Last update: Oct 2026

Cost of Living Comparison Between Cebu and Breda

For one person, living is cheaper in Cebu: $934 a month against $2,433 in Breda, rent and utilities included – about $18,000 less a year. Rent and utilities account for about half of the difference.

44

Cost of Living Index in Cebu
Learn more

Cebu Living Index
118

Cost of Living Index in Breda
Learn more

Breda Living Index

Jump to prices

Cebu

🇵🇭 Philippines

$934

/mo nomad

Breda

🇳🇱 Netherlands

$2,433

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Breda

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Breda actually costs, broken down by who's living it.

A single person spends $934 per month in Cebu vs $2,433 in Breda, rent included.

Cebu $934
Breda $2,433

A couple spends around $1,415 per month in Cebu vs $4,424 in Breda, rent included.

Cebu $1,415
Breda $4,424

A family of three spends $1,896 per month in Cebu vs $6,415 in Breda, rent included.

Cebu $1,896
Breda $6,415

Cebu is about 62% cheaper than Breda, and outside of rent the biggest gap is in eating out.

Cebu sits 30% below the global median, while Breda is 82% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.03 ₱190

$25.38 €22.65

-88.06%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,473

$111 €99.1

-78.85%

Fast Food Meal (McDonalds, etc)

$4.09 ₱256

$13.21 €11.79

-69.04%

Cappuccino

$2.52 ₱158

$4.05 €3.61

-37.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱96.9

$3.47 €3.10

-55.62%

Water (0.33 liter bottle)

$0.49 ₱30.98

$3.28 €2.93

-85.06%

Local Beer (0.5 liter draught)

$1.79 ₱112

$7.77 €6.93

-76.96%

Imported Beer (0.33 liter bottle)

$2.26 ₱142

$5.15 €4.59

-56.12%

Milk (1 liter)

$1.95 ₱122

$1.40 €1.25

39.29%

White Bread (500g)

$1.43 ₱89.7

$2.50 €2.23

-42.80%

Rice (white) (1kg)

$1.02 ₱63.8

$2.51 €2.24

-59.36%

Eggs

$2.06 ₱129

$4.80 €4.29

-57.08%

Local Cheese (1kg)

$9.81 ₱615

$14.51 €12.95

-32.39%

Chicken Fillets (1kg)

$4.61 ₱289

$14.11 €12.60

-67.33%

Beef Round Steak (1kg)

$7.70 ₱483

$18.39 €16.41

-58.13%

Apples (1kg)

$3.31 ₱207

$3.03 €2.70

9.24%

Banana (1kg)

$1.45 ₱90.9

$2.42 €2.16

-40.08%

Oranges (1kg)

$2.36 ₱148

$2.22 €1.98

6.31%

Tomato (1kg)

$1.54 ₱96.4

$5.83 €5.20

-73.58%

Potato (1kg)

$2.36 ₱148

$2.08 €1.86

13.46%

Onion (1kg)

$1.99 ₱125

$2.09 €1.86

-4.78%

Lettuce (1 head)

$1.15 ₱72.1

$1.34 €1.19

-14.18%

Water (1.5 liter bottle)

$0.67 ₱42.15

$0.84 €0.75

-20.24%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

$14.29 €12.75

-79.01%

Wine (Bottle)

$6.35 ₱398

$7.19 €6.41

-11.68%

Local Beer (0.5 liter bottle)

$1.31 ₱81.9

$1.47 €1.31

-10.88%

Imported Beer (0.33 liter bottle)

$1.73 ₱108

$2.68 €2.39

-35.45%

One-way Ticket (Public Transport)

$0.25 ₱15.78

$5.67 €5.06

-95.59%

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

$102 €90.9

-87.58%

Taxi Start (Normal Tariff)

$0.74 ₱46.32

$7.99 €7.13

-90.74%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

$1.63 €1.46

-87.12%

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

$22.55 €20.12

-80.80%

Gasoline (1 liter)

$1.33 ₱83.5

$2.35 €2.10

-43.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

$42.1K €37.5K

-48.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$39.2K €35.0K

-50.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,563

$186 €166

-35.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱907

$26.96 €24.06

-46.40%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,774

$59.7 €53.3

-52.63%

Gym Membership (Monthly)

$32.68 ₱2,050

$36.04 €32.16

-9.32%

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

$28.05 €25.03

-77.22%

Cinema Ticket

$5.46 ₱342

$17.15 €15.31

-68.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

$661 €590

-58.63%

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

$5,457 €4,870

49.45%

Jeans (Levis 501 Or Similar)

$49.57 ₱3,109

$90.2 €80.5

-45.03%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

$93.4 €83.4

-73.38%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

$130 €116

-40.87%

Men's Leather Business Shoes

$59.3 ₱3,717

$211 €188

-71.89%

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

$1,412 €1,260

-64.18%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$993 €886

-68.84%

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

$2,577 €2,300

-59.19%

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

$2,956 €2,638

-79.06%

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

$5,906 €5,270

-50.63%

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

$4,577 €4,085

-59.21%

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

$4,061 €3,624

-91.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

4.35

65.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Breda: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Breda

$993 40.7% 221% $684

Groceries & Markets

Cebu

$210 22.7%

Breda

$358 14.7% 70.2% $148

Monthly Utilities & Internet

Cebu

$163 17.7%

Breda

$273 11.2% 67.1% $110

Clothing & Footwear

Cebu

$95 10.2%

Breda

$236 9.7% 149% $141

Eating Out

Cebu

$88 9.6%

Breda

$367 15.1% 316% $279

Sport & Entertainment

Cebu

$44 4.7%

Breda

$70 2.9% 61.3% $27

Getting Around

Cebu

$15 1.7%

Breda

$141 5.8% 811% $125

Cost Breakdown

A central one-bedroom costs $506 in Cebu versus $1,412 in Breda. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1091% higher in Breda, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $23.00 in Cebu versus $111 in Breda. Monthly groceries follow the same trend: $210 vs $358 – making Cebu the more affordable choice for daily food spending.

Good to know

🇵🇭 Cebu

🇳🇱 Breda

🕒 Local time

14:12 2:12 PM

08:12 8:12 AM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

150,008

💱 Currency

Philippine Peso PHP ₱

Euro EUR €

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Breda 11,020 km ≈ 14 h nonstop flight

From you

Cebu
Breda

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Breda: Cost of Living - Frequently Asked Questions

Breda costs about 161% more than Cebu, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,401 per month in Cebu and $3,650 in Breda. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cebu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $934 in Cebu and $2,433 in Breda. That's a gap of about 161%.

Public transport costs about 705% less in Cebu. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,500 monthly budget goes further in Cebu, where all-in costs run around $934, than in Breda at $2,433. In Cebu it covers expenses comfortably, while in Breda it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Cebu costs $934 versus $2,433 in Breda. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cebu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Breda makes more sense. Both are solid long-term options with distinct trade-offs.