Last update: Oct 2026

Cost of Living Comparison Between Cebu and Cam Pha

For one person, living is cheaper in Cam Pha: $789 a month against $934 in Cebu, rent and utilities included – about $1,700 less a year. Rent and utilities account for most of the difference.

44

Cost of Living Index in Cebu
Learn more

Cebu Living Index
38

Cost of Living Index in Cam Pha
Learn more

Cam Pha Living Index

Jump to prices

Cebu

🇵🇭 Philippines

$934

/mo nomad

Cam Pha

🇻🇳 Vietnam

$789

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Cam Pha

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Cam Pha actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $789 in Cam Pha.

Cebu $934
Cam Pha $789

Estimated couple costs with rent: $1,415 in Cebu versus $1,276 in Cam Pha.

Cebu $1,415
Cam Pha $1,276

Monthly costs for a family of three with rent: $1,896 in Cebu versus $1,762 in Cam Pha.

Cebu $1,896
Cam Pha $1,762

Living in Cebu is roughly 18% more expensive than in Cam Pha, and outside of rent the biggest gap is in utilities.

Both cities sit below the global median: Cebu 30% lower, Cam Pha 41% lower.

Meal at Budget Restaurant

$3.03 ₱190

$2.16 ₫55.9K

40.28%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,474

$22.75 ₫588.8K

3.21%

Fast Food Meal (McDonalds, etc)

$4.09 ₱257

$4.19 ₫108.4K

-2.39%

Cappuccino

$2.52 ₱158

$1.85 ₫47.8K

36.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱97.0

$0.47 ₫12.1K

227.66%

Water (0.33 liter bottle)

$0.49 ₱31.01

$0.30 ₫7,676

63.33%

Local Beer (0.5 liter draught)

$1.79 ₱112

$1.07 ₫27.6K

67.29%

Imported Beer (0.33 liter bottle)

$2.26 ₱142

$1.91 ₫49.4K

18.32%

Milk (1 liter)

$1.95 ₱122

$1.52 ₫39.4K

28.29%

White Bread (500g)

$1.43 ₱89.8

$1.10 ₫28.6K

30.00%

Rice (white) (1kg)

$1.02 ₱63.9

$0.80 ₫20.7K

27.50%

Eggs

$2.06 ₱129

$1.50 ₫38.7K

37.33%

Local Cheese (1kg)

$9.81 ₱616

$10.25 ₫265.4K

-4.29%

Chicken Fillets (1kg)

$4.61 ₱290

$3.62 ₫93.8K

27.35%

Beef Round Steak (1kg)

$7.70 ₱484

$9.68 ₫250.6K

-20.45%

Apples (1kg)

$3.31 ₱208

$3.34 ₫86.4K

-0.90%

Banana (1kg)

$1.45 ₱91.0

$1.05 ₫27.1K

38.10%

Oranges (1kg)

$2.36 ₱148

$1.32 ₫34.1K

78.79%

Tomato (1kg)

$1.54 ₱96.5

$1.10 ₫28.4K

40.00%

Potato (1kg)

$2.36 ₱148

$0.91 ₫23.5K

159.34%

Onion (1kg)

$1.99 ₱125

$1.08 ₫27.9K

84.26%

Lettuce (1 head)

$1.15 ₱72.2

$0.55 ₫14.2K

109.09%

Water (1.5 liter bottle)

$0.67 ₱42.20

$0.51 ₫13.2K

31.37%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$1.42 ₫36.8K

111.27%

Wine (Bottle)

$6.35 ₱399

$12.52 ₫323.9K

-49.28%

Local Beer (0.5 liter bottle)

$1.31 ₱82.0

$0.93 ₫24.1K

40.86%

Imported Beer (0.33 liter bottle)

$1.73 ₱109

$1.65 ₫42.7K

4.85%

One-way Ticket (Public Transport)

$0.25 ₱15.80

$0.31 ₫8,053

-19.35%

Public Transport Monthly Pass (Regular Price)

$12.65 ₱794

$7.38 ₫191.1K

71.41%

Taxi Start (Normal Tariff)

$0.74 ₱46.37

$0.78 ₫20.3K

-5.13%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.13

$0.60 ₫15.5K

-65.00%

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱272

$2.32 ₫60.1K

86.64%

Gasoline (1 liter)

$1.33 ₱83.6

$0.91 ₫23.5K

46.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

$31.3K ₫809.8M

-30.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$29.9K ₫772.8M

-35.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,572

$87.1 ₫2.3M

38.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱908

$5.33 ₫137.8K

171.11%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,776

$8.59 ₫222.4K

229.34%

Gym Membership (Monthly)

$32.68 ₱2,052

$22.48 ₫581.7K

45.37%

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

$7.68 ₫198.8K

-16.80%

Cinema Ticket

$5.46 ₱343

$4.33 ₫112.1K

26.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.2K

$162 ₫4.2M

69.03%

International Primary School, 1 Child (Yearly)

$8,156 ₱512.2K

$28.0K ₫725.4M

-70.90%

Jeans (Levis 501 Or Similar)

$49.57 ₱3,113

$48.08 ₫1.2M

3.10%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,562

$26.38 ₫682.8K

-5.72%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,810

$82.8 ₫2.1M

-7.53%

Men's Leather Business Shoes

$59.3 ₱3,721

$79.0 ₫2.0M

-24.97%

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.8K

$372 ₫9.6M

36.02%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$236 ₫6.1M

30.88%

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

$728 ₫18.8M

44.44%

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.9K

$681 ₫17.6M

-9.11%

Buy Apartment in City Center (m2)

$2,915 ₱183.1K

$2,442 ₫63.2M

19.39%

Buy Apartment Outside City Center (m2)

$1,867 ₱117.3K

$1,133 ₫29.3M

64.85%

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

8.28

-13.04%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Cam Pha: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Cam Pha

$236 31.8% 23.6% $73

Groceries & Markets

Cebu

$210 22.7%

Cam Pha

$193 26% 8.1% $17

Monthly Utilities & Internet

Cebu

$163 17.7%

Cam Pha

$101 13.6% 38.1% $62

Clothing & Footwear

Cebu

$95 10.2%

Cam Pha

$106 14.3% 12.4% $12

Eating Out

Cebu

$88 9.6%

Cam Pha

$64 8.6% 27.3% $24

Sport & Entertainment

Cebu

$44 4.7%

Cam Pha

$31 4.2% 28.6% $12

Getting Around

Cebu

$15 1.7%

Cam Pha

$12 1.7% 19.7% $3

Cost Breakdown

A one-bedroom apartment in the center runs $506 in Cebu and $372 in Cam Pha. Housing cost is often the main lever when comparing two cities.

Dining out: $23.00 in Cebu vs $23.00 in Cam Pha. Groceries flip the comparison at $210 vs $193, with Cam Pha cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇻🇳 Cam Pha

🕒 Local time

09:37 9:37 AM

08:37 8:37 AM

1 h behind Cebu

🌤 Weather

👥 Population

964,169

182,137

💱 Currency

Philippine Peso PHP ₱

Vietnamese Dong VND ₫

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

100,000 VND = 3.86 USD

100,000 VND = 3.45 EUR

Exchange rates and currency converter

VND, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 13, 2026: 1 USD = 62.8 PHP (100 PHP = 1.59 USD). 1 EUR = 70.38 PHP (100 PHP = 1.42 EUR).

Vietnamese Dong exchange rates as of October 13, 2026: 1 USD = 25,879 VND (100,000 VND = 3.86 USD). 1 EUR = 29,003 VND (100,000 VND = 3.45 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Cam Pha 2,140 km ≈ 3 h 15 min nonstop flight

From you

Cebu
Cam Pha

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Cam Pha: Cost of Living - Frequently Asked Questions

Cam Pha wins on cost – living expenses run 18% lower than in Cebu. Housing and daily spending are where you'll feel the difference most, making Cam Pha the obvious pick if budget is a priority.

You'd need roughly $1,401 in Cebu and $1,184 in Cam Pha to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $506 in Cebu versus $372 in Cam Pha. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Cam Pha runs roughly 71% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $273 in Cebu versus $162 in Cam Pha. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Either city works on $800 a month, though Cam Pha gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both work as nomad bases, but Cam Pha delivers better value – similar infrastructure at $789 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Cam Pha hard to pass up.

Safety-wise, Cebu and Cam Pha are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cam Pha gentler on the wallet – expenses run 18% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.