Last update: Oct 2026

Cost of Living Comparison Between Dun Laoghaire and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,761 in Dun Laoghaire, rent and utilities included – about $22,100 less a year. Rent and utilities account for most of the difference.

Dun Laoghaire
🇮🇪 Ireland
$2,761
/mo nomad
Cebu
🇵🇭 Philippines
$918
/mo nomad
Monthly Cost of Living

How much you'll spend in Dun Laoghaire and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Dun Laoghaire and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,761 in Dun Laoghaire versus $918 in Cebu.

  • Dun Laoghaire $2,761
  • Cebu $918

Estimated couple costs with rent: $4,416 in Dun Laoghaire versus $1,409 in Cebu.

  • Dun Laoghaire $4,416
  • Cebu $1,409

Monthly costs for a family of three with rent: $6,071 in Dun Laoghaire versus $1,900 in Cebu.

  • Dun Laoghaire $6,071
  • Cebu $1,900

Living in Dun Laoghaire is roughly 201% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Dun Laoghaire is 105% above, Cebu is 32% below.

Currency
🍽 Eating Out
Dun Laoghaire
Cebu
Difference
Meal at Budget Restaurant
$22.06 €19.62
$3.09 ₱195
613.92%
Three-Course Dinner for Two, Mid-Range
$101 €90.3
$24.22 ₱1,525
319.03%
Fast Food Meal (McDonalds, etc)
$13.49 €12.00
$3.92 ₱247
244.13%
Cappuccino
$4.97 €4.42
$2.51 ₱158
98.01%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.99 €2.66
$1.59 ₱100
88.05%
Water (0.33 liter bottle)
$2.23 €1.98
$0.53 ₱33.45
320.75%
Local Beer (0.5 liter draught)
$7.79 €6.93
$1.78 ₱112
337.64%
Imported Beer (0.33 liter bottle)
$7.51 €6.68
$2.17 ₱137
246.08%
🛒 Groceries & Markets
Dun Laoghaire
Cebu
Difference
Milk (1 liter)
$1.61 €1.43
$1.92 ₱121
-16.15%
White Bread (500g)
$2.35 €2.09
$1.36 ₱85.5
72.79%
Rice (white) (1kg)
$2.07 €1.84
$1.01 ₱63.6
104.95%
Eggs
$4.20 €3.74
$2.03 ₱128
106.90%
Local Cheese (1kg)
$9.95 €8.85
$9.86 ₱621
0.91%
Chicken Fillets (1kg)
$11.07 €9.85
$4.39 ₱277
152.16%
Beef Round Steak (1kg)
$13.54 €12.04
$7.60 ₱479
78.16%
Apples (1kg)
$2.82 €2.51
$3.30 ₱208
-14.55%
Banana (1kg)
$2.14 €1.90
$1.39 ₱87.8
53.96%
Oranges (1kg)
$2.78 €2.47
$2.33 ₱147
19.31%
Tomato (1kg)
$4.04 €3.59
$1.50 ₱94.3
169.33%
Potato (1kg)
$1.93 €1.71
$2.36 ₱149
-18.22%
Onion (1kg)
$1.53 €1.36
$1.90 ₱119
-19.47%
Lettuce (1 head)
$1.31 €1.17
$1.19 ₱74.9
10.08%
Water (1.5 liter bottle)
$1.84 €1.64
$0.63 ₱39.73
192.06%
Cigarettes 20 Pack (Marlboro, Camel)
$20.35 €18.10
$3.00 ₱189
578.33%
Wine (Bottle)
$13.51 €12.01
$6.03 ₱380
124.05%
Local Beer (0.5 liter bottle)
$3.32 €2.95
$1.23 ₱77.7
169.92%
Imported Beer (0.33 liter bottle)
$3.51 €3.12
$1.75 ₱110
100.57%
🚌 Getting Around
Dun Laoghaire
Cebu
Difference
One-way Ticket (Public Transport)
$2.31 €2.06
$0.25 ₱15.87
824.00%
Public Transport Monthly Pass (Regular Price)
-
$12.64 ₱796
-
Taxi Start (Normal Tariff)
$5.09 €4.52
$0.77 ₱48.64
561.04%
Taxi (Normal Tariff) (1km)
$1.43 €1.27
$0.23 ₱14.54
521.74%
Taxi 1hour Waiting (Normal Tariff)
$37.78 €33.60
$4.46 ₱281
747.09%
Gasoline (1 liter)
$2.13 €1.89
$1.31 ₱82.8
62.60%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.3K €34.1K
$21.2K ₱1.3M
80.41%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$37.4K €33.3K
$19.1K ₱1.2M
95.37%
🧾 Monthly Utilities & Internet
Dun Laoghaire
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$244 €217
$120 ₱7,573
103.11%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$18.03 €16.03
$14.00 ₱882
28.79%
Internet (50+ Mbps, Unlimited Data)
$51.2 €45.51
$27.54 ₱1,735
85.77%
🎉 Sport & Entertainment
Dun Laoghaire
Cebu
Difference
Gym Membership (Monthly)
$58.3 €51.9
$32.33 ₱2,036
80.45%
Tennis Court (1 Hour on Weekend)
-
$6.65 ₱419
-
Cinema Ticket
$15.38 €13.68
$5.65 ₱356
172.21%
🧸 Childcare & Education
Dun Laoghaire
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$989 €880
$275 ₱17.3K
259.24%
International Primary School, 1 Child (Yearly)
$5,432 €4,831
$7,918 ₱498.8K
-31.40%
👕👟 Clothing & Footwear
Dun Laoghaire
Cebu
Difference
Jeans (Levis 501 Or Similar)
$99.0 €88.0
$49.33 ₱3,107
100.61%
Summer Dress (H&M, Zara, etc)
$47.48 €42.23
$25.24 ₱1,590
88.11%
Sport Shoes (Adidas, Nike)
$112 €99.2
$77.0 ₱4,848
44.88%
Men's Leather Business Shoes
$131 €116
$57.2 ₱3,603
128.62%
🏠 Accommodation & Living
Dun Laoghaire
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$1,470 €1,307
$500 ₱31.5K
194.26%
1-bedroom Apartment, Outside City Center (Monthly)
$1,475 €1,312
$309 ₱19.5K
377.66%
3-bedroom Apartment, City Center (Monthly)
$3,599 €3,201
$1,078 ₱67.9K
233.95%
3-bedroom Apartment, Outside City Center (Monthly)
$3,146 €2,798
$615 ₱38.8K
411.43%
Buy Apartment in City Center (m2)
-
$2,886 ₱181.8K
-
Buy Apartment Outside City Center (m2)
-
$1,917 ₱120.7K
-
💵 Salaries & Financials
Dun Laoghaire
Cebu
Difference
Average Monthly Net Salary (After Tax)
$4,296 €3,821
$346 ₱21.8K
1141.80%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.82
7.2
-46.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Dun Laoghaire: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Dun Laoghaire
$1.5K
Cebu
$309 79.1% $1.2K
Eating Out
Dun Laoghaire
$351
Cebu
$88 74.9% $263
Groceries & Markets
Dun Laoghaire
$336
Cebu
$206 38.7% $130
Monthly Utilities & Internet
Dun Laoghaire
$313
Cebu
$162 48.4% $152
Clothing & Footwear
Dun Laoghaire
$175
Cebu
$94 46.3% $81
Sport & Entertainment
Dun Laoghaire
$89
Cebu
$44 51% $45
Getting Around
Dun Laoghaire
$22 *
Cebu
$16 27.6% $5.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,470 in Dun Laoghaire and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dun Laoghaire pays 1142% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $101 in Dun Laoghaire vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $336 vs $206 per month, with Cebu cheaper across the board.

Good to know
🇮🇪 Dun Laoghaire
🇵🇭 Cebu
🕒 Local time
06:34 6:34 AM
13:34 1:34 PM
7 h ahead of Dun Laoghaire
🌤 Weather
👥 Population
38,761
964,169
💱 Currency
Euro EUR €
Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.99 PHP (100 PHP = 1.59 USD). 1 EUR = 70.93 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Dun Laoghaire Cebu 11,520 km ≈ 15 h nonstop flight
From you
  • Dun Laoghaire
  • Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Dun Laoghaire vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Dun Laoghaire?
Cebu is cheaper overall, especially in eating out, groceries, and clothing. The 201% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Dun Laoghaire or Cebu?
Average pay runs 1142% higher in Dun Laoghaire, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Dun Laoghaire and Cebu?
Rent for a central apartment: $1,470 in Dun Laoghaire versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Dun Laoghaire and in Cebu?
Supermarket bills run roughly 63% higher in Dun Laoghaire. For households that cook at home regularly, that difference adds up over a month.
What are total monthly expenses in Dun Laoghaire and in Cebu?
All in, you'll spend $2,761 per month in Dun Laoghaire versus $918 in Cebu – a 201% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,500 a realistic budget for living in Dun Laoghaire or in Cebu?
At $918 in Cebu versus $2,761 in Dun Laoghaire, a $1,500 budget is realistic in Cebu but tight or insufficient in Dun Laoghaire. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Dun Laoghaire or Cebu more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Dun Laoghaire, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Dun Laoghaire or Cebu?
Safety-wise, Dun Laoghaire and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 201% less than in Dun Laoghaire. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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