Last update: Oct 2026

Cost of Living Comparison Between Castel and Cebu

For one person, living is cheaper in Cebu: $934 a month against $2,406 in Castel, rent and utilities included – about $17,700 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Cebu
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Cebu Living Index

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Castel

🇬🇬 Guernsey

$2,406

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Castel and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Castel and in Cebu actually costs, broken down by who's living it.

A single person spends $2,406 per month in Castel vs $934 in Cebu, rent included.

Castel $2,406
Cebu $934

A couple spends around $3,787 per month in Castel vs $1,415 in Cebu, rent included.

Castel $3,787
Cebu $1,415

A family of three spends $5,167 per month in Castel vs $1,896 in Cebu, rent included.

Castel $5,167
Cebu $1,896

Castel costs about 158% more than Cebu, and outside of rent the biggest gap is in eating out.

Castel sits 80% above the global median, while Cebu is 30% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$39.85 GGP 30.16

$3.03 ₱190

1215.18%

Three-Course Dinner for Two, Mid-Range

$80.5 GGP 60.9

$23.48 ₱1,473

242.72%

Fast Food Meal (McDonalds, etc)

$4.09 ₱256

Cappuccino

$5.05 GGP 3.82

$2.52 ₱158

100.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.23 GGP 2.45

$1.54 ₱96.9

109.74%

Water (0.33 liter bottle)

$3.93 GGP 2.98

$0.49 ₱30.98

702.04%

Local Beer (0.5 liter draught)

$4.32 GGP 3.27

$1.79 ₱112

141.34%

Imported Beer (0.33 liter bottle)

$6.53 GGP 4.94

$2.26 ₱142

188.94%

Milk (1 liter)

$1.95 GGP 1.47

$1.95 ₱122

White Bread (500g)

$1.43 ₱89.7

Rice (white) (1kg)

$1.02 ₱63.8

Eggs

$2.06 ₱129

Local Cheese (1kg)

$9.81 ₱615

Chicken Fillets (1kg)

$4.61 ₱289

Beef Round Steak (1kg)

$7.70 ₱483

Apples (1kg)

$3.31 ₱207

Banana (1kg)

$1.45 ₱90.9

Oranges (1kg)

$2.36 ₱148

Tomato (1kg)

$1.54 ₱96.4

Potato (1kg)

$2.36 ₱148

Onion (1kg)

$1.99 ₱125

Lettuce (1 head)

$1.15 ₱72.1

Water (1.5 liter bottle)

$0.67 ₱42.15

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

Wine (Bottle)

$6.35 ₱398

Local Beer (0.5 liter bottle)

$1.31 ₱81.9

Imported Beer (0.33 liter bottle)

$1.73 ₱108

One-way Ticket (Public Transport)

$0.25 ₱15.78

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

Taxi Start (Normal Tariff)

$0.74 ₱46.32

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

Gasoline (1 liter)

$2.18 GGP 1.65

$1.33 ₱83.5

63.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,563

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.18 GGP 19.82

$14.45 ₱907

81.18%

Internet (50+ Mbps, Unlimited Data)

$67.3 GGP 50.9

$28.29 ₱1,774

137.86%

Gym Membership (Monthly)

$32.68 ₱2,050

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

Cinema Ticket

$5.46 ₱342

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

Jeans (Levis 501 Or Similar)

$49.57 ₱3,109

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

Men's Leather Business Shoes

$59.3 ₱3,717

1-bedroom Apartment, City Center (Monthly)

$1,986 GGP 1,503

$506 ₱31.7K

292.62%

1-bedroom Apartment, Outside City Center (Monthly)

$1,844 GGP 1,396

$309 ₱19.4K

495.98%

3-bedroom Apartment, City Center (Monthly)

$4,012 GGP 3,037

$1,052 ₱66.0K

281.50%

3-bedroom Apartment, Outside City Center (Monthly)

$3,740 GGP 2,831

$619 ₱38.8K

504.24%

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Castel: October 5, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Castel

–

Cebu

$309 33.5%

Groceries & Markets

Castel

–

Cebu

$210 22.7%

Monthly Utilities & Internet

Castel

–

Cebu

$163 17.7%

Clothing & Footwear

Castel

–

Cebu

$95 10.2%

Eating Out

Castel

–

Cebu

$88 9.6%

Sport & Entertainment

Castel

–

Cebu

$44 4.7%

Getting Around

Castel

–

Cebu

$15 1.7%

Cost Breakdown

A central one-bedroom costs $1,986 in Castel versus $506 in Cebu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $80.0 in Castel versus $23.00 in Cebu. Groceries tell a different story – $19.00 in Castel vs $210 in Cebu – so Castel wins on supermarket bills even if dining out costs more.

Good to know

🇬🇬 Castel

🇵🇭 Cebu

🕒 Local time

08:28 8:28 AM

15:28 3:28 PM

7 h ahead of Castel

🌤 Weather

👥 Population

8,000

964,169

💱 Currency

Guernsey Pound GGP £

Philippine Peso PHP ₱

📈 Exchange rate

1 GGP = 1.32 USD

1 GGP = 1.18 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to GGP – Guernsey Pound Converter

🇺🇸 United States Dollar ($)

🇬🇬 Guernsey Pound (£)

Guernsey Pound exchange rates as of October 10, 2026: 1 USD = 0.757 GGP (1 GGP = 1.32 USD). 1 EUR = 0.849 GGP (1 GGP = 1.18 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

USD to GGP in detail →

On the map

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Highest

Between locations

Castel Cebu 11,580 km ≈ 15 h nonstop flight

From you

Castel
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Castel vs Cebu: Cost of Living - Frequently Asked Questions

Yes – Castel is pricier by about 158%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $3,609 per month in Castel and $1,401 in Cebu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cebu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 982% cheaper in Castel – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $80.0 in Castel and $23.00 in Cebu. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Cebu, where all-in costs run around $934, than in Castel at $2,406. In Cebu it covers expenses comfortably, while in Castel it requires careful planning or may not stretch far enough.

Families tend to lean toward Cebu – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cebu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Castel makes more sense. Both are solid long-term options with distinct trade-offs.