Last update: Oct 2026

Cost of Living Comparison Between Cebu and Castel

For one person, living is cheaper in Cebu: $934 a month against $2,406 in Castel, rent and utilities included – about $17,700 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Cebu
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Cebu Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Castel

🇬🇬 Guernsey

$2,406

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Castel

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Castel actually costs, broken down by who's living it.

A single person spends $934 per month in Cebu vs $2,406 in Castel, rent included.

Cebu $934
Castel $2,406

A couple spends around $1,415 per month in Cebu vs $3,787 in Castel, rent included.

Cebu $1,415
Castel $3,787

A family of three spends $1,896 per month in Cebu vs $5,167 in Castel, rent included.

Cebu $1,896
Castel $5,167

Cebu is about 61% cheaper than Castel, and outside of rent the biggest gap is in eating out.

Cebu sits 30% below the global median, while Castel is 80% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.03 ₱190

$39.85 GGP 30.16

-92.40%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,473

$80.5 GGP 60.9

-70.82%

Fast Food Meal (McDonalds, etc)

$4.09 ₱256

Cappuccino

$2.52 ₱158

$5.05 GGP 3.82

-50.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱96.9

$3.23 GGP 2.45

-52.32%

Water (0.33 liter bottle)

$0.49 ₱30.98

$3.93 GGP 2.98

-87.53%

Local Beer (0.5 liter draught)

$1.79 ₱112

$4.32 GGP 3.27

-58.56%

Imported Beer (0.33 liter bottle)

$2.26 ₱142

$6.53 GGP 4.94

-65.39%

Milk (1 liter)

$1.95 ₱122

$1.95 GGP 1.47

White Bread (500g)

$1.43 ₱89.7

Rice (white) (1kg)

$1.02 ₱63.8

Eggs

$2.06 ₱129

Local Cheese (1kg)

$9.81 ₱615

Chicken Fillets (1kg)

$4.61 ₱289

Beef Round Steak (1kg)

$7.70 ₱483

Apples (1kg)

$3.31 ₱207

Banana (1kg)

$1.45 ₱90.9

Oranges (1kg)

$2.36 ₱148

Tomato (1kg)

$1.54 ₱96.4

Potato (1kg)

$2.36 ₱148

Onion (1kg)

$1.99 ₱125

Lettuce (1 head)

$1.15 ₱72.1

Water (1.5 liter bottle)

$0.67 ₱42.15

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

Wine (Bottle)

$6.35 ₱398

Local Beer (0.5 liter bottle)

$1.31 ₱81.9

Imported Beer (0.33 liter bottle)

$1.73 ₱108

One-way Ticket (Public Transport)

$0.25 ₱15.78

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

Taxi Start (Normal Tariff)

$0.74 ₱46.32

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

Gasoline (1 liter)

$1.33 ₱83.5

$2.18 GGP 1.65

-38.99%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,563

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱907

$26.18 GGP 19.82

-44.81%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,774

$67.3 GGP 50.9

-57.96%

Gym Membership (Monthly)

$32.68 ₱2,050

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

Cinema Ticket

$5.46 ₱342

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

Jeans (Levis 501 Or Similar)

$49.57 ₱3,109

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

Men's Leather Business Shoes

$59.3 ₱3,717

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

$1,986 GGP 1,503

-74.53%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$1,844 GGP 1,396

-83.22%

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

$4,012 GGP 3,037

-73.79%

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

$3,740 GGP 2,831

-83.45%

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Castel: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Castel

–

Groceries & Markets

Cebu

$210 22.7%

Castel

–

Monthly Utilities & Internet

Cebu

$163 17.7%

Castel

–

Clothing & Footwear

Cebu

$95 10.2%

Castel

–

Eating Out

Cebu

$88 9.6%

Castel

–

Sport & Entertainment

Cebu

$44 4.7%

Castel

–

Getting Around

Cebu

$15 1.7%

Castel

–

Cost Breakdown

A central one-bedroom costs $506 in Cebu versus $1,986 in Castel. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $23.00 in Cebu versus $80.0 in Castel. Groceries tell a different story – $210 in Cebu vs $19.00 in Castel – so Castel wins on supermarket bills even if dining out costs more.

Good to know

🇵🇭 Cebu

🇬🇬 Castel

🕒 Local time

16:23 4:23 PM

09:23 9:23 AM

7 h behind Cebu

🌤 Weather

👥 Population

964,169

8,000

💱 Currency

Philippine Peso PHP ₱

Guernsey Pound GGP £

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1 GGP = 1.32 USD

1 GGP = 1.18 EUR

Exchange rates and currency converter

GGP, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

Guernsey Pound exchange rates as of October 10, 2026: 1 USD = 0.757 GGP (1 GGP = 1.32 USD). 1 EUR = 0.849 GGP (1 GGP = 1.18 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Castel 11,580 km ≈ 15 h nonstop flight

From you

Cebu
Castel

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Castel: Cost of Living - Frequently Asked Questions

Yes – Castel is pricier by about 158%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $1,401 per month in Cebu and $3,609 in Castel. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cebu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 982% cheaper in Castel – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $23.00 in Cebu and $80.0 in Castel. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Cebu, where all-in costs run around $934, than in Castel at $2,406. In Cebu it covers expenses comfortably, while in Castel it requires careful planning or may not stretch far enough.

Families tend to lean toward Cebu – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cebu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Castel makes more sense. Both are solid long-term options with distinct trade-offs.