Last update: Oct 2026

Cost of Living Comparison Between Brcko and Cebu

For one person, living costs are similar in Brcko and in Cebu: $962 and $918 a month, rent and utilities included.

Brcko
🇧🇦 Bosnia and Herzegovina
$962
/mo nomad
Cebu
🇵🇭 Philippines
$918
/mo nomad
Monthly Cost of Living

How much you'll spend in Brcko and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Brcko and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $962 in Brcko versus $918 in Cebu.

  • Brcko $962
  • Cebu $918

Estimated couple costs with rent: $1,387 in Brcko versus $1,409 in Cebu.

  • Brcko $1,387
  • Cebu $1,409

Monthly costs for a family of three with rent: $1,812 in Brcko versus $1,900 in Cebu.

  • Brcko $1,812
  • Cebu $1,900

Living in Brcko is roughly 5% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Brcko 29% lower, Cebu 32% lower.

Currency
🍽 Eating Out
Brcko
Cebu
Difference
Meal at Budget Restaurant
$6.98 BAM 12.14
$3.09 ₱194
125.89%
Three-Course Dinner for Two, Mid-Range
$37.27 BAM 64.8
$24.22 ₱1,525
53.88%
Fast Food Meal (McDonalds, etc)
$6.66 BAM 11.58
$3.92 ₱247
69.90%
Cappuccino
$1.71 BAM 2.97
$2.51 ₱158
-31.87%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.66 BAM 2.89
$1.59 ₱100
4.40%
Water (0.33 liter bottle)
$1.23 BAM 2.14
$0.53 ₱33.43
132.08%
Local Beer (0.5 liter draught)
$0.84 BAM 1.46
$1.78 ₱112
-52.81%
Imported Beer (0.33 liter bottle)
$2.32 BAM 4.03
$2.17 ₱137
6.91%
🛒 Groceries & Markets
Brcko
Cebu
Difference
Milk (1 liter)
$1.45 BAM 2.52
$1.92 ₱121
-24.48%
White Bread (500g)
$1.17 BAM 2.03
$1.36 ₱85.4
-13.97%
Rice (white) (1kg)
$2.44 BAM 4.24
$1.01 ₱63.5
141.58%
Eggs
$3.18 BAM 5.53
$2.03 ₱128
56.65%
Local Cheese (1kg)
$10.30 BAM 17.90
$9.86 ₱621
4.46%
Chicken Fillets (1kg)
$7.20 BAM 12.51
$4.39 ₱277
64.01%
Beef Round Steak (1kg)
$14.45 BAM 25.13
$7.60 ₱479
90.13%
Apples (1kg)
$1.16 BAM 2.02
$3.30 ₱208
-64.85%
Banana (1kg)
$1.60 BAM 2.79
$1.39 ₱87.8
15.11%
Oranges (1kg)
-
$2.33 ₱147
-
Tomato (1kg)
-
$1.50 ₱94.3
-
Potato (1kg)
-
$2.36 ₱149
-
Onion (1kg)
-
$1.90 ₱119
-
Lettuce (1 head)
$1.12 BAM 1.95
$1.19 ₱74.9
-5.88%
Water (1.5 liter bottle)
$0.92 BAM 1.60
$0.63 ₱39.71
46.03%
Cigarettes 20 Pack (Marlboro, Camel)
$3.09 BAM 5.37
$3.00 ₱189
3.00%
Wine (Bottle)
$8.55 BAM 14.87
$6.03 ₱379
41.79%
Local Beer (0.5 liter bottle)
$1.11 BAM 1.93
$1.23 ₱77.7
-9.76%
Imported Beer (0.33 liter bottle)
$2.24 BAM 3.90
$1.75 ₱110
28.00%
🚌 Getting Around
Brcko
Cebu
Difference
One-way Ticket (Public Transport)
$1.11 BAM 1.93
$0.25 ₱15.86
344.00%
Public Transport Monthly Pass (Regular Price)
-
$12.64 ₱796
-
Taxi Start (Normal Tariff)
$1.12 BAM 1.94
$0.77 ₱48.62
45.45%
Taxi (Normal Tariff) (1km)
$0.54 BAM 0.95
$0.23 ₱14.53
134.78%
Taxi 1hour Waiting (Normal Tariff)
$10.20 BAM 17.73
$4.46 ₱281
128.70%
Gasoline (1 liter)
$1.40 BAM 2.44
$1.31 ₱82.8
6.87%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.9K BAM 52.0K
$21.2K ₱1.3M
40.84%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.8K BAM 37.9K
$19.1K ₱1.2M
13.77%
🧾 Monthly Utilities & Internet
Brcko
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$176 BAM 306
$120 ₱7,569
46.26%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$11.32 BAM 19.69
$14.00 ₱882
-19.14%
Internet (50+ Mbps, Unlimited Data)
$40.75 BAM 70.9
$27.54 ₱1,734
47.97%
🎉 Sport & Entertainment
Brcko
Cebu
Difference
Gym Membership (Monthly)
$26.22 BAM 45.59
$32.33 ₱2,035
-18.90%
Tennis Court (1 Hour on Weekend)
-
$6.65 ₱419
-
Cinema Ticket
$5.66 BAM 9.84
$5.65 ₱356
0.18%
🧸 Childcare & Education
Brcko
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$137 BAM 238
$275 ₱17.3K
-50.27%
International Primary School, 1 Child (Yearly)
$18.7K BAM 32.6K
$7,918 ₱498.5K
136.48%
👕👟 Clothing & Footwear
Brcko
Cebu
Difference
Jeans (Levis 501 Or Similar)
$22.82 BAM 39.69
$49.33 ₱3,106
-53.74%
Summer Dress (H&M, Zara, etc)
$17.37 BAM 30.20
$25.24 ₱1,589
-31.18%
Sport Shoes (Adidas, Nike)
$84.9 BAM 148
$77.0 ₱4,846
10.37%
Men's Leather Business Shoes
$86.1 BAM 150
$57.2 ₱3,601
50.52%
🏠 Accommodation & Living
Brcko
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$340 BAM 591
$500 ₱31.5K
-31.92%
1-bedroom Apartment, Outside City Center (Monthly)
$260 BAM 451
$309 ₱19.4K
-15.94%
3-bedroom Apartment, City Center (Monthly)
$505 BAM 878
$1,078 ₱67.9K
-53.17%
3-bedroom Apartment, Outside City Center (Monthly)
$347 BAM 604
$615 ₱38.7K
-43.58%
Buy Apartment in City Center (m2)
$1,496 BAM 2,601
$2,886 ₱181.7K
-48.17%
Buy Apartment Outside City Center (m2)
$1,170 BAM 2,035
$1,917 ₱120.7K
-38.94%
💵 Salaries & Financials
Brcko
Cebu
Difference
Average Monthly Net Salary (After Tax)
$493 BAM 857
$346 ₱21.8K
42.50%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.3
7.2
-40.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Brcko: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Brcko
$260
Cebu
$309 19% $49
Monthly Utilities & Internet
Brcko
$228
Cebu
$162 29% $66
Groceries & Markets
Brcko
$217 *
Cebu
$206 5.1% $11
Eating Out
Brcko
$117
Cebu
$88 24.4% $28
Clothing & Footwear
Brcko
$95
Cebu
$94 1.2% $1.1
Sport & Entertainment
Brcko
$38
Cebu
$44 16.2% $6.1
Getting Around
Brcko
$8.3 *
Cebu
$16 88% $7.3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $340 in Brcko and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Brcko pays 43% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $37.00 in Brcko vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $217 vs $206 per month, with Cebu cheaper across the board.

Good to know
🇧🇦 Brcko
🇵🇭 Cebu
🕒 Local time
22:42 10:42 PM
04:42 4:42 AM
6 h ahead of Brcko
🌤 Weather
👥 Population
39,893
964,169
Exchange rates and currency converter

PHP, USD, EUR to BAM – Bosnia and Herzegovina Convertible Mark Converter

Bosnia and Herzegovina Convertible Mark exchange rates as of October 17, 2026: 1 USD = 1.74 BAM (1 BAM = 0.575 USD). 1 EUR = 1.96 BAM (1 BAM = 0.511 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Brcko Cebu 10,360 km ≈ 13 h nonstop flight
From you
  • Brcko
  • Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Brcko vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Brcko?
Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 5% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Brcko or Cebu?
Average pay runs 43% higher in Brcko, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Brcko and Cebu?
Rent for a central apartment: $340 in Brcko versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $137 in Brcko versus $275 in Cebu. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is eating out cheaper in Brcko or in Cebu?
Dining out is cheaper in Cebu – a meal for two runs $24.00 versus $37.00 in Brcko. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,000 enough for either Brcko or Cebu?
Either city works on $1,000 a month, though Cebu gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Is Brcko or Cebu more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Brcko, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Brcko or Cebu?
Safety-wise, Brcko and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 5% less than in Brcko. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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