Last update: Oct 2026

Cost of Living Comparison Between Cebu and Castrocaro Terme

For one person, living is cheaper in Cebu: $918 a month against $1,638 in Castrocaro Terme, rent and utilities included – about $8,600 less a year. Other living expenses account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
82

Cost of Living Index in Castrocaro Terme
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Castrocaro Terme Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Castrocaro Terme

🇮🇹 Italy

$1,638

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Castrocaro Terme

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Castrocaro Terme actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,638 in Castrocaro Terme.

Cebu $918
Castrocaro Terme $1,638

Estimated couple costs with rent: $1,409 in Cebu versus $2,462 in Castrocaro Terme.

Cebu $1,409
Castrocaro Terme $2,462

Monthly costs for a family of three with rent: $1,900 in Cebu versus $3,286 in Castrocaro Terme.

Cebu $1,900
Castrocaro Terme $3,286

Living in Cebu costs roughly 44% less than in Castrocaro Terme, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 32% below, Castrocaro Terme is 21% above.

Meal at Budget Restaurant

$3.09 ₱195

$18.34 €16.31

-83.15%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$63.0 €56.0

-61.54%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$12.63 €11.23

-68.96%

Cappuccino

$2.51 ₱158

$1.93 €1.71

30.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$2.69 €2.39

-40.89%

Water (0.33 liter bottle)

$0.53 ₱33.45

$1.43 €1.27

-62.94%

Local Beer (0.5 liter draught)

$1.78 ₱112

$5.71 €5.08

-68.83%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$4.31 €3.84

-49.65%

Milk (1 liter)

$1.92 ₱121

$1.44 €1.28

33.33%

White Bread (500g)

$1.36 ₱85.5

$2.13 €1.90

-36.15%

Rice (white) (1kg)

$1.01 ₱63.6

$2.52 €2.24

-59.92%

Eggs

$2.03 ₱128

$4.13 €3.67

-50.85%

Local Cheese (1kg)

$9.86 ₱621

$15.51 €13.80

-36.43%

Chicken Fillets (1kg)

$4.39 ₱277

$12.01 €10.68

-63.45%

Beef Round Steak (1kg)

$7.60 ₱479

$18.56 €16.51

-59.05%

Apples (1kg)

$3.30 ₱208

$2.72 €2.42

21.32%

Banana (1kg)

$1.39 ₱87.8

$2.43 €2.17

-42.80%

Oranges (1kg)

$2.33 ₱147

$2.33 €2.07

Tomato (1kg)

$1.50 ₱94.3

$2.91 €2.59

-48.45%

Potato (1kg)

$2.36 ₱149

$2.05 €1.83

15.12%

Onion (1kg)

$1.90 ₱119

$1.50 €1.34

26.67%

Lettuce (1 head)

$1.19 ₱74.9

$1.45 €1.29

-17.93%

Water (1.5 liter bottle)

$0.63 ₱39.73

$0.60 €0.54

5.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$6.91 €6.15

-56.58%

Wine (Bottle)

$6.03 ₱380

$7.27 €6.47

-17.06%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.83 €1.63

-32.79%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.11 €1.88

-17.06%

One-way Ticket (Public Transport)

$0.25 ₱15.87

$1.81 €1.61

-86.19%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$40.99 €36.46

-69.16%

Taxi Start (Normal Tariff)

$0.77 ₱48.64

$6.18 €5.50

-87.54%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.54

$1.74 €1.55

-86.78%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$34.32 €30.53

-87.00%

Gasoline (1 liter)

$1.31 ₱82.8

$2.11 €1.88

-37.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$41.4K €36.9K

-48.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$31.2K €27.7K

-38.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,573

$203 €181

-40.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$9.08 €8.08

54.19%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,735

$25.65 €22.81

7.37%

Gym Membership (Monthly)

$32.33 ₱2,036

$54.2 €48.16

-40.30%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$25.13 €22.35

-73.54%

Cinema Ticket

$5.65 ₱356

$10.35 €9.21

-45.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$530 €471

-48.07%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.8K

$11.3K €10.0K

-29.90%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,107

$89.2 €79.4

-44.71%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,590

$39.86 €35.46

-36.68%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,848

$92.2 €82.0

-16.48%

Men's Leather Business Shoes

$57.2 ₱3,603

$138 €123

-58.64%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$826 €735

-39.54%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.5K

$512 €455

-39.62%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$988 €879

9.05%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.8K

$760 €676

-19.00%

Buy Apartment in City Center (m2)

$2,886 ₱181.8K

$3,008 €2,675

-4.04%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$2,316 €2,060

-17.25%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

3.33

116.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Castrocaro Terme: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Castrocaro Terme

$512 31.3% 65.6% $203

Groceries & Markets

Cebu

$206 22.4%

Castrocaro Terme

$327 20% 58.7% $121

Monthly Utilities & Internet

Cebu

$162 17.6%

Castrocaro Terme

$238 14.5% 47.2% $76

Clothing & Footwear

Cebu

$94 10.2%

Castrocaro Terme

$162 9.9% 72.2% $68

Eating Out

Cebu

$88 9.6%

Castrocaro Terme

$261 16% 196% $173

Sport & Entertainment

Cebu

$44 4.8%

Castrocaro Terme

$75 4.6% 71.6% $31

Getting Around

Cebu

$16 1.7%

Castrocaro Terme

$63 3.9% 305% $48

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $826 in Castrocaro Terme. Housing cost is often the main lever when comparing two cities.

Dining out: $24.00 in Cebu vs $63.0 in Castrocaro Terme for a mid-range dinner for two. Groceries echo the gap at $206 vs $327 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇮🇹 Castrocaro Terme

🕒 Local time

23:42 11:42 PM

17:42 5:42 PM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

6,300

💱 Currency

Philippine Peso PHP ₱

Euro EUR €

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.99 PHP (100 PHP = 1.59 USD). 1 EUR = 70.82 PHP (100 PHP = 1.41 EUR).

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to PHP in detail →

On the map

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Between locations

Cebu Castrocaro Terme 10,900 km ≈ 14 h nonstop flight

From you

Cebu
Castrocaro Terme

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Castrocaro Terme: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 78% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,377 in Cebu and $2,456 in Castrocaro Terme to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $500 in Cebu versus $826 in Castrocaro Terme. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 59% higher in Castrocaro Terme. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Cebu – a meal for two runs $24.00 versus $63.0 in Castrocaro Terme. If you eat out regularly, this makes a real dent in your monthly spending.

At $918 in Cebu versus $1,638 in Castrocaro Terme, a $1,500 budget is realistic in Cebu but tight or insufficient in Castrocaro Terme. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Castrocaro Terme, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Castrocaro Terme are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 78% less than in Castrocaro Terme. Beyond cost, consider language, visa policies, and how big the international community is in each city.