Last update: Oct 2026

Cost of Living Comparison Between Cebu and Cazin

For one person, living is cheaper in Cazin: $818 a month against $918 in Cebu, rent and utilities included – about $1,200 less a year. Higher rent and utilities in Cebu outweigh lower spending on other living expenses.

45

Cost of Living Index in Cebu
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Cebu Living Index
40

Cost of Living Index in Cazin
Learn more

Cazin Living Index

Jump to prices

Cebu

🇵🇭 Philippines

$918

/mo nomad

Cazin

🇧🇦 Bosnia and Herzegovina

$818

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Cazin

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Cazin actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $818 in Cazin.

Cebu $918
Cazin $818

Estimated couple costs with rent: $1,409 in Cebu versus $1,239 in Cazin.

Cebu $1,409
Cazin $1,239

Monthly costs for a family of three with rent: $1,900 in Cebu versus $1,660 in Cazin.

Cebu $1,900
Cazin $1,660

Living in Cebu is roughly 12% more expensive than in Cazin, and outside of rent the biggest gap is in transport.

Both cities sit below the global median: Cebu 32% lower, Cazin 39% lower.

Meal at Budget Restaurant

$3.09 ₱194

$4.45 BAM 7.74

-30.56%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$23.11 BAM 40.19

4.80%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$8.48 BAM 14.74

-53.77%

Cappuccino

$2.51 ₱158

$1.13 BAM 1.96

122.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$1.76 BAM 3.06

-9.66%

Water (0.33 liter bottle)

$0.53 ₱33.43

$1.22 BAM 2.12

-56.56%

Local Beer (0.5 liter draught)

$1.78 ₱112

$1.54 BAM 2.67

15.58%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$2.65 BAM 4.60

-18.11%

Milk (1 liter)

$1.92 ₱121

$1.17 BAM 2.03

64.10%

White Bread (500g)

$1.36 ₱85.4

$1.15 BAM 1.99

18.26%

Rice (white) (1kg)

$1.01 ₱63.5

$2.18 BAM 3.80

-53.67%

Eggs

$2.03 ₱128

$2.13 BAM 3.70

-4.69%

Local Cheese (1kg)

$9.86 ₱621

$10.07 BAM 17.50

-2.09%

Chicken Fillets (1kg)

$4.39 ₱277

$7.13 BAM 12.40

-38.43%

Beef Round Steak (1kg)

$7.60 ₱479

$14.42 BAM 25.07

-47.30%

Apples (1kg)

$3.30 ₱208

$1.43 BAM 2.48

130.77%

Banana (1kg)

$1.39 ₱87.8

$1.71 BAM 2.97

-18.71%

Oranges (1kg)

$2.33 ₱147

$1.50 BAM 2.60

55.33%

Tomato (1kg)

$1.50 ₱94.3

$1.73 BAM 3.01

-13.29%

Potato (1kg)

$2.36 ₱149

$1.00 BAM 1.74

136.00%

Onion (1kg)

$1.90 ₱119

$1.10 BAM 1.91

72.73%

Lettuce (1 head)

$1.19 ₱74.9

$1.07 BAM 1.86

11.21%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.68 BAM 1.19

-7.35%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$3.93 BAM 6.83

-23.66%

Wine (Bottle)

$6.03 ₱379

$7.11 BAM 12.37

-15.19%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$0.90 BAM 1.56

36.67%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.13 BAM 1.97

54.87%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$1.72 BAM 2.99

-85.47%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$36.29 BAM 63.1

-65.17%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$1.67 BAM 2.90

-53.89%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.87 BAM 1.50

-73.56%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$8.55 BAM 14.87

-47.84%

Gasoline (1 liter)

$1.31 ₱82.8

$1.51 BAM 2.63

-13.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$23.2K BAM 40.3K

-8.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$23.5K BAM 40.8K

-18.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$114 BAM 197

5.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$14.28 BAM 24.84

-1.96%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$28.08 BAM 48.82

-1.92%

Gym Membership (Monthly)

$32.33 ₱2,035

$24.41 BAM 42.46

32.45%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$28.07 BAM 48.81

-76.31%

Cinema Ticket

$5.65 ₱356

$4.38 BAM 7.62

29.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$210 BAM 365

31.03%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$3,833 BAM 6,665

106.58%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$39.58 BAM 68.8

24.63%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$28.83 BAM 50.1

-12.45%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$49.22 BAM 85.6

56.36%

Men's Leather Business Shoes

$57.2 ₱3,601

$78.7 BAM 137

-27.30%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$233 BAM 405

114.67%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$172 BAM 299

79.58%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$351 BAM 610

207.08%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$275 BAM 478

123.96%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$1,286 BAM 2,236

124.40%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$1,112 BAM 1,934

72.32%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$694 BAM 1,207

-50.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

4.08

76.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Cazin: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Cazin

$172 21% 44.3% $137

Groceries & Markets

Cebu

$206 22.4%

Cazin

$220 26.9% 6.9% $14

Monthly Utilities & Internet

Cebu

$162 17.6%

Cazin

$156 19.1% 3.6% $5.9

Clothing & Footwear

Cebu

$94 10.2%

Cazin

$88 10.8% 6% $5.6

Eating Out

Cebu

$88 9.6%

Cazin

$99 12.2% 12.7% $11

Sport & Entertainment

Cebu

$44 4.8%

Cazin

$33 4.1% 23.9% $10

Getting Around

Cebu

$16 1.7%

Cazin

$49 6% 216% $34

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $233 in Cazin. Housing cost is often the main lever when comparing two cities.

Cazin pays 101% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $24.00 in Cebu vs $23.00 in Cazin. Groceries flip the comparison at $206 vs $220, with Cebu cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇧🇦 Cazin

🕒 Local time

13:02 1:02 PM

07:02 7:02 AM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

13,863

💱 Currency

Philippine Peso PHP ₱

Bosnia and Herzegovina Convertible Mark BAM KM

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 BAM = 0.575 USD

1 BAM = 0.512 EUR

Exchange rates and currency converter

BAM, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Bosnia and Herzegovina Convertible Mark exchange rates as of October 18, 2026: 1 USD = 1.74 BAM (1 BAM = 0.575 USD). 1 EUR = 1.95 BAM (1 BAM = 0.512 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Cazin 10,570 km ≈ 14 h nonstop flight

From you

Cebu
Cazin

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Cazin: Cost of Living - Frequently Asked Questions

Cebu and Cazin differ by about 12% in total monthly costs ($918 vs $818 including rent). Cazin is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 101% lower in Cazin. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $233 in Cazin. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Cazin – a meal for two runs $23.00 versus $24.00 in Cebu. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $918 per month in Cebu versus $818 in Cazin – a 12% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Cazin gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cebu and Cazin are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cazin gentler on the wallet – expenses run 12% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.