Last update: Oct 2026

Cost of Living Comparison Between Cebu and Chur

For one person, living is cheaper in Cebu: $918 a month against $3,235 in Chur, rent and utilities included – about $27,800 less a year. Rent and utilities account for about half of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
158

Cost of Living Index in Chur
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Chur Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Chur

🇨🇭 Switzerland

$3,235

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Chur

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Chur actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $3,235 in Chur.

Cebu $918
Chur $3,235

Estimated couple costs with rent: $1,409 in Cebu versus $5,037 in Chur.

Cebu $1,409
Chur $5,037

Monthly costs for a family of three with rent: $1,900 in Cebu versus $6,840 in Chur.

Cebu $1,900
Chur $6,840

Living in Cebu costs roughly 72% less than in Chur, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Cebu is 32% below, Chur is 140% above.

Meal at Budget Restaurant

$3.09 ₱194

$28.57 CHF 23.53

-89.18%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$107 CHF 87.7

-77.26%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$16.08 CHF 13.24

-75.62%

Cappuccino

$2.51 ₱158

$5.56 CHF 4.58

-54.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$5.73 CHF 4.72

-72.25%

Water (0.33 liter bottle)

$0.53 ₱33.43

$5.18 CHF 4.26

-89.77%

Local Beer (0.5 liter draught)

$1.78 ₱112

$8.23 CHF 6.78

-78.37%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$8.28 CHF 6.82

-73.79%

Milk (1 liter)

$1.92 ₱121

$2.20 CHF 1.81

-12.73%

White Bread (500g)

$1.36 ₱85.4

$3.42 CHF 2.81

-60.23%

Rice (white) (1kg)

$1.01 ₱63.5

$4.21 CHF 3.47

-76.01%

Eggs

$2.03 ₱128

$7.49 CHF 6.17

-72.90%

Local Cheese (1kg)

$9.86 ₱621

$26.47 CHF 21.80

-62.75%

Chicken Fillets (1kg)

$4.39 ₱277

$25.86 CHF 21.30

-83.02%

Beef Round Steak (1kg)

$7.60 ₱479

$38.41 CHF 31.64

-80.21%

Apples (1kg)

$3.30 ₱208

$3.58 CHF 2.95

-7.82%

Banana (1kg)

$1.39 ₱87.8

$2.04 CHF 1.68

-31.86%

Oranges (1kg)

$2.33 ₱147

$2.60 CHF 2.14

-10.38%

Tomato (1kg)

$1.50 ₱94.3

$4.74 CHF 3.90

-68.35%

Potato (1kg)

$2.36 ₱149

$1.91 CHF 1.57

23.56%

Onion (1kg)

$1.90 ₱119

$2.24 CHF 1.84

-15.18%

Lettuce (1 head)

$1.19 ₱74.9

$2.42 CHF 1.99

-50.83%

Water (1.5 liter bottle)

$0.63 ₱39.71

$1.41 CHF 1.16

-55.32%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$10.64 CHF 8.76

-71.80%

Wine (Bottle)

$6.03 ₱379

$12.92 CHF 10.64

-53.33%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$2.23 CHF 1.84

-44.84%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$3.42 CHF 2.82

-48.83%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$5.31 CHF 4.38

-95.29%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$184 CHF 151

-93.12%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$7.49 CHF 6.17

-89.72%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$4.89 CHF 4.03

-95.30%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$87.1 CHF 71.8

-94.88%

Gasoline (1 liter)

$1.31 ₱82.8

$2.10 CHF 1.73

-37.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$40.9K CHF 33.7K

-48.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$37.6K CHF 31.0K

-49.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$232 CHF 191

-48.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$32.08 CHF 26.42

-56.36%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$53.3 CHF 43.87

-48.29%

Gym Membership (Monthly)

$32.33 ₱2,035

$78.6 CHF 64.8

-58.89%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$33.32 CHF 27.44

-80.04%

Cinema Ticket

$5.65 ₱356

$21.55 CHF 17.75

-73.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$2,424 CHF 1,997

-88.64%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$44.7K CHF 36.8K

-82.29%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$89.0 CHF 73.3

-44.56%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$48.89 CHF 40.27

-48.37%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$120 CHF 98.4

-35.61%

Men's Leather Business Shoes

$57.2 ₱3,601

$172 CHF 142

-66.82%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$1,709 CHF 1,407

-70.77%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$1,349 CHF 1,111

-77.10%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$2,988 CHF 2,461

-63.93%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$2,517 CHF 2,073

-75.55%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$7,198 CHF 5,929

-59.91%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$5,335 CHF 4,394

-64.08%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$8,475 CHF 6,980

-95.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

1.72

318.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Chur: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Chur

$1.3K 41.7% 337% $1K

Groceries & Markets

Cebu

$206 22.4%

Chur

$572 17.7% 178% $366

Monthly Utilities & Internet

Cebu

$162 17.6%

Chur

$317 9.8% 96.2% $156

Clothing & Footwear

Cebu

$94 10.2%

Chur

$193 6% 106% $99

Eating Out

Cebu

$88 9.6%

Chur

$445 13.8% 404% $357

Sport & Entertainment

Cebu

$44 4.8%

Chur

$122 3.8% 179% $78

Getting Around

Cebu

$16 1.7%

Chur

$237 7.3% 1422% $221

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $1,709 in Chur. Housing cost is often the main lever when comparing two cities.

Chur pays 2350% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $107 in Chur for a mid-range dinner for two. Groceries echo the gap at $206 vs $572 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇨🇭 Chur

🕒 Local time

14:25 2:25 PM

08:25 8:25 AM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

37,082

💱 Currency

Philippine Peso PHP ₱

Swiss Franc CHF Fr

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

Exchange rates and currency converter

CHF, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Swiss Franc exchange rates as of October 19, 2026: 1 USD = 0.824 CHF (1 CHF = 1.21 USD). 1 EUR = 0.926 CHF (1 CHF = 1.08 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Chur 10,950 km ≈ 14 h nonstop flight

From you

Cebu
Chur

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Chur: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 252% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 2350% lower in Chur. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $1,709 in Chur. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $3,235 in Chur – a 252% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 1353% less than in Chur. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $3,235 in Chur, a $1,500 budget is realistic in Cebu but tight or insufficient in Chur. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Chur, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Chur are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 252% less than in Chur. Beyond cost, consider language, visa policies, and how big the international community is in each city.