Cost of Living Comparison Between Cebu and Campinas Cost of Living Comparison Between Cebu and Campinas

Monthly Cost of Living

A single person spends $873 per month in Cebu vs $876 in Campinas, rent included.

A couple spends around $1,339 per month in Cebu vs $1,456 in Campinas, rent included.

A family of three spends $1,805 per month in Cebu vs $2,037 in Campinas, rent included.

Cebu and Campinas have comparable living costs – the differences are in the details.

Both Cebu and Campinas are more affordable than the global median – Cebu 35% lower, Campinas 34% lower.

Meal at Budget Restaurant

$4.39 ₱270

$7.36 R$37.60

-40.35%

Three-Course Dinner for Two, Mid-Range

$24.30 ₱1,496

$32.07 R$164

-24.23%

Fast Food Meal (McDonalds, etc)

$4.53 ₱279

$6.63 R$33.90

-31.67%

Cappuccino

$2.52 ₱155

$1.75 R$8.93

44.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.80 ₱49.42

$1.28 R$6.53

-37.50%

Water (0.33 liter bottle)

$0.42 ₱25.97

$0.79 R$4.02

-46.84%

Local Beer (0.5 liter draught)

$1.59 ₱97.7

$1.78 R$9.09

-10.67%

Imported Beer (0.33 liter bottle)

$2.19 ₱135

$2.72 R$13.89

-19.49%

Milk (1 liter)

$2.26 ₱139

$1.03 R$5.25

119.42%

White Bread (500g)

$1.51 ₱93.0

$1.81 R$9.23

-16.57%

Rice (white) (1kg)

$1.16 ₱71.6

$1.14 R$5.84

1.75%

Eggs

$2.36 ₱145

$2.37 R$12.13

-0.42%

Local Cheese (1kg)

$12.87 ₱792

$9.91 R$50.7

29.87%

Chicken Fillets (1kg)

$5.38 ₱331

$4.17 R$21.33

29.02%

Beef Round Steak (1kg)

$7.82 ₱481

$8.34 R$42.62

-6.24%

Apples (1kg)

$3.53 ₱217

$2.07 R$10.59

70.53%

Banana (1kg)

$1.51 ₱92.9

$1.68 R$8.58

-10.12%

Oranges (1kg)

$3.29 ₱203

$1.38 R$7.05

138.41%

Tomato (1kg)

$2.20 ₱136

$1.66 R$8.48

32.53%

Potato (1kg)

$2.64 ₱162

$1.40 R$7.16

88.57%

Onion (1kg)

$2.46 ₱152

$1.35 R$6.90

82.22%

Lettuce (1 head)

$1.00 ₱61.4

$0.95 R$4.84

5.26%

Water (1.5 liter bottle)

$0.78 ₱48.06

$0.65 R$3.31

20.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.10 ₱191

$1.79 R$9.14

73.18%

Wine (Bottle)

$6.43 ₱396

$8.07 R$41.23

-20.32%

Local Beer (0.5 liter bottle)

$1.16 ₱71.7

$1.32 R$6.73

-12.12%

Imported Beer (0.33 liter bottle)

$2.24 ₱138

$2.05 R$10.46

9.27%

One-way Ticket (Public Transport)

$0.26 ₱15.80

$0.98 R$5.01

-73.47%

Public Transport Monthly Pass (Regular Price)

$15.36 ₱946

$38.14 R$195

-59.73%

Taxi Start (Normal Tariff)

$0.81 ₱49.81

$1.16 R$5.93

-30.17%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.06

$0.58 R$2.95

-60.34%

Taxi 1hour Waiting (Normal Tariff)

$2.64 ₱163

$7.52 R$38.45

-64.89%

Gasoline (1 liter)

$1.10 ₱67.7

$1.06 R$5.43

3.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.5K ₱1.9M

$22.1K R$113.0K

37.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.7K ₱1.7M

$28.5K R$145.4K

-2.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$95.9 ₱5,904

$52.8 R$270

81.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.05 ₱2,096

$16.37 R$83.7

108.00%

Internet (50+ Mbps, Unlimited Data)

$29.86 ₱1,839

$22.16 R$113

34.75%

Gym Membership (Monthly)

$33.32 ₱2,051

$24.54 R$125

35.78%

Tennis Court (1 Hour on Weekend)

$8.45 ₱520

$31.37 R$160

-73.06%

Cinema Ticket

$5.79 ₱357

$7.06 R$36.11

-17.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$235 ₱14.5K

$331 R$1,691

-28.85%

International Primary School, 1 Child (Yearly)

$3,913 ₱240.9K

$8,812 R$45.0K

-55.59%

Jeans (Levis 501 Or Similar)

$53.1 ₱3,272

$55.6 R$284

-4.41%

Summer Dress (H&M, Zara, etc)

$22.65 ₱1,395

$56.3 R$288

-59.75%

Sport Shoes (Adidas, Nike)

$76.1 ₱4,685

$75.1 R$384

1.37%

Men's Leather Business Shoes

$55.0 ₱3,383

$77.5 R$396

-29.11%

1-bedroom Apartment, City Center (Monthly)

$508 ₱31.3K

$351 R$1,794

44.77%

1-bedroom Apartment, Outside City Center (Monthly)

$210 ₱12.9K

$255 R$1,304

-17.85%

3-bedroom Apartment, City Center (Monthly)

$800 ₱49.3K

$804 R$4,107

-0.42%

3-bedroom Apartment, Outside City Center (Monthly)

$389 ₱24.0K

$616 R$3,151

-36.88%

Buy Apartment in City Center (m2)

$3,013 ₱185.5K

$2,108 R$10.8K

42.96%

Buy Apartment Outside City Center (m2)

$1,950 ₱120.1K

$1,236 R$6,317

57.80%

Average Monthly Net Salary (After Tax)

$340 ₱20.9K

$631 R$3,223

-46.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

11.17

-28.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: July 14, 2026

Last update for Campinas: July 13, 2026

Cost Breakdown

A central one-bedroom costs $508 in Cebu versus $351 in Campinas. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 86% higher in Campinas. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $24.00 in Cebu versus $32.00 in Campinas. Groceries tell a different story – $241 in Cebu vs $198 in Campinas – so Campinas wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Campinas: Cost of Living - Frequently Asked Questions

For a comfortable life, plan on about $1,310 per month in Cebu and $1,314 in Campinas. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cebu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 22% cheaper in Campinas – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

Kindergarten costs $235 per month in Cebu and $331 in Campinas. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Cebu, where all-in costs run around $873, than in Campinas at $876. In Cebu it covers expenses comfortably, while in Campinas it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Cebu costs $873 versus $876 in Campinas. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cebu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Campinas makes more sense. Both are solid long-term options with distinct trade-offs.