Last update: Oct 2026

Cost of Living Comparison Between Cebu and Chios

For one person, living is cheaper in Cebu: $918 a month against $1,429 in Chios, rent and utilities included – about $6,100 less a year. Other living expenses account for most of the difference.

45

Cost of Living Index in Cebu
Learn more

Cebu Living Index
71

Cost of Living Index in Chios
Learn more

Chios Living Index

Jump to prices

Cebu

🇵🇭 Philippines

$918

/mo nomad

Chios

🇬🇷 Greece

$1,429

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Chios

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Chios actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,429 in Chios.

Cebu $918
Chios $1,429

Estimated couple costs with rent: $1,409 in Cebu versus $2,099 in Chios.

Cebu $1,409
Chios $2,099

Monthly costs for a family of three with rent: $1,900 in Cebu versus $2,770 in Chios.

Cebu $1,900
Chios $2,770

Living in Cebu costs roughly 36% less than in Chios, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 32% below, Chios is 6% above.

Meal at Budget Restaurant

$3.09 ₱194

$13.92 €12.38

-77.80%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$43.95 €39.09

-44.89%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$13.98 €12.44

-71.96%

Cappuccino

$2.51 ₱158

$3.64 €3.24

-31.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$2.36 €2.10

-32.63%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.91 €0.81

-41.76%

Local Beer (0.5 liter draught)

$1.78 ₱112

$4.51 €4.01

-60.53%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$4.37 €3.89

-50.34%

Milk (1 liter)

$1.92 ₱121

$1.57 €1.40

22.29%

White Bread (500g)

$1.36 ₱85.4

$1.37 €1.22

-0.73%

Rice (white) (1kg)

$1.01 ₱63.5

$2.58 €2.30

-60.85%

Eggs

$2.03 ₱128

$4.54 €4.04

-55.29%

Local Cheese (1kg)

$9.86 ₱621

$13.11 €11.66

-24.79%

Chicken Fillets (1kg)

$4.39 ₱277

$9.76 €8.69

-55.02%

Beef Round Steak (1kg)

$7.60 ₱479

$13.93 €12.39

-45.44%

Apples (1kg)

$3.30 ₱208

$2.23 €1.98

47.98%

Banana (1kg)

$1.39 ₱87.8

$2.04 €1.81

-31.86%

Oranges (1kg)

$2.33 ₱147

$1.34 €1.20

73.88%

Tomato (1kg)

$1.50 ₱94.3

$1.99 €1.77

-24.62%

Potato (1kg)

$2.36 ₱149

$1.12 €1.00

110.71%

Onion (1kg)

$1.90 ₱119

$1.06 €0.94

79.25%

Lettuce (1 head)

$1.19 ₱74.9

$1.05 €0.93

13.33%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.85 €0.76

-25.88%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$6.00 €5.33

-50.00%

Wine (Bottle)

$6.03 ₱379

$7.06 €6.28

-14.59%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.98 €1.76

-37.88%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.67 €2.37

-34.46%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$1.31 €1.16

-80.92%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$43.37 €38.57

-70.86%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$4.07 €3.62

-81.08%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$1.22 €1.08

-81.15%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$16.42 €14.61

-72.84%

Gasoline (1 liter)

$1.31 ₱82.8

$2.07 €1.84

-36.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$31.4K €28.0K

-32.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$22.2K €19.8K

-13.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$199 €177

-39.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$20.12 €17.90

-30.42%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$27.27 €24.26

0.99%

Gym Membership (Monthly)

$32.33 ₱2,035

$51.7 €46.01

-37.50%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$24.23 €21.55

-72.55%

Cinema Ticket

$5.65 ₱356

$9.92 €8.83

-43.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$432 €384

-36.23%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$6,719 €5,977

17.85%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$77.4 €68.9

-36.29%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$42.43 €37.75

-40.51%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$78.9 €70.2

-2.50%

Men's Leather Business Shoes

$57.2 ₱3,601

$118 €105

-51.35%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$541 €482

-7.74%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$393 €349

-21.38%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$688 €612

56.69%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$552 €491

11.52%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$2,409 €2,143

19.81%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$2,499 €2,223

-23.30%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

4.46

61.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Chios: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Chios

$393 27.5% 27.2% $84

Groceries & Markets

Cebu

$206 22.4%

Chios

$276 19.3% 34% $70

Monthly Utilities & Internet

Cebu

$162 17.6%

Chios

$246 17.2% 52.4% $85

Clothing & Footwear

Cebu

$94 10.2%

Chios

$142 10% 51.6% $48

Eating Out

Cebu

$88 9.6%

Chios

$241 16.9% 174% $153

Sport & Entertainment

Cebu

$44 4.8%

Chios

$72 5% 64.1% $28

Getting Around

Cebu

$16 1.7%

Chios

$59 4.1% 277% $43

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $541 in Chios. Housing cost is often the main lever when comparing two cities.

Dining out: $24.00 in Cebu vs $44.00 in Chios for a mid-range dinner for two. Groceries echo the gap at $206 vs $276 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇬🇷 Chios

🕒 Local time

04:42 4:42 AM

23:42 11:42 PM

5 h behind Cebu

🌤 Weather

👥 Population

964,169

53,408

💱 Currency

Philippine Peso PHP ₱

Euro EUR €

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Chios 9,970 km ≈ 13 h nonstop flight

From you

Cebu
Chios

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Chios: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 56% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,377 in Cebu and $2,144 in Chios to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $500 in Cebu versus $541 in Chios. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $1,429 in Chios – a 56% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 243% less than in Chios. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,429 in Chios, a $1,500 budget is realistic in Cebu but tight or insufficient in Chios. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Chios, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Chios are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 56% less than in Chios. Beyond cost, consider language, visa policies, and how big the international community is in each city.