Last update: Oct 2026

Cost of Living Comparison Between Cebu and Chhatrapati Sambhajinagar

For one person, living is cheaper in Chhatrapati Sambhajinagar: $360 a month against $918 in Cebu, rent and utilities included – about $6,700 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
18

Cost of Living Index in Chhatrapati Sambhajinagar
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Chhatrapati Sambhajinagar Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Chhatrapati Sambhajinagar

🇮🇳 India

$360

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Chhatrapati Sambhajinagar

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Chhatrapati Sambhajinagar actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $360 in Chhatrapati Sambhajinagar.

Cebu $918
Chhatrapati Sambhajinagar $360

Estimated couple costs with rent: $1,409 in Cebu versus $563 in Chhatrapati Sambhajinagar.

Cebu $1,409
Chhatrapati Sambhajinagar $563

Monthly costs for a family of three with rent: $1,900 in Cebu versus $765 in Chhatrapati Sambhajinagar.

Cebu $1,900
Chhatrapati Sambhajinagar $765

Living in Cebu is roughly 155% more expensive than in Chhatrapati Sambhajinagar, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Chhatrapati Sambhajinagar 73% lower.

Meal at Budget Restaurant

$3.09 ₱194

$2.05 ₹195

50.73%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$8.34 ₹792

190.41%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$3.20 ₹304

22.50%

Cappuccino

$2.51 ₱158

$1.64 ₹156

53.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.30 ₹28.32

430.00%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.14 ₹13.34

278.57%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.14 ₹204

-16.82%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$2.41 ₹229

-9.96%

Milk (1 liter)

$1.92 ₱121

$0.67 ₹63.2

186.57%

White Bread (500g)

$1.36 ₱85.4

$0.47 ₹44.26

189.36%

Rice (white) (1kg)

$1.01 ₱63.5

$0.59 ₹55.9

71.19%

Eggs

$2.03 ₱128

$0.91 ₹86.1

123.08%

Local Cheese (1kg)

$9.86 ₱621

$6.71 ₹638

46.94%

Chicken Fillets (1kg)

$4.39 ₱277

$3.38 ₹321

29.88%

Beef Round Steak (1kg)

$7.60 ₱479

Apples (1kg)

$3.30 ₱208

$1.99 ₹189

65.83%

Banana (1kg)

$1.39 ₱87.8

$0.80 ₹75.9

73.75%

Oranges (1kg)

$2.33 ₱147

$1.05 ₹99.5

121.90%

Tomato (1kg)

$1.50 ₱94.3

$0.41 ₹38.77

265.85%

Potato (1kg)

$2.36 ₱149

$0.30 ₹28.14

686.67%

Onion (1kg)

$1.90 ₱119

$0.51 ₹48.07

272.55%

Lettuce (1 head)

$1.19 ₱74.9

$0.43 ₹41.08

176.74%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.32 ₹30.65

96.88%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$5.16 ₹490

-41.86%

Wine (Bottle)

$6.03 ₱379

$7.48 ₹710

-19.39%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.73 ₹164

-28.90%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.12 ₹201

-17.45%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.56 ₹528

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.15 ₹14.22

66.67%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$0.30 ₹28.75

156.67%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.21 ₹19.74

9.52%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$0.92 ₹87.1

384.78%

Gasoline (1 liter)

$1.31 ₱82.8

$1.12 ₹106

16.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$10.0K ₹949.6K

112.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$16.5K ₹1.6M

15.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$48.43 ₹4,599

148.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$2.74 ₹260

410.95%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$5.88 ₹558

368.37%

Gym Membership (Monthly)

$32.33 ₱2,035

$10.57 ₹1,004

205.87%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$5.31 ₹504

25.24%

Cinema Ticket

$5.65 ₱356

$2.07 ₹196

172.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$113 ₹10.7K

143.23%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$1,401 ₹133.0K

465.29%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$20.66 ₹1,962

138.77%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$19.20 ₹1,824

31.46%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$42.60 ₹4,045

80.66%

Men's Leather Business Shoes

$57.2 ₱3,601

$38.57 ₹3,662

48.30%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$80.4 ₹7,634

521.37%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$58.4 ₹5,545

428.89%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$176 ₹16.7K

513.52%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$141 ₹13.4K

335.18%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

9.16

-21.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Chhatrapati Sambhajinagar: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Chhatrapati Sambhajinagar

$58 16.2% 81.1% $250

Groceries & Markets

Cebu

$206 22.4%

Chhatrapati Sambhajinagar

$111 30.7% 46.2% $95

Monthly Utilities & Internet

Cebu

$162 17.6%

Chhatrapati Sambhajinagar

$57 15.8% 64.7% $105

Clothing & Footwear

Cebu

$94 10.2%

Chhatrapati Sambhajinagar

$54 15.1% 42% $39

Eating Out

Cebu

$88 9.6%

Chhatrapati Sambhajinagar

$63 17.5% 28.6% $25

Sport & Entertainment

Cebu

$44 4.8%

Chhatrapati Sambhajinagar

$15 4.1% 66.3% $29

Getting Around

Cebu

$16 1.7%

Chhatrapati Sambhajinagar

$1.9 * 0.5% 87.5% $14

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $80.4 in Chhatrapati Sambhajinagar. Housing cost is often the main lever when comparing two cities.

Dining out: $24.00 in Cebu vs $8.00 in Chhatrapati Sambhajinagar for a mid-range dinner for two. Groceries echo the gap at $206 vs $111 per month, with Chhatrapati Sambhajinagar cheaper across the board.

Good to know

🇵🇭 Cebu

🇮🇳 Chhatrapati Sambhajinagar

🕒 Local time

15:17 3:17 PM

12:47 12:47 PM

2 h 30 min behind Cebu

🌤 Weather

👥 Population

964,169

1,175,116

💱 Currency

Philippine Peso PHP ₱

Indian Rupee INR ₹

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Indian Rupee exchange rates as of October 18, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Chhatrapati Sambhajinagar 5,300 km ≈ 7 h nonstop flight

From you

Cebu
Chhatrapati Sambhajinagar

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Chhatrapati Sambhajinagar: Cost of Living - Frequently Asked Questions

Chhatrapati Sambhajinagar is cheaper overall, especially in groceries, clothing, and eating out. The 155% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,377 in Cebu and $540 in Chhatrapati Sambhajinagar to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $500 in Cebu versus $80.4 in Chhatrapati Sambhajinagar. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 86% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $918 per month in Cebu versus $360 in Chhatrapati Sambhajinagar – a 155% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,000 a month, though Chhatrapati Sambhajinagar gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Chhatrapati Sambhajinagar is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Chhatrapati Sambhajinagar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Chhatrapati Sambhajinagar gentler on the wallet – expenses run 155% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.