Last update: Oct 2026

Cost of Living Comparison Between Cebu and Chad

Name: Chad
Address: TD

For one person, living is cheaper in Cebu: $934 a month against $1,107 in Chad, rent and utilities included – about $2,100 less a year. The total is higher in Chad despite lower rent and utilities.

44

Cost of Living Index in Cebu
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Cebu Living Index
53

Cost of Living Index in Chad
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Chad Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

🇹🇩 Chad

$1,107

/mo nomad

🙂 Solo nomad: Cebu is 52.3% cheaper than Chad without rent, and 15.6% cheaper with rent.

🙂 Family of 3: Cebu is 19.2% cheaper than Chad without rent, and 6.2% more expensive with rent.

Meal at Budget Restaurant

$3.03 ₱190

$8.36 FCFA 4,892

-63.76%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,473

Fast Food Meal (McDonalds, etc)

$4.09 ₱256

Cappuccino

$2.52 ₱158

$0.88 FCFA 512

186.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱96.9

$0.87 FCFA 511

77.01%

Water (0.33 liter bottle)

$0.49 ₱30.98

$0.87 FCFA 509

-43.68%

Local Beer (0.5 liter draught)

$1.79 ₱112

$1.30 FCFA 758

37.69%

Imported Beer (0.33 liter bottle)

$2.26 ₱142

$1.68 FCFA 984

34.52%

Milk (1 liter)

$1.95 ₱122

$3.67 FCFA 2,150

-46.87%

White Bread (500g)

$1.43 ₱89.7

$0.35 FCFA 207

308.57%

Rice (white) (1kg)

$1.02 ₱63.8

$3.49 FCFA 2,045

-70.77%

Eggs

$2.06 ₱129

$2.01 FCFA 1,174

2.49%

Local Cheese (1kg)

$9.81 ₱615

$3.41 FCFA 1,995

187.68%

Chicken Fillets (1kg)

$4.61 ₱289

$6.70 FCFA 3,919

-31.19%

Beef Round Steak (1kg)

$7.70 ₱483

$3.55 FCFA 2,075

116.90%

Apples (1kg)

$3.31 ₱207

$4.59 FCFA 2,685

-27.89%

Banana (1kg)

$1.45 ₱90.9

$2.20 FCFA 1,286

-34.09%

Oranges (1kg)

$2.36 ₱148

$2.53 FCFA 1,482

-6.72%

Tomato (1kg)

$1.54 ₱96.4

$2.49 FCFA 1,459

-38.15%

Potato (1kg)

$2.36 ₱148

$1.61 FCFA 942

46.58%

Onion (1kg)

$1.99 ₱125

$1.58 FCFA 922

25.95%

Lettuce (1 head)

$1.15 ₱72.1

$0.49 FCFA 288

134.69%

Water (1.5 liter bottle)

$0.67 ₱42.15

$2.16 FCFA 1,262

-68.98%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

$1.03 FCFA 600

191.26%

Wine (Bottle)

$6.35 ₱398

$7.68 FCFA 4,493

-17.32%

Local Beer (0.5 liter bottle)

$1.31 ₱81.9

$1.18 FCFA 688

11.02%

Imported Beer (0.33 liter bottle)

$1.73 ₱108

$1.67 FCFA 977

3.59%

One-way Ticket (Public Transport)

$0.25 ₱15.78

$0.45 FCFA 263

-44.44%

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

$87.0 FCFA 50.9K

-85.46%

Taxi Start (Normal Tariff)

$0.74 ₱46.32

$0.42 FCFA 244

76.19%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

$0.42 FCFA 245

-50.00%

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

$5.21 FCFA 3,049

-16.89%

Gasoline (1 liter)

$1.33 ₱83.5

$1.26 FCFA 740

5.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

$11.9K FCFA 7.0M

82.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$10.8K FCFA 6.3M

79.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,563

$41.97 FCFA 24.6K

187.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱907

$25.31 FCFA 14.8K

-42.91%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,774

$422 FCFA 246.6K

-93.29%

Gym Membership (Monthly)

$32.68 ₱2,050

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

Cinema Ticket

$5.46 ₱342

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

Jeans (Levis 501 Or Similar)

$49.57 ₱3,109

$25.16 FCFA 14.7K

97.02%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

$34.72 FCFA 20.3K

-28.37%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

$43.46 FCFA 25.4K

76.23%

Men's Leather Business Shoes

$59.3 ₱3,717

$86.1 FCFA 50.4K

-31.20%

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

$1,679 FCFA 982.1K

-69.87%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$84.3 FCFA 49.3K

267.21%

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

$258 FCFA 151.0K

307.46%

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

$170 FCFA 99.5K

263.99%

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

$183 FCFA 107.3K

1490.21%

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

$184 FCFA 107.5K

916.13%

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

$342 FCFA 200.1K

-0.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

3.5

105.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Chad: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Chad

$84 7.8% 72.8% $225

Groceries & Markets

Cebu

$210 22.7%

Chad

$236 21.8% 12.1% $25

Monthly Utilities & Internet

Cebu

$163 17.7%

Chad

$489 45.3% 199% $325

Clothing & Footwear

Cebu

$95 10.2%

Chad

$85 7.9% 9.9% $9.4

Eating Out

Cebu

$88 9.6%

Chad

$94 * 8.7% 6.6% $5.8

Sport & Entertainment

Cebu

$44 4.7%

Chad

- * 0% 100%

Getting Around

Cebu

$15 1.7%

Chad

$91 8.5% 492% $76

Categories marked with * are only partly priced – their share counts the items that do have prices.

Good to know

🇵🇭 Cebu

🇹🇩 Chad

🕒 Local time

14:12 2:12 PM

07:12 7:12 AM

7 h behind Cebu

🌤 Weather

👥 Population

964,169

19,319,064

💱 Currency

Philippine Peso PHP ₱

Central African CFA Franc XAF Fr

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1,000 XAF = 1.71 USD

1,000 XAF = 1.52 EUR

Exchange rates and currency converter

XAF, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

Central African CFA Franc exchange rates as of October 10, 2026: 1 USD = 585 XAF (1,000 XAF = 1.71 USD). 1 EUR = 656 XAF (1,000 XAF = 1.52 EUR).

USD to PHP in detail →

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