For one person, living is cheaper in Boroko: $883 a month against $934 in Cebu, rent and utilities included – about $610 less a year. Higher rent and utilities in Cebu outweigh lower spending on other living expenses.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Boroko actually costs, broken down by who's living it.
A single person spends $934 per month in Cebu vs $883 in Boroko, rent included.
Cebu $934
Boroko $883
A couple spends around $1,415 per month in Cebu vs $1,279 in Boroko, rent included.
Cebu $1,415
Boroko $1,279
A family of three spends $1,896 per month in Cebu vs $1,676 in Boroko, rent included.
Cebu $1,896
Boroko $1,676
😐
Cebu costs about 6% more than Boroko, and outside of rent the biggest gap is in utilities.
📊
Both Cebu and Boroko are more affordable than the global median – Cebu30% lower, Boroko34% lower.
Currency
No currencies found
🍽 Eating Out
Cebu
Boroko
Difference
Meal at Budget Restaurant
$3.03₱191
$7.32PGK 32.06
-58.61%
Three-Course Dinner for Two, Mid-Range
$23.48₱1,476
$34.97PGK 153
-32.86%
Fast Food Meal(McDonalds, etc)
$4.09₱257
$5.65PGK 24.74
-27.61%
Cappuccino
$2.52₱158
$2.49PGK 10.91
1.20%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.54₱97.2
$0.73PGK 3.22
110.96%
Water(0.33 liter bottle)
$0.49₱31.06
$0.68PGK 2.99
-27.94%
Local Beer(0.5 liter draught)
$1.79₱113
$2.57PGK 11.28
-30.35%
Imported Beer(0.33 liter bottle)
$2.26₱142
$3.60PGK 15.78
-37.22%
🛒 Groceries & Markets
Cebu
Boroko
Difference
Milk(1 liter)
$1.95₱122
$1.51PGK 6.60
29.14%
White Bread(500g)
$1.43₱89.9
$1.20PGK 5.27
19.17%
Rice(white)(1kg)
$1.02₱64.0
$1.22PGK 5.34
-16.39%
Eggs
$2.06₱129
$3.69PGK 16.19
-44.17%
Local Cheese(1kg)
$9.81₱617
$4.91PGK 21.53
99.80%
Chicken Fillets(1kg)
$4.61₱290
$5.74PGK 25.15
-19.69%
Beef Round Steak(1kg)
$7.70₱484
$6.51PGK 28.52
18.28%
Apples(1kg)
$3.31₱208
$3.93PGK 17.21
-15.78%
Banana(1kg)
$1.45₱91.2
$3.13PGK 13.74
-53.67%
Oranges(1kg)
$2.36₱148
$2.68PGK 11.76
-11.94%
Tomato(1kg)
$1.54₱96.6
$2.67PGK 11.69
-42.32%
Potato(1kg)
$2.36₱148
$2.84PGK 12.45
-16.90%
Onion(1kg)
$1.99₱125
$0.85PGK 3.75
134.12%
Lettuce(1 head)
$1.15₱72.3
$1.13PGK 4.94
1.77%
Water(1.5 liter bottle)
$0.67₱42.26
$0.43PGK 1.87
55.81%
Cigarettes 20 Pack(Marlboro, Camel)
$3.00₱189
$5.51PGK 24.16
-45.55%
Wine(Bottle)
$6.35₱399
$4.87PGK 21.33
30.39%
Local Beer(0.5 liter bottle)
$1.31₱82.1
$1.13PGK 4.95
15.93%
Imported Beer(0.33 liter bottle)
$1.73₱109
$1.58PGK 6.93
9.49%
🚌 Getting Around
Cebu
Boroko
Difference
One-way Ticket(Public Transport)
$0.25₱15.82
$0.43PGK 1.88
-41.86%
Public Transport Monthly Pass(Regular Price)
$12.65₱796
$29.80PGK 131
-57.55%
Taxi Start(Normal Tariff)
$0.74₱46.44
$4.54PGK 19.87
-83.70%
Taxi(Normal Tariff)(1km)
$0.21₱13.15
$1.36PGK 5.96
-84.56%
Taxi 1hour Waiting(Normal Tariff)
$4.33₱272
$11.18PGK 48.99
-61.27%
Gasoline(1 liter)
$1.33₱83.7
$0.79PGK 3.47
68.35%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.8K₱1.4M
$20.6KPGK 90.3K
5.67%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.4K₱1.2M
$17.4KPGK 76.3K
11.45%
🧾 Monthly Utilities & Internet
Cebu
Boroko
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$121₱7,583
$62.5PGK 274
92.96%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$14.45₱909
$22.96PGK 101
-37.06%
Internet(50+ Mbps, Unlimited Data)
$28.29₱1,779
$90.5PGK 396
-68.72%
🎉 Sport & Entertainment
Cebu
Boroko
Difference
Gym Membership(Monthly)
$32.68₱2,055
$42.26PGK 185
-22.67%
Tennis Court(1 Hour on Weekend)
$6.39₱402
$14.52PGK 63.6
-55.99%
Cinema Ticket
$5.46₱343
$6.56PGK 28.73
-16.77%
🧸 Childcare & Education
Cebu
Boroko
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$273₱17.2K
$328PGK 1,438
-16.71%
International Primary School, 1 Child(Yearly)
$8,156₱512.9K
$2,247PGK 9,848
262.91%
👕👟 Clothing & Footwear
Cebu
Boroko
Difference
Jeans(Levis 501 Or Similar)
$49.57₱3,117
$32.17PGK 141
54.09%
Summer Dress(H&M, Zara, etc)
$24.87₱1,564
$13.05PGK 57.2
90.57%
Sport Shoes(Adidas, Nike)
$76.6₱4,817
$45.08PGK 198
69.90%
Men's Leather Business Shoes
$59.3₱3,727
$26.83PGK 118
120.87%
🏠 Accommodation & Living
Cebu
Boroko
Difference
1-bedroom Apartment, City Center(Monthly)
$506₱31.8K
$3,311PGK 14.5K
-84.72%
1-bedroom Apartment, Outside City Center(Monthly)
$309₱19.5K
$225PGK 984
37.77%
3-bedroom Apartment, City Center(Monthly)
$1,052₱66.1K
$3,352PGK 14.7K
-68.62%
3-bedroom Apartment, Outside City Center(Monthly)
$619₱38.9K
$224PGK 982
176.15%
Buy Apartment in City Center(m2)
$2,915₱183.4K
-
-
Buy Apartment Outside City Center(m2)
$1,867₱117.4K
-
-
💵 Salaries & Financials
Cebu
Boroko
Difference
Average Monthly Net Salary(After Tax)
$341₱21.5K
$356PGK 1,561
-4.24%
20-Year Fixed Mortgage Interest Rate(Annual %)
7.2
11
-34.55%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Cebu: October 5, 2026
Last update for Boroko: October 5, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
🏠Accommodation & Living
Cebu
$309 33.5%
Boroko
$225 25.2% ↓ 27.4%$85
🛒Groceries & Markets
Cebu
$210 22.7%
Boroko
$211 23.6% ↑ 0.1%$0.3
🧾Monthly Utilities & Internet
Cebu
$163 17.7%
Boroko
$176 19.7% ↑ 7.7%$13
👕👟Clothing & Footwear
Cebu
$95 10.2%
Boroko
$53 5.9% ↓ 44.3%$42
🍽Eating Out
Cebu
$88 9.6%
Boroko
$131 14.7% ↑ 48.3%$43
🎉Sport & Entertainment
Cebu
$44 4.7%
Boroko
$55 6.2% ↑ 27%$12
🚌Getting Around
Cebu
$15 1.7%
Boroko
$43 4.8% ↑ 178%$27
🏠Accommodation & Living
Cebu
$619 32.4%
Boroko
$224 13.2% ↓ 63.8%$395
🛒Groceries & Markets
Cebu
$493 25.8%
Boroko
$503 29.7% ↑ 2.1%$10
🧾Monthly Utilities & Internet
Cebu
$178 9.3%
Boroko
$199 11.7% ↑ 11.8%$21
👕👟Clothing & Footwear
Cebu
$210 11%
Boroko
$117 6.9% ↓ 44.3%$93
🍽Eating Out
Cebu
$288 15.1%
Boroko
$438 25.9% ↑ 51.8%$150
🎉Sport & Entertainment
Cebu
$94 4.9%
Boroko
$125 7.4% ↑ 33.9%$32
🚌Getting Around
Cebu
$31 1.6%
Boroko
$87 5.1% ↑ 176%$55
Cost Breakdown
🏠A central one-bedroom costs $506 in Cebu versus $3,311 in Boroko. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 4% higher in Boroko, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.
🛒A mid-range dinner for two costs $23.00 in Cebu versus $35.00 in Boroko. Monthly groceries follow the same trend: $210 vs $211 – making Cebu the more affordable choice for daily food spending.
Distances are measured in a straight line. Your location is detected approximately.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cebu vs Boroko: Cost of Living - Frequently Asked Questions
Which city is more expensive, Cebu or Boroko?
Cebu costs about 6% more than Boroko, and outside of rent the gap comes mainly from utilities. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Cebu and in Boroko?
For a comfortable life, plan on about $1,401 per month in Cebu and $1,324 in Boroko. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Cebu or Boroko?
Rent is clearly cheaper in Boroko, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Cebu and in Boroko?
Kindergarten costs $273 per month in Cebu and $328 in Boroko. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Cebu or in Boroko?
Interestingly, groceries are about 0% cheaper in Cebu – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Can you live on $1,000/month in Cebu or in Boroko?
A $1,000 monthly budget goes further in Boroko, where all-in costs run around $883, than in Cebu at $934. In Boroko it covers expenses comfortably, while in Cebu it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Cebu or Boroko?
For digital nomads, it depends on budget. Boroko costs $883 versus $934 in Cebu. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Cebu compared to Boroko?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Cebu or to Boroko?
If budget matters most, go with Boroko. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cebu makes more sense. Both are solid long-term options with distinct trade-offs.