Last update: Oct 2026

Cost of Living Comparison Between Chur and Cebu

For one person, living is cheaper in Cebu: $918 a month against $3,235 in Chur, rent and utilities included – about $27,800 less a year. Rent and utilities account for about half of the difference.

158

Cost of Living Index in Chur
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Chur Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Chur

🇨🇭 Switzerland

$3,235

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Chur and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chur and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,235 in Chur versus $918 in Cebu.

Chur $3,235
Cebu $918

Estimated couple costs with rent: $5,037 in Chur versus $1,409 in Cebu.

Chur $5,037
Cebu $1,409

Monthly costs for a family of three with rent: $6,840 in Chur versus $1,900 in Cebu.

Chur $6,840
Cebu $1,900

Living in Chur is roughly 252% more expensive than in Cebu, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Chur is 140% above, Cebu is 32% below.

Meal at Budget Restaurant

$28.57 CHF 23.53

$3.09 ₱194

824.60%

Three-Course Dinner for Two, Mid-Range

$107 CHF 87.7

$24.22 ₱1,525

339.80%

Fast Food Meal (McDonalds, etc)

$16.08 CHF 13.24

$3.92 ₱247

310.20%

Cappuccino

$5.56 CHF 4.58

$2.51 ₱158

121.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.73 CHF 4.72

$1.59 ₱100

260.38%

Water (0.33 liter bottle)

$5.18 CHF 4.26

$0.53 ₱33.43

877.36%

Local Beer (0.5 liter draught)

$8.23 CHF 6.78

$1.78 ₱112

362.36%

Imported Beer (0.33 liter bottle)

$8.28 CHF 6.82

$2.17 ₱137

281.57%

Milk (1 liter)

$2.20 CHF 1.81

$1.92 ₱121

14.58%

White Bread (500g)

$3.42 CHF 2.81

$1.36 ₱85.4

151.47%

Rice (white) (1kg)

$4.21 CHF 3.47

$1.01 ₱63.5

316.83%

Eggs

$7.49 CHF 6.17

$2.03 ₱128

268.97%

Local Cheese (1kg)

$26.47 CHF 21.80

$9.86 ₱621

168.46%

Chicken Fillets (1kg)

$25.86 CHF 21.30

$4.39 ₱277

489.07%

Beef Round Steak (1kg)

$38.41 CHF 31.64

$7.60 ₱479

405.39%

Apples (1kg)

$3.58 CHF 2.95

$3.30 ₱208

8.48%

Banana (1kg)

$2.04 CHF 1.68

$1.39 ₱87.8

46.76%

Oranges (1kg)

$2.60 CHF 2.14

$2.33 ₱147

11.59%

Tomato (1kg)

$4.74 CHF 3.90

$1.50 ₱94.3

216.00%

Potato (1kg)

$1.91 CHF 1.57

$2.36 ₱149

-19.07%

Onion (1kg)

$2.24 CHF 1.84

$1.90 ₱119

17.89%

Lettuce (1 head)

$2.42 CHF 1.99

$1.19 ₱74.9

103.36%

Water (1.5 liter bottle)

$1.41 CHF 1.16

$0.63 ₱39.71

123.81%

Cigarettes 20 Pack (Marlboro, Camel)

$10.64 CHF 8.76

$3.00 ₱189

254.67%

Wine (Bottle)

$12.92 CHF 10.64

$6.03 ₱379

114.26%

Local Beer (0.5 liter bottle)

$2.23 CHF 1.84

$1.23 ₱77.7

81.30%

Imported Beer (0.33 liter bottle)

$3.42 CHF 2.82

$1.75 ₱110

95.43%

One-way Ticket (Public Transport)

$5.31 CHF 4.38

$0.25 ₱15.86

2024.00%

Public Transport Monthly Pass (Regular Price)

$184 CHF 151

$12.64 ₱796

1353.40%

Taxi Start (Normal Tariff)

$7.49 CHF 6.17

$0.77 ₱48.62

872.73%

Taxi (Normal Tariff) (1km)

$4.89 CHF 4.03

$0.23 ₱14.53

2026.09%

Taxi 1hour Waiting (Normal Tariff)

$87.1 CHF 71.8

$4.46 ₱281

1853.81%

Gasoline (1 liter)

$2.10 CHF 1.73

$1.31 ₱82.8

60.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$40.9K CHF 33.7K

$21.2K ₱1.3M

92.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.6K CHF 31.0K

$19.1K ₱1.2M

96.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$232 CHF 191

$120 ₱7,569

93.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.08 CHF 26.42

$14.00 ₱882

129.14%

Internet (50+ Mbps, Unlimited Data)

$53.3 CHF 43.87

$27.54 ₱1,734

93.39%

Gym Membership (Monthly)

$78.6 CHF 64.8

$32.33 ₱2,035

143.24%

Tennis Court (1 Hour on Weekend)

$33.32 CHF 27.44

$6.65 ₱419

401.05%

Cinema Ticket

$21.55 CHF 17.75

$5.65 ₱356

281.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,424 CHF 1,997

$275 ₱17.3K

780.55%

International Primary School, 1 Child (Yearly)

$44.7K CHF 36.8K

$7,918 ₱498.5K

464.76%

Jeans (Levis 501 Or Similar)

$89.0 CHF 73.3

$49.33 ₱3,106

80.38%

Summer Dress (H&M, Zara, etc)

$48.89 CHF 40.27

$25.24 ₱1,589

93.70%

Sport Shoes (Adidas, Nike)

$120 CHF 98.4

$77.0 ₱4,846

55.31%

Men's Leather Business Shoes

$172 CHF 142

$57.2 ₱3,601

201.42%

1-bedroom Apartment, City Center (Monthly)

$1,709 CHF 1,407

$500 ₱31.5K

242.07%

1-bedroom Apartment, Outside City Center (Monthly)

$1,349 CHF 1,111

$309 ₱19.4K

336.72%

3-bedroom Apartment, City Center (Monthly)

$2,988 CHF 2,461

$1,078 ₱67.9K

177.26%

3-bedroom Apartment, Outside City Center (Monthly)

$2,517 CHF 2,073

$615 ₱38.7K

309.06%

Buy Apartment in City Center (m2)

$7,198 CHF 5,929

$2,886 ₱181.7K

149.42%

Buy Apartment Outside City Center (m2)

$5,335 CHF 4,394

$1,917 ₱120.7K

178.38%

Average Monthly Net Salary (After Tax)

$8,475 CHF 6,980

$346 ₱21.8K

2349.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

1.72

7.2

-76.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chur: October 13, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chur

$1.3K 41.7%

Cebu

$309 33.6% 77.1% $1K

Groceries & Markets

Chur

$572 17.7%

Cebu

$206 22.4% 64% $366

Eating Out

Chur

$445 13.8%

Cebu

$88 9.6% 80.2% $357

Monthly Utilities & Internet

Chur

$317 9.8%

Cebu

$162 17.6% 49% $156

Getting Around

Chur

$237 7.3%

Cebu

$16 1.7% 93.4% $221

Clothing & Footwear

Chur

$193 6%

Cebu

$94 10.2% 51.4% $99

Sport & Entertainment

Chur

$122 3.8%

Cebu

$44 4.8% 64.2% $78

Cost Breakdown

A one-bedroom apartment in the center runs $1,709 in Chur and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Chur pays 2350% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $107 in Chur vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $572 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇨🇭 Chur

🇵🇭 Cebu

🕒 Local time

07:36 7:36 AM

13:36 1:36 PM

6 h ahead of Chur

🌤 Weather

👥 Population

37,082

964,169

💱 Currency

Swiss Franc CHF Fr

Philippine Peso PHP ₱

📈 Exchange rate

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to CHF – Swiss Franc Converter

🇺🇸 United States Dollar ($)

🇨🇭 Swiss Franc (Fr)

Swiss Franc exchange rates as of October 19, 2026: 1 USD = 0.824 CHF (1 CHF = 1.21 USD). 1 EUR = 0.926 CHF (1 CHF = 1.08 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to CHF in detail →

On the map

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Between locations

Chur Cebu 10,950 km ≈ 14 h nonstop flight

From you

Chur
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chur vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and transport. The 252% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 2350% higher in Chur, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,709 in Chur versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $3,235 per month in Chur versus $918 in Cebu – a 252% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 1353% less than in Chur. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $3,235 in Chur, a $1,500 budget is realistic in Cebu but tight or insufficient in Chur. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Chur, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Chur and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 252% less than in Chur. Beyond cost, consider language, visa policies, and how big the international community is in each city.