Last update: Oct 2026

Cost of Living Comparison Between Eldoret and Cebu

For one person, living is cheaper in Eldoret: $505 a month against $918 in Cebu, rent and utilities included – about $5,000 less a year. Rent and utilities account for most of the difference.

25

Cost of Living Index in Eldoret
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Eldoret Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Eldoret

🇰🇪 Kenya

$505

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Eldoret and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Eldoret and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $505 in Eldoret versus $918 in Cebu.

Eldoret $505
Cebu $918

Estimated couple costs with rent: $869 in Eldoret versus $1,409 in Cebu.

Eldoret $869
Cebu $1,409

Monthly costs for a family of three with rent: $1,233 in Eldoret versus $1,900 in Cebu.

Eldoret $1,233
Cebu $1,900

Living in Eldoret costs roughly 45% less than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Eldoret 63% lower, Cebu 32% lower.

Meal at Budget Restaurant

$1.52 KES 198

$3.09 ₱194

-50.81%

Three-Course Dinner for Two, Mid-Range

$34.76 KES 4,507

$24.22 ₱1,525

43.52%

Fast Food Meal (McDonalds, etc)

$6.21 KES 805

$3.92 ₱247

58.42%

Cappuccino

$2.59 KES 336

$2.51 ₱158

3.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.30 KES 38.85

$1.59 ₱100

-81.13%

Water (0.33 liter bottle)

$0.41 KES 52.6

$0.53 ₱33.43

-22.64%

Local Beer (0.5 liter draught)

$2.28 KES 296

$1.78 ₱112

28.09%

Imported Beer (0.33 liter bottle)

$2.69 KES 348

$2.17 ₱137

23.96%

Milk (1 liter)

$0.72 KES 93.4

$1.92 ₱121

-62.50%

White Bread (500g)

$0.49 KES 63.9

$1.36 ₱85.4

-63.97%

Rice (white) (1kg)

$1.56 KES 203

$1.01 ₱63.5

54.46%

Eggs

$1.56 KES 203

$2.03 ₱128

-23.15%

Local Cheese (1kg)

$3.79 KES 491

$9.86 ₱621

-61.56%

Chicken Fillets (1kg)

$4.16 KES 539

$4.39 ₱277

-5.24%

Beef Round Steak (1kg)

$4.34 KES 563

$7.60 ₱479

-42.89%

Apples (1kg)

$2.27 KES 295

$3.30 ₱208

-31.21%

Banana (1kg)

$1.10 KES 143

$1.39 ₱87.8

-20.86%

Oranges (1kg)

$0.72 KES 93.6

$2.33 ₱147

-69.10%

Tomato (1kg)

$0.92 KES 119

$1.50 ₱94.3

-38.67%

Potato (1kg)

$0.56 KES 72.9

$2.36 ₱149

-76.27%

Onion (1kg)

$0.45 KES 58.0

$1.90 ₱119

-76.32%

Lettuce (1 head)

$0.69 KES 89.7

$1.19 ₱74.9

-42.02%

Water (1.5 liter bottle)

$0.63 KES 81.6

$0.63 ₱39.71

Cigarettes 20 Pack (Marlboro, Camel)

$3.44 KES 447

$3.00 ₱189

14.67%

Wine (Bottle)

$5.70 KES 739

$6.03 ₱379

-5.47%

Local Beer (0.5 liter bottle)

$2.09 KES 271

$1.23 ₱77.7

69.92%

Imported Beer (0.33 liter bottle)

$1.53 KES 198

$1.75 ₱110

-12.57%

One-way Ticket (Public Transport)

$1.41 KES 183

$0.25 ₱15.86

464.00%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$1.58 KES 204

$0.77 ₱48.62

105.19%

Taxi (Normal Tariff) (1km)

$1.52 KES 198

$0.23 ₱14.53

560.87%

Taxi 1hour Waiting (Normal Tariff)

$2.97 KES 385

$4.46 ₱281

-33.41%

Gasoline (1 liter)

$1.54 KES 199

$1.31 ₱82.8

17.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K KES 2.8M

$21.2K ₱1.3M

2.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.0K KES 2.6M

$19.1K ₱1.2M

4.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$39.37 KES 5,105

$120 ₱7,569

-67.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.13 KES 1,962

$14.00 ₱882

8.07%

Internet (50+ Mbps, Unlimited Data)

$35.19 KES 4,562

$27.54 ₱1,734

27.78%

Gym Membership (Monthly)

$38.92 KES 5,045

$32.33 ₱2,035

20.38%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$7.54 KES 978

$5.65 ₱356

33.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$63.5 KES 8,232

$275 ₱17.3K

-76.94%

International Primary School, 1 Child (Yearly)

$12.3K KES 1.6M

$7,918 ₱498.5K

55.11%

Jeans (Levis 501 Or Similar)

$11.52 KES 1,494

$49.33 ₱3,106

-76.65%

Summer Dress (H&M, Zara, etc)

$28.96 KES 3,754

$25.24 ₱1,589

14.74%

Sport Shoes (Adidas, Nike)

$19.43 KES 2,519

$77.0 ₱4,846

-74.75%

Men's Leather Business Shoes

$35.06 KES 4,545

$57.2 ₱3,601

-38.71%

1-bedroom Apartment, City Center (Monthly)

$93.2 KES 12.1K

$500 ₱31.5K

-81.34%

1-bedroom Apartment, Outside City Center (Monthly)

$89.1 KES 11.5K

$309 ₱19.4K

-71.16%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

3-bedroom Apartment, Outside City Center (Monthly)

$269 KES 34.8K

$615 ₱38.7K

-56.33%

Buy Apartment in City Center (m2)

$609 KES 78.9K

$2,886 ₱181.7K

-78.91%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

14.71

7.2

104.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Eldoret: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Eldoret

$133 26.4%

Cebu

$206 22.4% 54.6% $73

Monthly Utilities & Internet

Eldoret

$90 17.8%

Cebu

$162 17.6% 80.4% $72

Accommodation & Living

Eldoret

$89 17.6%

Cebu

$309 33.6% 247% $220

Eating Out

Eldoret

$81 16.1%

Cebu

$88 9.6% 8.3% $6.8

Sport & Entertainment

Eldoret

$54 10.7%

Cebu

$44 4.8% 19.2% $10

Clothing & Footwear

Eldoret

$43 8.5%

Cebu

$94 10.2% 120% $51

Getting Around

Eldoret

$15 * 2.9%

Cebu

$16 1.7% 4.9% $0.7

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $93.2 in Eldoret and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $35.00 in Eldoret vs $24.00 in Cebu. Groceries flip the comparison at $133 vs $206, with Eldoret cheaper for home cooking.

Good to know

🇰🇪 Eldoret

🇵🇭 Cebu

🕒 Local time

13:14 1:14 PM

18:14 6:14 PM

5 h ahead of Eldoret

🌤 Weather

👥 Population

193,830

964,169

💱 Currency

Kenyan Shilling KES Sh

Philippine Peso PHP ₱

📈 Exchange rate

1,000 KES = 7.71 USD

1,000 KES = 6.86 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to KES – Kenyan Shilling Converter

🇺🇸 United States Dollar ($)

🇰🇪 Kenyan Shilling (Sh)

Kenyan Shilling exchange rates as of October 18, 2026: 1 USD = 130 KES (1,000 KES = 7.71 USD). 1 EUR = 146 KES (1,000 KES = 6.86 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to KES in detail →

On the map

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Highest

Between locations

Eldoret Cebu 9,850 km ≈ 13 h nonstop flight

From you

Eldoret
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Eldoret vs Cebu: Cost of Living - Frequently Asked Questions

Eldoret is cheaper overall, especially in groceries, eating out, and clothing. The 82% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $757 in Eldoret and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $93.2 in Eldoret versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 55% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $505 per month in Eldoret versus $918 in Cebu – a 82% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $800 a month, though Eldoret gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Eldoret is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Eldoret and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Eldoret gentler on the wallet – expenses run 82% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.