Last update: Oct 2026

Cost of Living Comparison Between Breda and Cebu

For one person, living is cheaper in Cebu: $934 a month against $2,433 in Breda, rent and utilities included – about $18,000 less a year. Rent and utilities account for about half of the difference.

118

Cost of Living Index in Breda
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Breda Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Breda

🇳🇱 Netherlands

$2,433

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Breda and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Breda and in Cebu actually costs, broken down by who's living it.

A single person spends $2,433 per month in Breda vs $934 in Cebu, rent included.

Breda $2,433
Cebu $934

A couple spends around $4,424 per month in Breda vs $1,415 in Cebu, rent included.

Breda $4,424
Cebu $1,415

A family of three spends $6,415 per month in Breda vs $1,896 in Cebu, rent included.

Breda $6,415
Cebu $1,896

Breda costs about 161% more than Cebu, and outside of rent the biggest gap is in eating out.

Breda sits 82% above the global median, while Cebu is 30% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$25.38 €22.65

$3.03 ₱190

737.62%

Three-Course Dinner for Two, Mid-Range

$111 €99.1

$23.48 ₱1,473

372.74%

Fast Food Meal (McDonalds, etc)

$13.21 €11.79

$4.09 ₱256

222.98%

Cappuccino

$4.05 €3.61

$2.52 ₱158

60.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.47 €3.10

$1.54 ₱96.9

125.32%

Water (0.33 liter bottle)

$3.28 €2.93

$0.49 ₱30.98

569.39%

Local Beer (0.5 liter draught)

$7.77 €6.93

$1.79 ₱112

334.08%

Imported Beer (0.33 liter bottle)

$5.15 €4.59

$2.26 ₱142

127.88%

Milk (1 liter)

$1.40 €1.25

$1.95 ₱122

-28.21%

White Bread (500g)

$2.50 €2.23

$1.43 ₱89.7

74.83%

Rice (white) (1kg)

$2.51 €2.24

$1.02 ₱63.8

146.08%

Eggs

$4.80 €4.29

$2.06 ₱129

133.01%

Local Cheese (1kg)

$14.51 €12.95

$9.81 ₱615

47.91%

Chicken Fillets (1kg)

$14.11 €12.60

$4.61 ₱289

206.07%

Beef Round Steak (1kg)

$18.39 €16.41

$7.70 ₱483

138.83%

Apples (1kg)

$3.03 €2.70

$3.31 ₱207

-8.46%

Banana (1kg)

$2.42 €2.16

$1.45 ₱90.9

66.90%

Oranges (1kg)

$2.22 €1.98

$2.36 ₱148

-5.93%

Tomato (1kg)

$5.83 €5.20

$1.54 ₱96.4

278.57%

Potato (1kg)

$2.08 €1.86

$2.36 ₱148

-11.86%

Onion (1kg)

$2.09 €1.86

$1.99 ₱125

5.03%

Lettuce (1 head)

$1.34 €1.19

$1.15 ₱72.1

16.52%

Water (1.5 liter bottle)

$0.84 €0.75

$0.67 ₱42.15

25.37%

Cigarettes 20 Pack (Marlboro, Camel)

$14.29 €12.75

$3.00 ₱188

376.33%

Wine (Bottle)

$7.19 €6.41

$6.35 ₱398

13.23%

Local Beer (0.5 liter bottle)

$1.47 €1.31

$1.31 ₱81.9

12.21%

Imported Beer (0.33 liter bottle)

$2.68 €2.39

$1.73 ₱108

54.91%

One-way Ticket (Public Transport)

$5.67 €5.06

$0.25 ₱15.78

2168.00%

Public Transport Monthly Pass (Regular Price)

$102 €90.9

$12.65 ₱793

705.38%

Taxi Start (Normal Tariff)

$7.99 €7.13

$0.74 ₱46.32

979.73%

Taxi (Normal Tariff) (1km)

$1.63 €1.46

$0.21 ₱13.11

676.19%

Taxi 1hour Waiting (Normal Tariff)

$22.55 €20.12

$4.33 ₱271

420.79%

Gasoline (1 liter)

$2.35 €2.10

$1.33 ₱83.5

76.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$42.1K €37.5K

$21.8K ₱1.4M

93.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.2K €35.0K

$19.4K ₱1.2M

102.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$186 €166

$121 ₱7,563

54.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.96 €24.06

$14.45 ₱907

86.57%

Internet (50+ Mbps, Unlimited Data)

$59.7 €53.3

$28.29 ₱1,774

111.10%

Gym Membership (Monthly)

$36.04 €32.16

$32.68 ₱2,050

10.28%

Tennis Court (1 Hour on Weekend)

$28.05 €25.03

$6.39 ₱401

338.97%

Cinema Ticket

$17.15 €15.31

$5.46 ₱342

214.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$661 €590

$273 ₱17.1K

141.70%

International Primary School, 1 Child (Yearly)

$5,457 €4,870

$8,156 ₱511.5K

-33.09%

Jeans (Levis 501 Or Similar)

$90.2 €80.5

$49.57 ₱3,109

81.90%

Summer Dress (H&M, Zara, etc)

$93.4 €83.4

$24.87 ₱1,560

275.59%

Sport Shoes (Adidas, Nike)

$130 €116

$76.6 ₱4,804

69.11%

Men's Leather Business Shoes

$211 €188

$59.3 ₱3,717

255.79%

1-bedroom Apartment, City Center (Monthly)

$1,412 €1,260

$506 ₱31.7K

179.14%

1-bedroom Apartment, Outside City Center (Monthly)

$993 €886

$309 ₱19.4K

220.96%

3-bedroom Apartment, City Center (Monthly)

$2,577 €2,300

$1,052 ₱66.0K

145.06%

3-bedroom Apartment, Outside City Center (Monthly)

$2,956 €2,638

$619 ₱38.8K

377.60%

Buy Apartment in City Center (m2)

$5,906 €5,270

$2,915 ₱182.9K

102.56%

Buy Apartment Outside City Center (m2)

$4,577 €4,085

$1,867 ₱117.1K

145.14%

Average Monthly Net Salary (After Tax)

$4,061 €3,624

$341 ₱21.4K

1090.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.35

7.2

-39.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Breda: October 5, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Breda

$993 40.7%

Cebu

$309 33.5% 68.8% $684

Eating Out

Breda

$367 15.1%

Cebu

$88 9.6% 75.9% $279

Groceries & Markets

Breda

$358 14.7%

Cebu

$210 22.7% 41.2% $148

Monthly Utilities & Internet

Breda

$273 11.2%

Cebu

$163 17.7% 40.1% $110

Clothing & Footwear

Breda

$236 9.7%

Cebu

$95 10.2% 59.9% $141

Getting Around

Breda

$141 5.8%

Cebu

$15 1.7% 89% $125

Sport & Entertainment

Breda

$70 2.9%

Cebu

$44 4.7% 38% $27

Cost Breakdown

A central one-bedroom costs $1,412 in Breda versus $506 in Cebu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1091% higher in Breda, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $111 in Breda versus $23.00 in Cebu. Monthly groceries follow the same trend: $358 vs $210 – making Cebu the more affordable choice for daily food spending.

Good to know

🇳🇱 Breda

🇵🇭 Cebu

🕒 Local time

07:22 7:22 AM

13:22 1:22 PM

6 h ahead of Breda

🌤 Weather

👥 Population

150,008

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

USD to EUR in detail →

On the map

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Between locations

Breda Cebu 11,020 km ≈ 14 h nonstop flight

From you

Breda
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Breda vs Cebu: Cost of Living - Frequently Asked Questions

Breda costs about 161% more than Cebu, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,650 per month in Breda and $1,401 in Cebu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cebu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,433 in Breda and $934 in Cebu. That's a gap of about 161%.

Public transport costs about 705% less in Cebu. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,500 monthly budget goes further in Cebu, where all-in costs run around $934, than in Breda at $2,433. In Cebu it covers expenses comfortably, while in Breda it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Cebu costs $934 versus $2,433 in Breda. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cebu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Breda makes more sense. Both are solid long-term options with distinct trade-offs.