

-81.90%

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱272

$28.13 A$40.40

-84.61%

Gasoline (1 liter)

$1.33 ₱83.7

$1.43 A$2.05

-6.99%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

$21.2K A$30.4K

2.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$18.3K A$26.2K

6.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,583

$142 A$204

-14.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱909

$28.25 A$40.57

-48.85%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,779

$46.91 A$67.4

-39.69%

Gym Membership (Monthly)

$32.68 ₱2,055

$55.5 A$79.8

-41.15%

Tennis Court (1 Hour on Weekend)

$6.39 ₱402

$17.85 A$25.64

-64.20%

Cinema Ticket

$5.46 ₱343

$14.06 A$20.19

-61.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.2K

$1,801 A$2,587

-84.82%

International Primary School, 1 Child (Yearly)

$8,156 ₱512.9K

$22.2K A$32.0K

-63.34%

Jeans (Levis 501 Or Similar)

$49.57 ₱3,117

$62.4 A$89.7

-20.61%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,564

$49.94 A$71.7

-50.20%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,817

$111 A$160

-31.27%

Men's Leather Business Shoes

$59.3 ₱3,727

$104 A$150

-43.26%

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.8K

$1,482 A$2,129

-65.87%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.5K

$1,489 A$2,139

-79.23%

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.1K

$2,342 A$3,364

-55.10%

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.9K

$2,190 A$3,146

-71.74%

Buy Apartment in City Center (m2)

$2,915 ₱183.4K

$5,891 A$8,461

-50.51%

Buy Apartment Outside City Center (m2)

$1,867 ₱117.4K

$5,001 A$7,184

-62.67%

Average Monthly Net Salary (After Tax)

$341 ₱21.5K

$4,231 A$6,077

-91.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

5.5

30.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Epping: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Epping

$1.5K 56% 381% $1.2K

Groceries & Markets

Cebu

$210 22.7%

Epping

$354 13.3% 68.3% $144

Monthly Utilities & Internet

Cebu

$163 17.7%

Epping

$217 8.2% 32.8% $54

Clothing & Footwear

Cebu

$95 10.2%

Epping

$148 5.6% 56.1% $53

Eating Out

Cebu

$88 9.6%

Epping

$252 9.5% 185% $164

Sport & Entertainment

Cebu

$44 4.7%

Epping

$84 3.1% 91.9% $40

Getting Around

Cebu

$15 1.7%

Epping

$118 4.4% 664% $103

Cost Breakdown

A one-bedroom apartment in the center runs $506 in Cebu and $1,482 in Epping. Housing cost is often the main lever when comparing two cities.

Epping pays 1140% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $23.00 in Cebu vs $63.0 in Epping for a mid-range dinner for two. Groceries echo the gap at $210 vs $354 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇦🇺 Epping

🕒 Local time

10:45 10:45 AM

13:45 1:45 PM

3 h ahead of Cebu

🌤 Weather

👥 Population

964,169

23,435

💱 Currency

Philippine Peso PHP ₱

Australian Dollar AUD $

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1 AUD = 0.696 USD

1 AUD = 0.621 EUR

Exchange rates and currency converter

AUD, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.89 PHP (100 PHP = 1.59 USD). 1 EUR = 70.54 PHP (100 PHP = 1.42 EUR).

Australian Dollar exchange rates as of October 10, 2026: 1 USD = 1.44 AUD (1 AUD = 0.696 USD). 1 EUR = 1.61 AUD (1 AUD = 0.621 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Epping 5,680 km ≈ 8 h nonstop flight

From you

Cebu
Epping

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Epping: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 191% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 1140% lower in Epping. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $506 in Cebu versus $1,482 in Epping. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $934 per month in Cebu versus $2,717 in Epping – a 191% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 645% less than in Epping. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $934 in Cebu versus $2,717 in Epping, a $1,500 budget is realistic in Cebu but tight or insufficient in Epping. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Epping, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Epping are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 191% less than in Epping. Beyond cost, consider language, visa policies, and how big the international community is in each city.