Last update: Oct 2026

Cost of Living Comparison Between Chad and Cebu

For one person, living is cheaper in Cebu: $934 a month against $1,107 in Chad, rent and utilities included – about $2,100 less a year. The total is higher in Chad despite lower rent and utilities.

53

Cost of Living Index in Chad
Learn more

Chad Living Index
44

Cost of Living Index in Cebu
Learn more

Cebu Living Index

Jump to prices

🇹🇩 Chad

$1,107

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

😐 Solo nomad: Chad is 109.5% more expensive than Cebu without rent, and 18.5% more expensive with rent.

😐 Family of 3: Chad is 23.7% more expensive than Cebu without rent, and 5.8% cheaper with rent.

Meal at Budget Restaurant

$8.36 FCFA 4,892

$3.03 ₱190

175.91%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,473

Fast Food Meal (McDonalds, etc)

$4.09 ₱256

Cappuccino

$0.88 FCFA 512

$2.52 ₱158

-65.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.87 FCFA 511

$1.54 ₱96.9

-43.51%

Water (0.33 liter bottle)

$0.87 FCFA 509

$0.49 ₱30.98

77.55%

Local Beer (0.5 liter draught)

$1.30 FCFA 758

$1.79 ₱112

-27.37%

Imported Beer (0.33 liter bottle)

$1.68 FCFA 984

$2.26 ₱142

-25.66%

Milk (1 liter)

$3.67 FCFA 2,150

$1.95 ₱122

88.21%

White Bread (500g)

$0.35 FCFA 207

$1.43 ₱89.7

-75.52%

Rice (white) (1kg)

$3.49 FCFA 2,045

$1.02 ₱63.8

242.16%

Eggs

$2.01 FCFA 1,174

$2.06 ₱129

-2.43%

Local Cheese (1kg)

$3.41 FCFA 1,995

$9.81 ₱615

-65.24%

Chicken Fillets (1kg)

$6.70 FCFA 3,919

$4.61 ₱289

45.34%

Beef Round Steak (1kg)

$3.55 FCFA 2,075

$7.70 ₱483

-53.90%

Apples (1kg)

$4.59 FCFA 2,685

$3.31 ₱207

38.67%

Banana (1kg)

$2.20 FCFA 1,286

$1.45 ₱90.9

51.72%

Oranges (1kg)

$2.53 FCFA 1,482

$2.36 ₱148

7.20%

Tomato (1kg)

$2.49 FCFA 1,459

$1.54 ₱96.4

61.69%

Potato (1kg)

$1.61 FCFA 942

$2.36 ₱148

-31.78%

Onion (1kg)

$1.58 FCFA 922

$1.99 ₱125

-20.60%

Lettuce (1 head)

$0.49 FCFA 288

$1.15 ₱72.1

-57.39%

Water (1.5 liter bottle)

$2.16 FCFA 1,262

$0.67 ₱42.15

222.39%

Cigarettes 20 Pack (Marlboro, Camel)

$1.03 FCFA 600

$3.00 ₱188

-65.67%

Wine (Bottle)

$7.68 FCFA 4,493

$6.35 ₱398

20.94%

Local Beer (0.5 liter bottle)

$1.18 FCFA 688

$1.31 ₱81.9

-9.92%

Imported Beer (0.33 liter bottle)

$1.67 FCFA 977

$1.73 ₱108

-3.47%

One-way Ticket (Public Transport)

$0.45 FCFA 263

$0.25 ₱15.78

80.00%

Public Transport Monthly Pass (Regular Price)

$87.0 FCFA 50.9K

$12.65 ₱793

587.98%

Taxi Start (Normal Tariff)

$0.42 FCFA 244

$0.74 ₱46.32

-43.24%

Taxi (Normal Tariff) (1km)

$0.42 FCFA 245

$0.21 ₱13.11

100.00%

Taxi 1hour Waiting (Normal Tariff)

$5.21 FCFA 3,049

$4.33 ₱271

20.32%

Gasoline (1 liter)

$1.26 FCFA 740

$1.33 ₱83.5

-5.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.9K FCFA 7.0M

$21.8K ₱1.4M

-45.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$10.8K FCFA 6.3M

$19.4K ₱1.2M

-44.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$41.97 FCFA 24.6K

$121 ₱7,563

-65.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.31 FCFA 14.8K

$14.45 ₱907

75.16%

Internet (50+ Mbps, Unlimited Data)

$422 FCFA 246.6K

$28.29 ₱1,774

1389.93%

Gym Membership (Monthly)

$32.68 ₱2,050

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

Cinema Ticket

$5.46 ₱342

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

Jeans (Levis 501 Or Similar)

$25.16 FCFA 14.7K

$49.57 ₱3,109

-49.24%

Summer Dress (H&M, Zara, etc)

$34.72 FCFA 20.3K

$24.87 ₱1,560

39.61%

Sport Shoes (Adidas, Nike)

$43.46 FCFA 25.4K

$76.6 ₱4,804

-43.26%

Men's Leather Business Shoes

$86.1 FCFA 50.4K

$59.3 ₱3,717

45.34%

1-bedroom Apartment, City Center (Monthly)

$1,679 FCFA 982.1K

$506 ₱31.7K

231.92%

1-bedroom Apartment, Outside City Center (Monthly)

$84.3 FCFA 49.3K

$309 ₱19.4K

-72.77%

3-bedroom Apartment, City Center (Monthly)

$258 FCFA 151.0K

$1,052 ₱66.0K

-75.46%

3-bedroom Apartment, Outside City Center (Monthly)

$170 FCFA 99.5K

$619 ₱38.8K

-72.53%

Buy Apartment in City Center (m2)

$183 FCFA 107.3K

$2,915 ₱182.9K

-93.71%

Buy Apartment Outside City Center (m2)

$184 FCFA 107.5K

$1,867 ₱117.1K

-90.16%

Average Monthly Net Salary (After Tax)

$342 FCFA 200.1K

$341 ₱21.4K

0.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.5

7.2

-51.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chad: October 5, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Chad

$489 45.3%

Cebu

$163 17.7% 66.6% $325

Groceries & Markets

Chad

$236 21.8%

Cebu

$210 22.7% 10.8% $25

Eating Out

Chad

$94 * 8.7%

Cebu

$88 9.6% 6.2% $5.8

Getting Around

Chad

$91 8.5%

Cebu

$15 1.7% 83.1% $76

Clothing & Footwear

Chad

$85 7.9%

Cebu

$95 10.2% 11% $9.4

Accommodation & Living

Chad

$84 7.8%

Cebu

$309 33.5% 267% $225

Sport & Entertainment

Chad

- * 0%

Cebu

$44 4.7%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Good to know

🇹🇩 Chad

🇵🇭 Cebu

🕒 Local time

06:22 6:22 AM

13:22 1:22 PM

7 h ahead of Chad

🌤 Weather

👥 Population

19,319,064

964,169

💱 Currency

Central African CFA Franc XAF Fr

Philippine Peso PHP ₱

📈 Exchange rate

1,000 XAF = 1.71 USD

1,000 XAF = 1.52 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to XAF – Central African CFA Franc Converter

🇺🇸 United States Dollar ($)

🌐 Central African CFA Franc (Fr)

Central African CFA Franc exchange rates as of October 10, 2026: 1 USD = 585 XAF (1,000 XAF = 1.71 USD). 1 EUR = 656 XAF (1,000 XAF = 1.52 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

USD to XAF in detail →

On the map

Lowest

Highest

Between locations