Last update: Oct 2026

Cost of Living Comparison Between Dinajpur and Cebu

For one person, living is cheaper in Dinajpur: $336 a month against $918 in Cebu, rent and utilities included – about $7,000 less a year. Rent and utilities account for most of the difference.

16

Cost of Living Index in Dinajpur
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Dinajpur Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Dinajpur

🇧🇩 Bangladesh

$336

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Dinajpur and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Dinajpur and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $336 in Dinajpur versus $918 in Cebu.

Dinajpur $336
Cebu $918

Estimated couple costs with rent: $545 in Dinajpur versus $1,409 in Cebu.

Dinajpur $545
Cebu $1,409

Monthly costs for a family of three with rent: $754 in Dinajpur versus $1,900 in Cebu.

Dinajpur $754
Cebu $1,900

Living in Dinajpur costs roughly 63% less than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Dinajpur 75% lower, Cebu 32% lower.

Meal at Budget Restaurant

$2.29 ৳282

$3.09 ₱194

-25.89%

Three-Course Dinner for Two, Mid-Range

$12.07 ৳1,486

$24.22 ₱1,520

-50.17%

Fast Food Meal (McDonalds, etc)

$4.09 ৳504

$3.92 ₱246

4.34%

Local Non-Alcoholic Beer (0.5 liter draught)

$4.42 ৳544

Imported Non-Alcoholic Beer (0.33 liter bottle)

$4.02 ৳495

Cappuccino

$2.29 ৳282

$2.51 ₱157

-8.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.33 ৳41.23

$1.59 ₱99.9

-79.25%

Water (0.33 liter bottle)

$0.17 ৳20.50

$0.53 ₱33.33

-67.92%

Local Beer (0.5 liter draught)

$1.78 ₱112

Imported Beer (0.33 liter bottle)

$2.17 ₱136

Milk (1 liter)

$0.59 ৳72.1

$1.92 ₱120

-69.27%

White Bread (500g)

$0.39 ৳48.59

$1.36 ₱85.2

-71.32%

Rice (white) (1kg)

$0.53 ৳65.7

$1.01 ₱63.3

-47.52%

Eggs

$1.01 ৳125

$2.03 ₱127

-50.25%

Local Cheese (1kg)

$7.52 ৳925

$9.86 ₱619

-23.73%

Chicken Fillets (1kg)

$2.09 ৳257

$4.39 ₱276

-52.39%

Beef Round Steak (1kg)

$5.43 ৳668

$7.60 ₱477

-28.55%

Apples (1kg)

$1.65 ৳203

$3.30 ₱207

-50.00%

Banana (1kg)

$0.43 ৳52.5

$1.39 ₱87.5

-69.06%

Oranges (1kg)

$2.08 ৳256

$2.33 ₱146

-10.73%

Tomato (1kg)

$0.19 ৳23.39

$1.50 ₱94.0

-87.33%

Potato (1kg)

$0.18 ৳22.07

$2.36 ₱148

-92.37%

Onion (1kg)

$0.47 ৳57.5

$1.90 ₱119

-75.26%

Lettuce (1 head)

$0.34 ৳41.92

$1.19 ₱74.7

-71.43%

Water (1.5 liter bottle)

$0.28 ৳34.04

$0.63 ₱39.59

-55.56%

Bottle of Non-Alcoholic Wine (Mid-Range)

$12.01 ৳1,478

Local Non-Alcoholic Beer (0.5 liter bottle)

$5.44 ৳669

Imported Non-Alcoholic Beer (0.33 liter bottle)

$6.71 ৳826

Cigarettes 20 Pack (Marlboro, Camel)

$3.23 ৳398

$3.00 ₱189

7.67%

Wine (Bottle)

$6.03 ₱378

Local Beer (0.5 liter bottle)

$1.23 ₱77.4

Imported Beer (0.33 liter bottle)

$1.75 ₱110

One-way Ticket (Public Transport)

$0.38 ৳47.34

$0.25 ₱15.81

52.00%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱793

Taxi Start (Normal Tariff)

$1.19 ৳146

$0.77 ₱48.47

54.55%

Taxi (Normal Tariff) (1km)

$0.39 ৳48.42

$0.23 ₱14.49

69.57%

Taxi 1hour Waiting (Normal Tariff)

$3.27 ৳403

$4.46 ₱280

-26.68%

Gasoline (1 liter)

$1.09 ৳134

$1.31 ₱82.5

-16.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.1K ৳3.7M

$21.2K ₱1.3M

41.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K ৳4.0M

$19.1K ₱1.2M

68.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$39.09 ৳4,812

$120 ₱7,547

-67.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.57 ৳439

$14.00 ₱879

-74.50%

Internet (50+ Mbps, Unlimited Data)

$8.90 ৳1,096

$27.54 ₱1,729

-67.68%

Gym Membership (Monthly)

$12.39 ৳1,525

$32.33 ₱2,029

-61.68%

Tennis Court (1 Hour on Weekend)

$6.65 ₱417

Cinema Ticket

$4.01 ৳494

$5.65 ₱355

-29.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$25.39 ৳3,125

$275 ₱17.3K

-90.78%

International Primary School, 1 Child (Yearly)

$1,187 ৳146.1K

$7,918 ₱497.0K

-85.01%

Jeans (Levis 501 Or Similar)

$16.50 ৳2,031

$49.33 ₱3,097

-66.55%

Summer Dress (H&M, Zara, etc)

$20.99 ৳2,583

$25.24 ₱1,585

-16.84%

Sport Shoes (Adidas, Nike)

$50.6 ৳6,231

$77.0 ₱4,831

-34.24%

Men's Leather Business Shoes

$36.35 ৳4,475

$57.2 ₱3,590

-36.45%

1-bedroom Apartment, City Center (Monthly)

$89.7 ৳11.0K

$500 ₱31.4K

-82.04%

1-bedroom Apartment, Outside City Center (Monthly)

$51.4 ৳6,322

$309 ₱19.4K

-83.37%

3-bedroom Apartment, City Center (Monthly)

$147 ৳18.1K

$1,078 ₱67.7K

-86.34%

3-bedroom Apartment, Outside City Center (Monthly)

$119 ৳14.6K

$615 ₱38.6K

-80.70%

Buy Apartment in City Center (m2)

$788 ৳97.0K

$2,886 ₱181.2K

-72.71%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.3K

Average Monthly Net Salary (After Tax)

$346 ₱21.7K

20-Year Fixed Mortgage Interest Rate (Annual %)

10.48

7.2

45.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Dinajpur: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Dinajpur

$92 27.3%

Cebu

$206 22.4% 125% $114

Eating Out

Dinajpur

$60 17.9%

Cebu

$88 9.6% 46.8% $28

Clothing & Footwear

Dinajpur

$56 16.7%

Cebu

$94 10.2% 67.7% $38

Monthly Utilities & Internet

Dinajpur

$52 15.4%

Cebu

$162 17.6% 214% $110

Accommodation & Living

Dinajpur

$51 15.3%

Cebu

$309 33.6% 501% $257

Sport & Entertainment

Dinajpur

$20 6.1%

Cebu

$44 4.8% 114% $23

Getting Around

Dinajpur

$4.7 * 1.4%

Cebu

$16 1.7% 232% $11

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $89.7 in Dinajpur and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $12.00 in Dinajpur vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $92.0 vs $206 per month, with Dinajpur cheaper across the board.

Good to know

🇧🇩 Dinajpur

🇵🇭 Cebu

🕒 Local time

08:10 8:10 AM

10:10 10:10 AM

2 h ahead of Dinajpur

🌤 Weather

👥 Population

191,329

964,169

💱 Currency

Bangladeshi Taka BDT ৳

Philippine Peso PHP ₱

📈 Exchange rate

1,000 BDT = 8.12 USD

1,000 BDT = 7.26 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to BDT – Bangladeshi Taka Converter

🇺🇸 United States Dollar ($)

🇧🇩 Bangladeshi Taka (৳)

Bangladeshi Taka exchange rates as of October 14, 2026: 1 USD = 123 BDT (1,000 BDT = 8.12 USD). 1 EUR = 138 BDT (1,000 BDT = 7.26 EUR).

Philippine Peso exchange rates as of October 14, 2026: 1 USD = 62.77 PHP (100 PHP = 1.59 USD). 1 EUR = 70.25 PHP (100 PHP = 1.42 EUR).

USD to BDT in detail →

On the map

Lowest

Highest

Between locations

Dinajpur Cebu 4,080 km ≈ 6 h nonstop flight

From you

Dinajpur
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Dinajpur vs Cebu: Cost of Living - Frequently Asked Questions

Dinajpur is cheaper overall, especially in groceries, eating out, and clothing. The 173% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $503 in Dinajpur and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $89.7 in Dinajpur versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 125% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $336 per month in Dinajpur versus $918 in Cebu – a 173% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $800 a month, though Dinajpur gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Dinajpur is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Dinajpur and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Dinajpur gentler on the wallet – expenses run 173% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.