Last update: Oct 2026

Cost of Living Comparison Between Cebu and Cuttack

For one person, living is cheaper in Cuttack: $354 a month against $918 in Cebu, rent and utilities included – about $6,800 less a year. Rent and utilities account for about half of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
17

Cost of Living Index in Cuttack
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Cuttack Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Cuttack

🇮🇳 India

$354

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Cuttack

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Cuttack actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $354 in Cuttack.

Cebu $918
Cuttack $354

Estimated couple costs with rent: $1,409 in Cebu versus $547 in Cuttack.

Cebu $1,409
Cuttack $547

Monthly costs for a family of three with rent: $1,900 in Cebu versus $740 in Cuttack.

Cebu $1,900
Cuttack $740

Living in Cebu is roughly 160% more expensive than in Cuttack, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Cuttack 74% lower.

Meal at Budget Restaurant

$3.09 ₱194

$0.88 ₹83.3

251.14%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$7.95 ₹755

204.65%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$4.11 ₹390

-4.62%

Cappuccino

$2.51 ₱158

$1.39 ₹132

80.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.44 ₹41.76

261.36%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.15 ₹14.06

253.33%

Local Beer (0.5 liter draught)

$1.78 ₱112

$1.30 ₹123

36.92%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$2.33 ₹221

-6.87%

Milk (1 liter)

$1.92 ₱121

$0.54 ₹51.8

255.56%

White Bread (500g)

$1.36 ₱85.4

$0.43 ₹40.58

216.28%

Rice (white) (1kg)

$1.01 ₱63.5

$0.57 ₹54.3

77.19%

Eggs

$2.03 ₱128

$0.83 ₹79.2

144.58%

Local Cheese (1kg)

$9.86 ₱621

$3.19 ₹302

209.09%

Chicken Fillets (1kg)

$4.39 ₱277

$2.60 ₹247

68.85%

Beef Round Steak (1kg)

$7.60 ₱479

Apples (1kg)

$3.30 ₱208

$2.11 ₹201

56.40%

Banana (1kg)

$1.39 ₱87.8

$0.73 ₹69.8

90.41%

Oranges (1kg)

$2.33 ₱147

$1.29 ₹123

80.62%

Tomato (1kg)

$1.50 ₱94.3

$0.40 ₹38.06

275.00%

Potato (1kg)

$2.36 ₱149

$0.23 ₹21.72

926.09%

Onion (1kg)

$1.90 ₱119

$0.37 ₹34.76

413.51%

Lettuce (1 head)

$1.19 ₱74.9

$0.49 ₹46.31

142.86%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.32 ₹30.44

96.88%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$2.85 ₹270

5.26%

Wine (Bottle)

$6.03 ₱379

$6.39 ₹607

-5.63%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.76 ₹168

-30.11%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.25 ₹214

-22.22%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.93 ₹658

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.22 ₹20.92

13.64%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$11.64 ₹1,105

8.59%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$1.02 ₹97.2

-24.51%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.22 ₹20.91

4.55%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$2.13 ₹203

109.39%

Gasoline (1 liter)

$1.31 ₱82.8

$1.10 ₹105

19.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$10.4K ₹987.1K

104.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$21.0K ₹2.0M

-8.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$38.93 ₹3,697

208.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$3.27 ₹310

328.13%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$6.31 ₹599

336.45%

Gym Membership (Monthly)

$32.33 ₱2,035

$19.13 ₹1,817

69.00%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$1.54 ₹146

331.82%

Cinema Ticket

$5.65 ₱356

$2.41 ₹229

134.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$20.73 ₹1,969

1228.08%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$2,334 ₹221.6K

239.25%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$14.56 ₹1,382

238.80%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$9.04 ₹858

179.20%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$45.02 ₹4,275

70.95%

Men's Leather Business Shoes

$57.2 ₱3,601

$18.95 ₹1,800

201.85%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$135 ₹12.9K

268.81%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$84.2 ₹7,996

266.77%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$282 ₹26.8K

282.25%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$188 ₹17.9K

227.05%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$393 ₹37.3K

634.12%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$234 ₹22.2K

720.45%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$447 ₹42.4K

-22.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

8.1

-11.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Cuttack: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Cuttack

$84 23.8% 72.7% $225

Groceries & Markets

Cebu

$206 22.4%

Cuttack

$93 26.4% 54.7% $113

Monthly Utilities & Internet

Cebu

$162 17.6%

Cuttack

$49 13.7% 70% $113

Clothing & Footwear

Cebu

$94 10.2%

Cuttack

$39 11.1% 58% $55

Eating Out

Cebu

$88 9.6%

Cuttack

$50 14% 43.8% $39

Sport & Entertainment

Cebu

$44 4.8%

Cuttack

$24 6.8% 45.1% $20

Getting Around

Cebu

$16 1.7%

Cuttack

$15 4.1% 6% $0.9

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $135 in Cuttack. Housing cost is often the main lever when comparing two cities.

Cuttack pays 29% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $24.00 in Cebu vs $8.00 in Cuttack for a mid-range dinner for two. Groceries echo the gap at $206 vs $93.0 per month, with Cuttack cheaper across the board.

Good to know

🇵🇭 Cebu

🇮🇳 Cuttack

🕒 Local time

02:51 2:51 AM

00:21 12:21 AM

2 h 30 min behind Cebu

🌤 Weather

👥 Population

964,169

610,189

💱 Currency

Philippine Peso PHP ₱

Indian Rupee INR ₹

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

Indian Rupee exchange rates as of October 17, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Cuttack 4,220 km ≈ 6 h nonstop flight

From you

Cebu
Cuttack

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Cuttack: Cost of Living - Frequently Asked Questions

Cuttack is cheaper overall, especially in groceries, clothing, and eating out. The 160% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 29% lower in Cuttack. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $135 in Cuttack. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $354 in Cuttack – a 160% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cuttack runs roughly 9% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,000 a month, though Cuttack gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Cuttack is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Cuttack are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cuttack gentler on the wallet – expenses run 160% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.