Last update: Oct 2026

Cost of Living Comparison Between Cebu and Dinajpur

For one person, living is cheaper in Dinajpur: $336 a month against $918 in Cebu, rent and utilities included – about $7,000 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
16

Cost of Living Index in Dinajpur
Learn more

Dinajpur Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Dinajpur

🇧🇩 Bangladesh

$336

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Dinajpur

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Dinajpur actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $336 in Dinajpur.

Cebu $918
Dinajpur $336

Estimated couple costs with rent: $1,409 in Cebu versus $545 in Dinajpur.

Cebu $1,409
Dinajpur $545

Monthly costs for a family of three with rent: $1,900 in Cebu versus $754 in Dinajpur.

Cebu $1,900
Dinajpur $754

Living in Cebu is roughly 173% more expensive than in Dinajpur, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Dinajpur 75% lower.

Meal at Budget Restaurant

$3.09 ₱194

$2.29 ৳282

34.93%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,520

$12.07 ৳1,486

100.66%

Fast Food Meal (McDonalds, etc)

$3.92 ₱246

$4.09 ৳504

-4.16%

Local Non-Alcoholic Beer (0.5 liter draught)

$4.42 ৳544

Imported Non-Alcoholic Beer (0.33 liter bottle)

$4.02 ৳495

Cappuccino

$2.51 ₱157

$2.29 ৳282

9.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱99.9

$0.33 ৳41.23

381.82%

Water (0.33 liter bottle)

$0.53 ₱33.33

$0.17 ৳20.50

211.76%

Local Beer (0.5 liter draught)

$1.78 ₱112

Imported Beer (0.33 liter bottle)

$2.17 ₱136

Milk (1 liter)

$1.92 ₱120

$0.59 ৳72.1

225.42%

White Bread (500g)

$1.36 ₱85.2

$0.39 ৳48.59

248.72%

Rice (white) (1kg)

$1.01 ₱63.3

$0.53 ৳65.7

90.57%

Eggs

$2.03 ₱127

$1.01 ৳125

100.99%

Local Cheese (1kg)

$9.86 ₱619

$7.52 ৳925

31.12%

Chicken Fillets (1kg)

$4.39 ₱276

$2.09 ৳257

110.05%

Beef Round Steak (1kg)

$7.60 ₱477

$5.43 ৳668

39.96%

Apples (1kg)

$3.30 ₱207

$1.65 ৳203

100.00%

Banana (1kg)

$1.39 ₱87.5

$0.43 ৳52.5

223.26%

Oranges (1kg)

$2.33 ₱146

$2.08 ৳256

12.02%

Tomato (1kg)

$1.50 ₱94.0

$0.19 ৳23.39

689.47%

Potato (1kg)

$2.36 ₱148

$0.18 ৳22.07

1211.11%

Onion (1kg)

$1.90 ₱119

$0.47 ৳57.5

304.26%

Lettuce (1 head)

$1.19 ₱74.7

$0.34 ৳41.92

250.00%

Water (1.5 liter bottle)

$0.63 ₱39.59

$0.28 ৳34.04

125.00%

Bottle of Non-Alcoholic Wine (Mid-Range)

$12.01 ৳1,478

Local Non-Alcoholic Beer (0.5 liter bottle)

$5.44 ৳669

Imported Non-Alcoholic Beer (0.33 liter bottle)

$6.71 ৳826

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$3.23 ৳398

-7.12%

Wine (Bottle)

$6.03 ₱378

Local Beer (0.5 liter bottle)

$1.23 ₱77.4

Imported Beer (0.33 liter bottle)

$1.75 ₱110

One-way Ticket (Public Transport)

$0.25 ₱15.81

$0.38 ৳47.34

-34.21%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱793

Taxi Start (Normal Tariff)

$0.77 ₱48.47

$1.19 ৳146

-35.29%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.49

$0.39 ৳48.42

-41.03%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱280

$3.27 ৳403

36.39%

Gasoline (1 liter)

$1.31 ₱82.5

$1.09 ৳134

20.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$30.1K ৳3.7M

-29.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$32.2K ৳4.0M

-40.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,547

$39.09 ৳4,812

207.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱879

$3.57 ৳439

292.16%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,729

$8.90 ৳1,096

209.44%

Gym Membership (Monthly)

$32.33 ₱2,029

$12.39 ৳1,525

160.94%

Tennis Court (1 Hour on Weekend)

$6.65 ₱417

Cinema Ticket

$5.65 ₱355

$4.01 ৳494

40.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$25.39 ৳3,125

984.32%

International Primary School, 1 Child (Yearly)

$7,918 ₱497.0K

$1,187 ৳146.1K

567.18%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,097

$16.50 ৳2,031

198.97%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,585

$20.99 ৳2,583

20.25%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,831

$50.6 ৳6,231

52.06%

Men's Leather Business Shoes

$57.2 ₱3,590

$36.35 ৳4,475

57.36%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.4K

$89.7 ৳11.0K

456.69%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$51.4 ৳6,322

501.40%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.7K

$147 ৳18.1K

632.33%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.6K

$119 ৳14.6K

418.25%

Buy Apartment in City Center (m2)

$2,886 ₱181.2K

$788 ৳97.0K

266.40%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.3K

Average Monthly Net Salary (After Tax)

$346 ₱21.7K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

10.48

-31.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Dinajpur: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Dinajpur

$51 15.3% 83.4% $257

Groceries & Markets

Cebu

$206 22.4%

Dinajpur

$92 27.3% 55.5% $114

Monthly Utilities & Internet

Cebu

$162 17.6%

Dinajpur

$52 15.4% 68.1% $110

Clothing & Footwear

Cebu

$94 10.2%

Dinajpur

$56 16.7% 40.4% $38

Eating Out

Cebu

$88 9.6%

Dinajpur

$60 17.9% 31.9% $28

Sport & Entertainment

Cebu

$44 4.8%

Dinajpur

$20 6.1% 53.2% $23

Getting Around

Cebu

$16 1.7%

Dinajpur

$4.7 * 1.4% 69.9% $11

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $89.7 in Dinajpur. Housing cost is often the main lever when comparing two cities.

Dining out: $24.00 in Cebu vs $12.00 in Dinajpur for a mid-range dinner for two. Groceries echo the gap at $206 vs $92.0 per month, with Dinajpur cheaper across the board.

Good to know

🇵🇭 Cebu

🇧🇩 Dinajpur

🕒 Local time

09:38 9:38 AM

07:38 7:38 AM

2 h behind Cebu

🌤 Weather

👥 Population

964,169

191,329

💱 Currency

Philippine Peso PHP ₱

Bangladeshi Taka BDT ৳

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1,000 BDT = 8.12 USD

1,000 BDT = 7.26 EUR

Exchange rates and currency converter

BDT, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 14, 2026: 1 USD = 62.77 PHP (100 PHP = 1.59 USD). 1 EUR = 70.25 PHP (100 PHP = 1.42 EUR).

Bangladeshi Taka exchange rates as of October 14, 2026: 1 USD = 123 BDT (1,000 BDT = 8.12 USD). 1 EUR = 138 BDT (1,000 BDT = 7.26 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Dinajpur 4,080 km ≈ 6 h nonstop flight

From you

Cebu
Dinajpur

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Dinajpur: Cost of Living - Frequently Asked Questions

Dinajpur is cheaper overall, especially in groceries, clothing, and eating out. The 173% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,377 in Cebu and $503 in Dinajpur to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $500 in Cebu versus $89.7 in Dinajpur. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 125% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $918 per month in Cebu versus $336 in Dinajpur – a 173% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $800 a month, though Dinajpur gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Dinajpur is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Dinajpur are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Dinajpur gentler on the wallet – expenses run 173% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.