Last update: Oct 2026

Cost of Living Comparison Between Cazin and Cebu

For one person, living is cheaper in Cazin: $818 a month against $918 in Cebu, rent and utilities included – about $1,200 less a year. Higher rent and utilities in Cebu outweigh lower spending on other living expenses.

40

Cost of Living Index in Cazin
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Cazin Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Cazin

🇧🇦 Bosnia and Herzegovina

$818

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Cazin and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cazin and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $818 in Cazin versus $918 in Cebu.

Cazin $818
Cebu $918

Estimated couple costs with rent: $1,239 in Cazin versus $1,409 in Cebu.

Cazin $1,239
Cebu $1,409

Monthly costs for a family of three with rent: $1,660 in Cazin versus $1,900 in Cebu.

Cazin $1,660
Cebu $1,900

Living in Cazin costs roughly 11% less than in Cebu, and outside of rent the biggest gap is in transport.

Both cities sit below the global median: Cazin 39% lower, Cebu 32% lower.

Meal at Budget Restaurant

$4.45 BAM 7.74

$3.09 ₱194

44.01%

Three-Course Dinner for Two, Mid-Range

$23.11 BAM 40.19

$24.22 ₱1,525

-4.58%

Fast Food Meal (McDonalds, etc)

$8.48 BAM 14.74

$3.92 ₱247

116.33%

Cappuccino

$1.13 BAM 1.96

$2.51 ₱158

-54.98%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.76 BAM 3.06

$1.59 ₱100

10.69%

Water (0.33 liter bottle)

$1.22 BAM 2.12

$0.53 ₱33.43

130.19%

Local Beer (0.5 liter draught)

$1.54 BAM 2.67

$1.78 ₱112

-13.48%

Imported Beer (0.33 liter bottle)

$2.65 BAM 4.60

$2.17 ₱137

22.12%

Milk (1 liter)

$1.17 BAM 2.03

$1.92 ₱121

-39.06%

White Bread (500g)

$1.15 BAM 1.99

$1.36 ₱85.4

-15.44%

Rice (white) (1kg)

$2.18 BAM 3.80

$1.01 ₱63.5

115.84%

Eggs

$2.13 BAM 3.70

$2.03 ₱128

4.93%

Local Cheese (1kg)

$10.07 BAM 17.50

$9.86 ₱621

2.13%

Chicken Fillets (1kg)

$7.13 BAM 12.40

$4.39 ₱277

62.41%

Beef Round Steak (1kg)

$14.42 BAM 25.07

$7.60 ₱479

89.74%

Apples (1kg)

$1.43 BAM 2.48

$3.30 ₱208

-56.67%

Banana (1kg)

$1.71 BAM 2.97

$1.39 ₱87.8

23.02%

Oranges (1kg)

$1.50 BAM 2.60

$2.33 ₱147

-35.62%

Tomato (1kg)

$1.73 BAM 3.01

$1.50 ₱94.3

15.33%

Potato (1kg)

$1.00 BAM 1.74

$2.36 ₱149

-57.63%

Onion (1kg)

$1.10 BAM 1.91

$1.90 ₱119

-42.11%

Lettuce (1 head)

$1.07 BAM 1.86

$1.19 ₱74.9

-10.08%

Water (1.5 liter bottle)

$0.68 BAM 1.19

$0.63 ₱39.71

7.94%

Cigarettes 20 Pack (Marlboro, Camel)

$3.93 BAM 6.83

$3.00 ₱189

31.00%

Wine (Bottle)

$7.11 BAM 12.37

$6.03 ₱379

17.91%

Local Beer (0.5 liter bottle)

$0.90 BAM 1.56

$1.23 ₱77.7

-26.83%

Imported Beer (0.33 liter bottle)

$1.13 BAM 1.97

$1.75 ₱110

-35.43%

One-way Ticket (Public Transport)

$1.72 BAM 2.99

$0.25 ₱15.86

588.00%

Public Transport Monthly Pass (Regular Price)

$36.29 BAM 63.1

$12.64 ₱796

187.10%

Taxi Start (Normal Tariff)

$1.67 BAM 2.90

$0.77 ₱48.62

116.88%

Taxi (Normal Tariff) (1km)

$0.87 BAM 1.50

$0.23 ₱14.53

278.26%

Taxi 1hour Waiting (Normal Tariff)

$8.55 BAM 14.87

$4.46 ₱281

91.70%

Gasoline (1 liter)

$1.51 BAM 2.63

$1.31 ₱82.8

15.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.2K BAM 40.3K

$21.2K ₱1.3M

9.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.5K BAM 40.8K

$19.1K ₱1.2M

22.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$114 BAM 197

$120 ₱7,569

-5.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.28 BAM 24.84

$14.00 ₱882

2.00%

Internet (50+ Mbps, Unlimited Data)

$28.08 BAM 48.82

$27.54 ₱1,734

1.96%

Gym Membership (Monthly)

$24.41 BAM 42.46

$32.33 ₱2,035

-24.50%

Tennis Court (1 Hour on Weekend)

$28.07 BAM 48.81

$6.65 ₱419

322.11%

Cinema Ticket

$4.38 BAM 7.62

$5.65 ₱356

-22.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$210 BAM 365

$275 ₱17.3K

-23.68%

International Primary School, 1 Child (Yearly)

$3,833 BAM 6,665

$7,918 ₱498.5K

-51.59%

Jeans (Levis 501 Or Similar)

$39.58 BAM 68.8

$49.33 ₱3,106

-19.76%

Summer Dress (H&M, Zara, etc)

$28.83 BAM 50.1

$25.24 ₱1,589

14.22%

Sport Shoes (Adidas, Nike)

$49.22 BAM 85.6

$77.0 ₱4,846

-36.04%

Men's Leather Business Shoes

$78.7 BAM 137

$57.2 ₱3,601

37.55%

1-bedroom Apartment, City Center (Monthly)

$233 BAM 405

$500 ₱31.5K

-53.42%

1-bedroom Apartment, Outside City Center (Monthly)

$172 BAM 299

$309 ₱19.4K

-44.31%

3-bedroom Apartment, City Center (Monthly)

$351 BAM 610

$1,078 ₱67.9K

-67.43%

3-bedroom Apartment, Outside City Center (Monthly)

$275 BAM 478

$615 ₱38.7K

-55.35%

Buy Apartment in City Center (m2)

$1,286 BAM 2,236

$2,886 ₱181.7K

-55.44%

Buy Apartment Outside City Center (m2)

$1,112 BAM 1,934

$1,917 ₱120.7K

-41.97%

Average Monthly Net Salary (After Tax)

$694 BAM 1,207

$346 ₱21.8K

100.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.08

7.2

-43.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cazin: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Cazin

$220 26.9%

Cebu

$206 22.4% 6.5% $14

Accommodation & Living

Cazin

$172 21%

Cebu

$309 33.6% 79.6% $137

Monthly Utilities & Internet

Cazin

$156 19.1%

Cebu

$162 17.6% 3.8% $5.9

Eating Out

Cazin

$99 12.2%

Cebu

$88 9.6% 11.3% $11

Clothing & Footwear

Cazin

$88 10.8%

Cebu

$94 10.2% 6.3% $5.6

Getting Around

Cazin

$49 6%

Cebu

$16 1.7% 68.3% $34

Sport & Entertainment

Cazin

$33 4.1%

Cebu

$44 4.8% 31.5% $10

Cost Breakdown

A one-bedroom apartment in the center runs $233 in Cazin and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Cazin pays 101% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $23.00 in Cazin vs $24.00 in Cebu. Groceries flip the comparison at $220 vs $206, with Cebu cheaper for home cooking.

Good to know

🇧🇦 Cazin

🇵🇭 Cebu

🕒 Local time

06:08 6:08 AM

12:08 12:08 PM

6 h ahead of Cazin

🌤 Weather

👥 Population

13,863

964,169

💱 Currency

Bosnia and Herzegovina Convertible Mark BAM KM

Philippine Peso PHP ₱

📈 Exchange rate

1 BAM = 0.575 USD

1 BAM = 0.512 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to BAM – Bosnia and Herzegovina Convertible Mark Converter

🇺🇸 United States Dollar ($)

🇧🇦 Bosnia and Herzegovina Convertible Mark (KM)

Bosnia and Herzegovina Convertible Mark exchange rates as of October 18, 2026: 1 USD = 1.74 BAM (1 BAM = 0.575 USD). 1 EUR = 1.95 BAM (1 BAM = 0.512 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to BAM in detail →

On the map

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Highest

Between locations

Cazin Cebu 10,570 km ≈ 14 h nonstop flight

From you

Cazin
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cazin vs Cebu: Cost of Living - Frequently Asked Questions

Cazin and Cebu differ by about 12% in total monthly costs ($818 vs $918 including rent). Cazin is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 101% higher in Cazin, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $233 in Cazin versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Cazin – a meal for two runs $23.00 versus $24.00 in Cebu. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $818 per month in Cazin versus $918 in Cebu – a 12% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Cazin gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cazin and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cazin gentler on the wallet – expenses run 12% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.