Last update: Oct 2026

Cost of Living Comparison Between Chios and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,429 in Chios, rent and utilities included – about $6,100 less a year. Other living expenses account for most of the difference.

71

Cost of Living Index in Chios
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Chios Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Chios

🇬🇷 Greece

$1,429

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Chios and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chios and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,429 in Chios versus $918 in Cebu.

Chios $1,429
Cebu $918

Estimated couple costs with rent: $2,099 in Chios versus $1,409 in Cebu.

Chios $2,099
Cebu $1,409

Monthly costs for a family of three with rent: $2,770 in Chios versus $1,900 in Cebu.

Chios $2,770
Cebu $1,900

Living in Chios is roughly 56% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Chios is 6% above, Cebu is 32% below.

Meal at Budget Restaurant

$13.92 €12.38

$3.09 ₱194

350.49%

Three-Course Dinner for Two, Mid-Range

$43.95 €39.09

$24.22 ₱1,525

81.46%

Fast Food Meal (McDonalds, etc)

$13.98 €12.44

$3.92 ₱247

256.63%

Cappuccino

$3.64 €3.24

$2.51 ₱158

45.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.36 €2.10

$1.59 ₱100

48.43%

Water (0.33 liter bottle)

$0.91 €0.81

$0.53 ₱33.43

71.70%

Local Beer (0.5 liter draught)

$4.51 €4.01

$1.78 ₱112

153.37%

Imported Beer (0.33 liter bottle)

$4.37 €3.89

$2.17 ₱137

101.38%

Milk (1 liter)

$1.57 €1.40

$1.92 ₱121

-18.23%

White Bread (500g)

$1.37 €1.22

$1.36 ₱85.4

0.74%

Rice (white) (1kg)

$2.58 €2.30

$1.01 ₱63.5

155.45%

Eggs

$4.54 €4.04

$2.03 ₱128

123.65%

Local Cheese (1kg)

$13.11 €11.66

$9.86 ₱621

32.96%

Chicken Fillets (1kg)

$9.76 €8.69

$4.39 ₱277

122.32%

Beef Round Steak (1kg)

$13.93 €12.39

$7.60 ₱479

83.29%

Apples (1kg)

$2.23 €1.98

$3.30 ₱208

-32.42%

Banana (1kg)

$2.04 €1.81

$1.39 ₱87.8

46.76%

Oranges (1kg)

$1.34 €1.20

$2.33 ₱147

-42.49%

Tomato (1kg)

$1.99 €1.77

$1.50 ₱94.3

32.67%

Potato (1kg)

$1.12 €1.00

$2.36 ₱149

-52.54%

Onion (1kg)

$1.06 €0.94

$1.90 ₱119

-44.21%

Lettuce (1 head)

$1.05 €0.93

$1.19 ₱74.9

-11.76%

Water (1.5 liter bottle)

$0.85 €0.76

$0.63 ₱39.71

34.92%

Cigarettes 20 Pack (Marlboro, Camel)

$6.00 €5.33

$3.00 ₱189

100.00%

Wine (Bottle)

$7.06 €6.28

$6.03 ₱379

17.08%

Local Beer (0.5 liter bottle)

$1.98 €1.76

$1.23 ₱77.7

60.98%

Imported Beer (0.33 liter bottle)

$2.67 €2.37

$1.75 ₱110

52.57%

One-way Ticket (Public Transport)

$1.31 €1.16

$0.25 ₱15.86

424.00%

Public Transport Monthly Pass (Regular Price)

$43.37 €38.57

$12.64 ₱796

243.12%

Taxi Start (Normal Tariff)

$4.07 €3.62

$0.77 ₱48.62

428.57%

Taxi (Normal Tariff) (1km)

$1.22 €1.08

$0.23 ₱14.53

430.43%

Taxi 1hour Waiting (Normal Tariff)

$16.42 €14.61

$4.46 ₱281

268.16%

Gasoline (1 liter)

$2.07 €1.84

$1.31 ₱82.8

58.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.4K €28.0K

$21.2K ₱1.3M

47.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.2K €19.8K

$19.1K ₱1.2M

16.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$199 €177

$120 ₱7,569

65.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.12 €17.90

$14.00 ₱882

43.71%

Internet (50+ Mbps, Unlimited Data)

$27.27 €24.26

$27.54 ₱1,734

-0.98%

Gym Membership (Monthly)

$51.7 €46.01

$32.33 ₱2,035

60.01%

Tennis Court (1 Hour on Weekend)

$24.23 €21.55

$6.65 ₱419

264.36%

Cinema Ticket

$9.92 €8.83

$5.65 ₱356

75.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$432 €384

$275 ₱17.3K

56.81%

International Primary School, 1 Child (Yearly)

$6,719 €5,977

$7,918 ₱498.5K

-15.15%

Jeans (Levis 501 Or Similar)

$77.4 €68.9

$49.33 ₱3,106

56.96%

Summer Dress (H&M, Zara, etc)

$42.43 €37.75

$25.24 ₱1,589

68.11%

Sport Shoes (Adidas, Nike)

$78.9 €70.2

$77.0 ₱4,846

2.56%

Men's Leather Business Shoes

$118 €105

$57.2 ₱3,601

105.56%

1-bedroom Apartment, City Center (Monthly)

$541 €482

$500 ₱31.5K

8.39%

1-bedroom Apartment, Outside City Center (Monthly)

$393 €349

$309 ₱19.4K

27.19%

3-bedroom Apartment, City Center (Monthly)

$688 €612

$1,078 ₱67.9K

-36.18%

3-bedroom Apartment, Outside City Center (Monthly)

$552 €491

$615 ₱38.7K

-10.33%

Buy Apartment in City Center (m2)

$2,409 €2,143

$2,886 ₱181.7K

-16.53%

Buy Apartment Outside City Center (m2)

$2,499 €2,223

$1,917 ₱120.7K

30.37%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

4.46

7.2

-38.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chios: October 13, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chios

$393 27.5%

Cebu

$309 33.6% 21.4% $84

Groceries & Markets

Chios

$276 19.3%

Cebu

$206 22.4% 25.4% $70

Monthly Utilities & Internet

Chios

$246 17.2%

Cebu

$162 17.6% 34.4% $85

Eating Out

Chios

$241 16.9%

Cebu

$88 9.6% 63.4% $153

Clothing & Footwear

Chios

$142 10%

Cebu

$94 10.2% 34% $48

Sport & Entertainment

Chios

$72 5%

Cebu

$44 4.8% 39.1% $28

Getting Around

Chios

$59 4.1%

Cebu

$16 1.7% 73.5% $43

Cost Breakdown

A one-bedroom apartment in the center runs $541 in Chios and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $44.00 in Chios vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $276 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇬🇷 Chios

🇵🇭 Cebu

🕒 Local time

22:48 10:48 PM

03:48 3:48 AM

5 h ahead of Chios

🌤 Weather

👥 Population

53,408

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

Lowest

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Between locations

Chios Cebu 9,970 km ≈ 13 h nonstop flight

From you

Chios
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chios vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 56% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,144 in Chios and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $541 in Chios versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,429 per month in Chios versus $918 in Cebu – a 56% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 243% less than in Chios. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,429 in Chios, a $1,500 budget is realistic in Cebu but tight or insufficient in Chios. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Chios, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Chios and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 56% less than in Chios. Beyond cost, consider language, visa policies, and how big the international community is in each city.