Last update: Oct 2026

Cost of Living Comparison Between Cebu and Brcko

For one person, living costs are similar in Cebu and in Brcko: $918 and $962 a month, rent and utilities included.

45

Cost of Living Index in Cebu
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Cebu Living Index
47

Cost of Living Index in Brcko
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Brcko Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Brcko

🇧🇦 Bosnia and Herzegovina

$962

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Brcko

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Brcko actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $962 in Brcko.

Cebu $918
Brcko $962

Estimated couple costs with rent: $1,409 in Cebu versus $1,387 in Brcko.

Cebu $1,409
Brcko $1,387

Monthly costs for a family of three with rent: $1,900 in Cebu versus $1,812 in Brcko.

Cebu $1,900
Brcko $1,812

Living in Cebu costs roughly 5% less than in Brcko, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 32% lower, Brcko 29% lower.

Meal at Budget Restaurant

$3.09 ₱194

$6.98 BAM 12.14

-55.73%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$37.27 BAM 64.8

-35.01%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$6.66 BAM 11.58

-41.14%

Cappuccino

$2.51 ₱158

$1.71 BAM 2.97

46.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$1.66 BAM 2.89

-4.22%

Water (0.33 liter bottle)

$0.53 ₱33.43

$1.23 BAM 2.14

-56.91%

Local Beer (0.5 liter draught)

$1.78 ₱112

$0.84 BAM 1.46

111.90%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$2.32 BAM 4.03

-6.47%

Milk (1 liter)

$1.92 ₱121

$1.45 BAM 2.52

32.41%

White Bread (500g)

$1.36 ₱85.4

$1.17 BAM 2.03

16.24%

Rice (white) (1kg)

$1.01 ₱63.5

$2.44 BAM 4.24

-58.61%

Eggs

$2.03 ₱128

$3.18 BAM 5.53

-36.16%

Local Cheese (1kg)

$9.86 ₱621

$10.30 BAM 17.90

-4.27%

Chicken Fillets (1kg)

$4.39 ₱277

$7.20 BAM 12.51

-39.03%

Beef Round Steak (1kg)

$7.60 ₱479

$14.45 BAM 25.13

-47.40%

Apples (1kg)

$3.30 ₱208

$1.16 BAM 2.02

184.48%

Banana (1kg)

$1.39 ₱87.8

$1.60 BAM 2.79

-13.13%

Oranges (1kg)

$2.33 ₱147

Tomato (1kg)

$1.50 ₱94.3

Potato (1kg)

$2.36 ₱149

Onion (1kg)

$1.90 ₱119

Lettuce (1 head)

$1.19 ₱74.9

$1.12 BAM 1.95

6.25%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.92 BAM 1.60

-31.52%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$3.09 BAM 5.37

-2.91%

Wine (Bottle)

$6.03 ₱379

$8.55 BAM 14.87

-29.47%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.11 BAM 1.93

10.81%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.24 BAM 3.90

-21.88%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$1.11 BAM 1.93

-77.48%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$1.12 BAM 1.94

-31.25%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.54 BAM 0.95

-57.41%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$10.20 BAM 17.73

-56.27%

Gasoline (1 liter)

$1.31 ₱82.8

$1.40 BAM 2.44

-6.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$29.9K BAM 52.0K

-29.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$21.8K BAM 37.9K

-12.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$176 BAM 306

-31.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$11.32 BAM 19.69

23.67%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$40.75 BAM 70.9

-32.42%

Gym Membership (Monthly)

$32.33 ₱2,035

$26.22 BAM 45.59

23.30%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$5.66 BAM 9.84

-0.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$137 BAM 238

101.09%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$18.7K BAM 32.6K

-57.71%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$22.82 BAM 39.69

116.17%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$17.37 BAM 30.20

45.31%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$84.9 BAM 148

-9.39%

Men's Leather Business Shoes

$57.2 ₱3,601

$86.1 BAM 150

-33.57%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$340 BAM 591

46.89%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$260 BAM 451

18.96%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$505 BAM 878

113.54%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$347 BAM 604

77.25%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$1,496 BAM 2,601

92.93%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$1,170 BAM 2,035

63.78%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$493 BAM 857

-29.82%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

4.3

67.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Brcko: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Brcko

$260 27% 15.9% $49

Groceries & Markets

Cebu

$206 22.4%

Brcko

$217 * 22.6% 5.4% $11

Monthly Utilities & Internet

Cebu

$162 17.6%

Brcko

$228 23.7% 40.9% $66

Clothing & Footwear

Cebu

$94 10.2%

Brcko

$95 9.9% 1.2% $1.1

Eating Out

Cebu

$88 9.6%

Brcko

$117 12.1% 32.2% $28

Sport & Entertainment

Cebu

$44 4.8%

Brcko

$38 3.9% 14% $6.1

Getting Around

Cebu

$16 1.7%

Brcko

$8.3 * 0.9% 46.8% $7.3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $340 in Brcko. Housing cost is often the main lever when comparing two cities.

Brcko pays 43% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $37.00 in Brcko for a mid-range dinner for two. Groceries echo the gap at $206 vs $217 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇧🇦 Brcko

🕒 Local time

05:25 5:25 AM

23:25 11:25 PM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

39,893

💱 Currency

Philippine Peso PHP ₱

Bosnia and Herzegovina Convertible Mark BAM KM

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 BAM = 0.575 USD

1 BAM = 0.512 EUR

Exchange rates and currency converter

BAM, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Bosnia and Herzegovina Convertible Mark exchange rates as of October 17, 2026: 1 USD = 1.74 BAM (1 BAM = 0.575 USD). 1 EUR = 1.95 BAM (1 BAM = 0.512 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Brcko 10,360 km ≈ 13 h nonstop flight

From you

Cebu
Brcko

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Brcko: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 5% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 43% lower in Brcko. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $340 in Brcko. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $275 in Cebu versus $137 in Brcko. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Cebu – a meal for two runs $24.00 versus $37.00 in Brcko. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $1,000 a month, though Cebu gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Brcko, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Brcko are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 5% less than in Brcko. Beyond cost, consider language, visa policies, and how big the international community is in each city.