Last update: Oct 2026

Cost of Living Comparison Between Cebu and Eldoret

For one person, living is cheaper in Eldoret: $505 a month against $918 in Cebu, rent and utilities included – about $5,000 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
25

Cost of Living Index in Eldoret
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Eldoret Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Eldoret

🇰🇪 Kenya

$505

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Eldoret

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Eldoret actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $505 in Eldoret.

Cebu $918
Eldoret $505

Estimated couple costs with rent: $1,409 in Cebu versus $869 in Eldoret.

Cebu $1,409
Eldoret $869

Monthly costs for a family of three with rent: $1,900 in Cebu versus $1,233 in Eldoret.

Cebu $1,900
Eldoret $1,233

Living in Cebu is roughly 82% more expensive than in Eldoret, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Eldoret 63% lower.

Meal at Budget Restaurant

$3.09 ₱194

$1.52 KES 198

103.29%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$34.76 KES 4,507

-30.32%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$6.21 KES 805

-36.88%

Cappuccino

$2.51 ₱158

$2.59 KES 336

-3.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.30 KES 38.85

430.00%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.41 KES 52.6

29.27%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.28 KES 296

-21.93%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$2.69 KES 348

-19.33%

Milk (1 liter)

$1.92 ₱121

$0.72 KES 93.4

166.67%

White Bread (500g)

$1.36 ₱85.4

$0.49 KES 63.9

177.55%

Rice (white) (1kg)

$1.01 ₱63.5

$1.56 KES 203

-35.26%

Eggs

$2.03 ₱128

$1.56 KES 203

30.13%

Local Cheese (1kg)

$9.86 ₱621

$3.79 KES 491

160.16%

Chicken Fillets (1kg)

$4.39 ₱277

$4.16 KES 539

5.53%

Beef Round Steak (1kg)

$7.60 ₱479

$4.34 KES 563

75.12%

Apples (1kg)

$3.30 ₱208

$2.27 KES 295

45.37%

Banana (1kg)

$1.39 ₱87.8

$1.10 KES 143

26.36%

Oranges (1kg)

$2.33 ₱147

$0.72 KES 93.6

223.61%

Tomato (1kg)

$1.50 ₱94.3

$0.92 KES 119

63.04%

Potato (1kg)

$2.36 ₱149

$0.56 KES 72.9

321.43%

Onion (1kg)

$1.90 ₱119

$0.45 KES 58.0

322.22%

Lettuce (1 head)

$1.19 ₱74.9

$0.69 KES 89.7

72.46%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.63 KES 81.6

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$3.44 KES 447

-12.79%

Wine (Bottle)

$6.03 ₱379

$5.70 KES 739

5.79%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$2.09 KES 271

-41.15%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.53 KES 198

14.38%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$1.41 KES 183

-82.27%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$1.58 KES 204

-51.27%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$1.52 KES 198

-84.87%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$2.97 KES 385

50.17%

Gasoline (1 liter)

$1.31 ₱82.8

$1.54 KES 199

-14.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$21.8K KES 2.8M

-2.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$20.0K KES 2.6M

-4.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$39.37 KES 5,105

205.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$15.13 KES 1,962

-7.47%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$35.19 KES 4,562

-21.74%

Gym Membership (Monthly)

$32.33 ₱2,035

$38.92 KES 5,045

-16.93%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$7.54 KES 978

-25.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$63.5 KES 8,232

333.56%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$12.3K KES 1.6M

-35.53%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$11.52 KES 1,494

328.21%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$28.96 KES 3,754

-12.85%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$19.43 KES 2,519

296.09%

Men's Leather Business Shoes

$57.2 ₱3,601

$35.06 KES 4,545

63.15%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$93.2 KES 12.1K

435.97%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$89.1 KES 11.5K

246.75%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$269 KES 34.8K

128.99%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$609 KES 78.9K

374.21%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

14.71

-51.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Eldoret: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Eldoret

$89 17.6% 71.2% $220

Groceries & Markets

Cebu

$206 22.4%

Eldoret

$133 26.4% 35.3% $73

Monthly Utilities & Internet

Cebu

$162 17.6%

Eldoret

$90 17.8% 44.6% $72

Clothing & Footwear

Cebu

$94 10.2%

Eldoret

$43 8.5% 54.5% $51

Eating Out

Cebu

$88 9.6%

Eldoret

$81 16.1% 7.7% $6.8

Sport & Entertainment

Cebu

$44 4.8%

Eldoret

$54 10.7% 23.8% $10

Getting Around

Cebu

$16 1.7%

Eldoret

$15 * 2.9% 4.7% $0.7

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $93.2 in Eldoret. Housing cost is often the main lever when comparing two cities.

Dining out: $24.00 in Cebu vs $35.00 in Eldoret. Groceries flip the comparison at $206 vs $133, with Eldoret cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇰🇪 Eldoret

🕒 Local time

18:58 6:58 PM

13:58 1:58 PM

5 h behind Cebu

🌤 Weather

👥 Population

964,169

193,830

💱 Currency

Philippine Peso PHP ₱

Kenyan Shilling KES Sh

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 KES = 7.71 USD

1,000 KES = 6.86 EUR

Exchange rates and currency converter

KES, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Kenyan Shilling exchange rates as of October 18, 2026: 1 USD = 130 KES (1,000 KES = 7.71 USD). 1 EUR = 146 KES (1,000 KES = 6.86 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Eldoret 9,850 km ≈ 13 h nonstop flight

From you

Cebu
Eldoret

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Eldoret: Cost of Living - Frequently Asked Questions

Eldoret is cheaper overall, especially in groceries, clothing, and eating out. The 82% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,377 in Cebu and $757 in Eldoret to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $500 in Cebu versus $93.2 in Eldoret. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 55% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $918 per month in Cebu versus $505 in Eldoret – a 82% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $800 a month, though Eldoret gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Eldoret is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Eldoret are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Eldoret gentler on the wallet – expenses run 82% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.