Last update: Oct 2026

Cost of Living Comparison Between Cam Pha and Cebu

For one person, living is cheaper in Cam Pha: $789 a month against $934 in Cebu, rent and utilities included – about $1,700 less a year. Rent and utilities account for most of the difference.

38

Cost of Living Index in Cam Pha
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Cam Pha Living Index
44

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Cam Pha

🇻🇳 Vietnam

$789

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Cam Pha and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cam Pha and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $789 in Cam Pha versus $934 in Cebu.

Cam Pha $789
Cebu $934

Estimated couple costs with rent: $1,276 in Cam Pha versus $1,415 in Cebu.

Cam Pha $1,276
Cebu $1,415

Monthly costs for a family of three with rent: $1,762 in Cam Pha versus $1,896 in Cebu.

Cam Pha $1,762
Cebu $1,896

Living in Cam Pha costs roughly 15% less than in Cebu, and outside of rent the biggest gap is in utilities.

Both cities sit below the global median: Cam Pha 41% lower, Cebu 30% lower.

Meal at Budget Restaurant

$2.16 ₫56.1K

$3.03 ₱190

-28.71%

Three-Course Dinner for Two, Mid-Range

$22.75 ₫590.1K

$23.48 ₱1,473

-3.11%

Fast Food Meal (McDonalds, etc)

$4.19 ₫108.7K

$4.09 ₱256

2.44%

Cappuccino

$1.85 ₫47.9K

$2.52 ₱158

-26.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.47 ₫12.1K

$1.54 ₱96.9

-69.48%

Water (0.33 liter bottle)

$0.30 ₫7,693

$0.49 ₱30.98

-38.78%

Local Beer (0.5 liter draught)

$1.07 ₫27.7K

$1.79 ₱112

-40.22%

Imported Beer (0.33 liter bottle)

$1.91 ₫49.5K

$2.26 ₱142

-15.49%

Milk (1 liter)

$1.52 ₫39.5K

$1.95 ₱122

-22.05%

White Bread (500g)

$1.10 ₫28.7K

$1.43 ₱89.7

-23.08%

Rice (white) (1kg)

$0.80 ₫20.7K

$1.02 ₱63.8

-21.57%

Eggs

$1.50 ₫38.8K

$2.06 ₱129

-27.18%

Local Cheese (1kg)

$10.25 ₫265.9K

$9.81 ₱615

4.49%

Chicken Fillets (1kg)

$3.62 ₫94.0K

$4.61 ₱289

-21.48%

Beef Round Steak (1kg)

$9.68 ₫251.1K

$7.70 ₱483

25.71%

Apples (1kg)

$3.34 ₫86.5K

$3.31 ₱207

0.91%

Banana (1kg)

$1.05 ₫27.2K

$1.45 ₱90.9

-27.59%

Oranges (1kg)

$1.32 ₫34.2K

$2.36 ₱148

-44.07%

Tomato (1kg)

$1.10 ₫28.4K

$1.54 ₱96.4

-28.57%

Potato (1kg)

$0.91 ₫23.5K

$2.36 ₱148

-61.44%

Onion (1kg)

$1.08 ₫28.0K

$1.99 ₱125

-45.73%

Lettuce (1 head)

$0.55 ₫14.2K

$1.15 ₱72.1

-52.17%

Water (1.5 liter bottle)

$0.51 ₫13.2K

$0.67 ₱42.15

-23.88%

Cigarettes 20 Pack (Marlboro, Camel)

$1.42 ₫36.9K

$3.00 ₱188

-52.67%

Wine (Bottle)

$12.52 ₫324.6K

$6.35 ₱398

97.17%

Local Beer (0.5 liter bottle)

$0.93 ₫24.2K

$1.31 ₱81.9

-29.01%

Imported Beer (0.33 liter bottle)

$1.65 ₫42.8K

$1.73 ₱108

-4.62%

One-way Ticket (Public Transport)

$0.31 ₫8,070

$0.25 ₱15.78

24.00%

Public Transport Monthly Pass (Regular Price)

$7.38 ₫191.5K

$12.65 ₱793

-41.66%

Taxi Start (Normal Tariff)

$0.78 ₫20.3K

$0.74 ₱46.32

5.41%

Taxi (Normal Tariff) (1km)

$0.60 ₫15.5K

$0.21 ₱13.11

185.71%

Taxi 1hour Waiting (Normal Tariff)

$2.32 ₫60.2K

$4.33 ₱271

-46.42%

Gasoline (1 liter)

$0.91 ₫23.5K

$1.33 ₱83.5

-31.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.3K ₫811.6M

$21.8K ₱1.4M

43.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.9K ₫774.5M

$19.4K ₱1.2M

53.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$87.1 ₫2.3M

$121 ₱7,563

-27.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.33 ₫138.1K

$14.45 ₱907

-63.11%

Internet (50+ Mbps, Unlimited Data)

$8.59 ₫222.8K

$28.29 ₱1,774

-69.64%

Gym Membership (Monthly)

$22.48 ₫582.9K

$32.68 ₱2,050

-31.21%

Tennis Court (1 Hour on Weekend)

$7.68 ₫199.3K

$6.39 ₱401

20.19%

Cinema Ticket

$4.33 ₫112.4K

$5.46 ₱342

-20.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$162 ₫4.2M

$273 ₱17.1K

-40.84%

International Primary School, 1 Child (Yearly)

$28.0K ₫726.9M

$8,156 ₱511.5K

243.67%

Jeans (Levis 501 Or Similar)

$48.08 ₫1.2M

$49.57 ₱3,109

-3.01%

Summer Dress (H&M, Zara, etc)

$26.38 ₫684.3K

$24.87 ₱1,560

6.07%

Sport Shoes (Adidas, Nike)

$82.8 ₫2.1M

$76.6 ₱4,804

8.15%

Men's Leather Business Shoes

$79.0 ₫2.0M

$59.3 ₱3,717

33.28%

1-bedroom Apartment, City Center (Monthly)

$372 ₫9.6M

$506 ₱31.7K

-26.48%

1-bedroom Apartment, Outside City Center (Monthly)

$236 ₫6.1M

$309 ₱19.4K

-23.59%

3-bedroom Apartment, City Center (Monthly)

$728 ₫18.9M

$1,052 ₱66.0K

-30.77%

3-bedroom Apartment, Outside City Center (Monthly)

$681 ₫17.7M

$619 ₱38.8K

10.02%

Buy Apartment in City Center (m2)

$2,442 ₫63.3M

$2,915 ₱182.9K

-16.24%

Buy Apartment Outside City Center (m2)

$1,133 ₫29.4M

$1,867 ₱117.1K

-39.34%

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

8.28

7.2

15.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cam Pha: October 4, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cam Pha

$236 31.8%

Cebu

$309 33.5% 30.9% $73

Groceries & Markets

Cam Pha

$193 26%

Cebu

$210 22.7% 8.8% $17

Clothing & Footwear

Cam Pha

$106 14.3%

Cebu

$95 10.2% 11% $12

Monthly Utilities & Internet

Cam Pha

$101 13.6%

Cebu

$163 17.7% 61.6% $62

Eating Out

Cam Pha

$64 8.6%

Cebu

$88 9.6% 37.6% $24

Sport & Entertainment

Cam Pha

$31 4.2%

Cebu

$44 4.7% 40% $12

Getting Around

Cam Pha

$12 1.7%

Cebu

$15 1.7% 24.5% $3

Cost Breakdown

A one-bedroom apartment in the center runs $372 in Cam Pha and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $23.00 in Cam Pha vs $23.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $193 vs $210 per month, with Cam Pha cheaper across the board.

Good to know

🇻🇳 Cam Pha

🇵🇭 Cebu

🕒 Local time

07:28 7:28 AM

08:28 8:28 AM

1 h ahead of Cam Pha

🌤 Weather

👥 Population

182,137

964,169

💱 Currency

Vietnamese Dong VND ₫

Philippine Peso PHP ₱

📈 Exchange rate

100,000 VND = 3.86 USD

100,000 VND = 3.44 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to VND – Vietnamese Dong Converter

🇺🇸 United States Dollar ($)

🇻🇳 Vietnamese Dong (₫)

Vietnamese Dong exchange rates as of October 13, 2026: 1 USD = 25,934 VND (100,000 VND = 3.86 USD). 1 EUR = 29,064 VND (100,000 VND = 3.44 EUR).

Philippine Peso exchange rates as of October 13, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.29 PHP (100 PHP = 1.42 EUR).

USD to VND in detail →

On the map

Lowest

Highest

Between locations

Cam Pha Cebu 2,140 km ≈ 3 h 15 min nonstop flight

From you

Cam Pha
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cam Pha vs Cebu: Cost of Living - Frequently Asked Questions

Cam Pha wins on cost – living expenses run 18% lower than in Cebu. Housing and daily spending are where you'll feel the difference most, making Cam Pha the obvious pick if budget is a priority.

You'd need roughly $1,184 in Cam Pha and $1,401 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $372 in Cam Pha versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Cam Pha runs roughly 71% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $162 in Cam Pha versus $273 in Cebu. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Either city works on $800 a month, though Cam Pha gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both work as nomad bases, but Cam Pha delivers better value – similar infrastructure at $789 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Cam Pha hard to pass up.

Safety-wise, Cam Pha and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cam Pha gentler on the wallet – expenses run 18% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.