Last update: Oct 2026

Cost of Living Comparison Between Cebu and Dun Laoghaire

For one person, living is cheaper in Cebu: $918 a month against $2,761 in Dun Laoghaire, rent and utilities included – about $22,100 less a year. Rent and utilities account for most of the difference.

Cebu
🇵🇭 Philippines
$918
/mo nomad
Dun Laoghaire
🇮🇪 Ireland
$2,761
/mo nomad
Monthly Cost of Living

How much you'll spend in Cebu and in Dun Laoghaire

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Dun Laoghaire actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $2,761 in Dun Laoghaire.

  • Cebu $918
  • Dun Laoghaire $2,761

Estimated couple costs with rent: $1,409 in Cebu versus $4,416 in Dun Laoghaire.

  • Cebu $1,409
  • Dun Laoghaire $4,416

Monthly costs for a family of three with rent: $1,900 in Cebu versus $6,071 in Dun Laoghaire.

  • Cebu $1,900
  • Dun Laoghaire $6,071

Living in Cebu costs roughly 67% less than in Dun Laoghaire, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 32% below, Dun Laoghaire is 105% above.

Currency
🍽 Eating Out
Cebu
Dun Laoghaire
Difference
Meal at Budget Restaurant
$3.09 ₱194
$22.06 €19.60
-85.99%
Three-Course Dinner for Two, Mid-Range
$24.22 ₱1,524
$101 €90.1
-76.14%
Fast Food Meal (McDonalds, etc)
$3.92 ₱246
$13.49 €11.98
-70.94%
Cappuccino
$2.51 ₱158
$4.97 €4.41
-49.50%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.59 ₱100
$2.99 €2.66
-46.82%
Water (0.33 liter bottle)
$0.53 ₱33.42
$2.23 €1.98
-76.23%
Local Beer (0.5 liter draught)
$1.78 ₱112
$7.79 €6.92
-77.15%
Imported Beer (0.33 liter bottle)
$2.17 ₱137
$7.51 €6.67
-71.11%
🛒 Groceries & Markets
Cebu
Dun Laoghaire
Difference
Milk (1 liter)
$1.92 ₱121
$1.61 €1.43
19.25%
White Bread (500g)
$1.36 ₱85.4
$2.35 €2.09
-42.13%
Rice (white) (1kg)
$1.01 ₱63.5
$2.07 €1.84
-51.21%
Eggs
$2.03 ₱128
$4.20 €3.73
-51.67%
Local Cheese (1kg)
$9.86 ₱621
$9.95 €8.83
-0.90%
Chicken Fillets (1kg)
$4.39 ₱276
$11.07 €9.84
-60.34%
Beef Round Steak (1kg)
$7.60 ₱478
$13.54 €12.03
-43.87%
Apples (1kg)
$3.30 ₱208
$2.82 €2.51
17.02%
Banana (1kg)
$1.39 ₱87.7
$2.14 €1.90
-35.05%
Oranges (1kg)
$2.33 ₱147
$2.78 €2.47
-16.19%
Tomato (1kg)
$1.50 ₱94.2
$4.04 €3.59
-62.87%
Potato (1kg)
$2.36 ₱149
$1.93 €1.71
22.28%
Onion (1kg)
$1.90 ₱119
$1.53 €1.36
24.18%
Lettuce (1 head)
$1.19 ₱74.9
$1.31 €1.16
-9.16%
Water (1.5 liter bottle)
$0.63 ₱39.69
$1.84 €1.63
-65.76%
Cigarettes 20 Pack (Marlboro, Camel)
$3.00 ₱189
$20.35 €18.07
-85.26%
Wine (Bottle)
$6.03 ₱379
$13.51 €11.99
-55.37%
Local Beer (0.5 liter bottle)
$1.23 ₱77.6
$3.32 €2.95
-62.95%
Imported Beer (0.33 liter bottle)
$1.75 ₱110
$3.51 €3.11
-50.14%
🚌 Getting Around
Cebu
Dun Laoghaire
Difference
One-way Ticket (Public Transport)
$0.25 ₱15.85
$2.31 €2.05
-89.18%
Public Transport Monthly Pass (Regular Price)
$12.64 ₱795
-
-
Taxi Start (Normal Tariff)
$0.77 ₱48.59
$5.09 €4.52
-84.87%
Taxi (Normal Tariff) (1km)
$0.23 ₱14.52
$1.43 €1.27
-83.92%
Taxi 1hour Waiting (Normal Tariff)
$4.46 ₱280
$37.78 €33.55
-88.19%
Gasoline (1 liter)
$1.31 ₱82.8
$2.13 €1.89
-38.50%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K ₱1.3M
$38.3K €34.0K
-44.57%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.1K ₱1.2M
$37.4K €33.2K
-48.82%
🧾 Monthly Utilities & Internet
Cebu
Dun Laoghaire
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$120 ₱7,566
$244 €217
-50.77%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.00 ₱881
$18.03 €16.01
-22.35%
Internet (50+ Mbps, Unlimited Data)
$27.54 ₱1,733
$51.2 €45.44
-46.17%
🎉 Sport & Entertainment
Cebu
Dun Laoghaire
Difference
Gym Membership (Monthly)
$32.33 ₱2,034
$58.3 €51.8
-44.58%
Tennis Court (1 Hour on Weekend)
$6.65 ₱418
-
-
Cinema Ticket
$5.65 ₱355
$15.38 €13.66
-63.26%
🧸 Childcare & Education
Cebu
Dun Laoghaire
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$275 ₱17.3K
$989 €878
-72.16%
International Primary School, 1 Child (Yearly)
$7,918 ₱498.3K
$5,432 €4,824
45.76%
👕👟 Clothing & Footwear
Cebu
Dun Laoghaire
Difference
Jeans (Levis 501 Or Similar)
$49.33 ₱3,105
$99.0 €87.9
-50.15%
Summer Dress (H&M, Zara, etc)
$25.24 ₱1,589
$47.48 €42.17
-46.84%
Sport Shoes (Adidas, Nike)
$77.0 ₱4,844
$112 €99.0
-30.98%
Men's Leather Business Shoes
$57.2 ₱3,600
$131 €116
-56.26%
🏠 Accommodation & Living
Cebu
Dun Laoghaire
Difference
1-bedroom Apartment, City Center (Monthly)
$500 ₱31.4K
$1,470 €1,305
-66.02%
1-bedroom Apartment, Outside City Center (Monthly)
$309 ₱19.4K
$1,475 €1,310
-79.06%
3-bedroom Apartment, City Center (Monthly)
$1,078 ₱67.8K
$3,599 €3,197
-70.06%
3-bedroom Apartment, Outside City Center (Monthly)
$615 ₱38.7K
$3,146 €2,794
-80.45%
Buy Apartment in City Center (m2)
$2,886 ₱181.6K
-
-
Buy Apartment Outside City Center (m2)
$1,917 ₱120.6K
-
-
💵 Salaries & Financials
Cebu
Dun Laoghaire
Difference
Average Monthly Net Salary (After Tax)
$346 ₱21.8K
$4,296 €3,815
-91.95%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.2
3.82
88.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Dun Laoghaire: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Cebu
$309
Dun Laoghaire
$1.5K 378% $1.2K
Groceries & Markets
Cebu
$206
Dun Laoghaire
$336 63% $130
Monthly Utilities & Internet
Cebu
$162
Dun Laoghaire
$313 93.7% $152
Clothing & Footwear
Cebu
$94
Dun Laoghaire
$175 86.2% $81
Eating Out
Cebu
$88
Dun Laoghaire
$351 298% $263
Sport & Entertainment
Cebu
$44
Dun Laoghaire
$89 104% $45
Getting Around
Cebu
$16
Dun Laoghaire
$22 * 38.1% $5.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $1,470 in Dun Laoghaire. Housing cost is often the main lever when comparing two cities.

Dun Laoghaire pays 1142% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $101 in Dun Laoghaire for a mid-range dinner for two. Groceries echo the gap at $206 vs $336 per month, with Cebu cheaper across the board.

Good to know
🇵🇭 Cebu
🇮🇪 Dun Laoghaire
🕒 Local time
14:29 2:29 PM
07:29 7:29 AM
7 h behind Cebu
🌤 Weather
👥 Population
964,169
38,761
💱 Currency
Euro EUR €
Exchange rates and currency converter

EUR, USD to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.93 PHP (100 PHP = 1.59 USD). 1 EUR = 70.86 PHP (100 PHP = 1.41 EUR).

Euro exchange rates as of October 17, 2026: 1 USD = 0.888 EUR (1 EUR = 1.13 USD).

On the map
Between locations
  • Cebu Dun Laoghaire 11,520 km ≈ 15 h nonstop flight
From you
  • Cebu
  • Dun Laoghaire

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cebu vs Dun Laoghaire: Cost of Living - Frequently Asked Questions
Is Dun Laoghaire cheaper than Cebu?
Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 201% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Cebu or Dun Laoghaire?
On paper, salaries run 1142% lower in Dun Laoghaire. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Cebu and Dun Laoghaire?
Rent for a central apartment: $500 in Cebu versus $1,470 in Dun Laoghaire. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Cebu and in Dun Laoghaire?
Supermarket bills run roughly 63% higher in Dun Laoghaire. For households that cook at home regularly, that difference adds up over a month.
What are total monthly expenses in Cebu and in Dun Laoghaire?
All in, you'll spend $918 per month in Cebu versus $2,761 in Dun Laoghaire – a 201% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,500 a realistic budget for living in Cebu or in Dun Laoghaire?
At $918 in Cebu versus $2,761 in Dun Laoghaire, a $1,500 budget is realistic in Cebu but tight or insufficient in Dun Laoghaire. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Cebu or Dun Laoghaire more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Dun Laoghaire, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Cebu or Dun Laoghaire?
Safety-wise, Cebu and Dun Laoghaire are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 201% less than in Dun Laoghaire. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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