For one person, living is cheaper in Boroko: $883 a month against $934 in Cebu, rent and utilities included – about $610 less a year. Higher rent and utilities in Cebu outweigh lower spending on other living expenses.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Boroko and in Cebu actually costs, broken down by who's living it.
A single person spends $883 per month in Boroko vs $934 in Cebu, rent included.
Boroko $883
Cebu $934
A couple spends around $1,279 per month in Boroko vs $1,415 in Cebu, rent included.
Boroko $1,279
Cebu $1,415
A family of three spends $1,676 per month in Boroko vs $1,896 in Cebu, rent included.
Boroko $1,676
Cebu $1,896
🙂
Boroko is about 5% cheaper than Cebu, and outside of rent the biggest gap is in utilities.
📊
Both Boroko and Cebu are more affordable than the global median – Boroko34% lower, Cebu30% lower.
Currency
No currencies found
🍽 Eating Out
Boroko
Cebu
Difference
Meal at Budget Restaurant
$7.32PGK 32.06
$3.03₱191
141.58%
Three-Course Dinner for Two, Mid-Range
$34.97PGK 153
$23.48₱1,476
48.94%
Fast Food Meal(McDonalds, etc)
$5.65PGK 24.74
$4.09₱257
38.14%
Cappuccino
$2.49PGK 10.91
$2.52₱158
-1.19%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.73PGK 3.22
$1.54₱97.2
-52.60%
Water(0.33 liter bottle)
$0.68PGK 2.99
$0.49₱31.06
38.78%
Local Beer(0.5 liter draught)
$2.57PGK 11.28
$1.79₱113
43.58%
Imported Beer(0.33 liter bottle)
$3.60PGK 15.78
$2.26₱142
59.29%
🛒 Groceries & Markets
Boroko
Cebu
Difference
Milk(1 liter)
$1.51PGK 6.60
$1.95₱122
-22.56%
White Bread(500g)
$1.20PGK 5.27
$1.43₱89.9
-16.08%
Rice(white)(1kg)
$1.22PGK 5.34
$1.02₱64.0
19.61%
Eggs
$3.69PGK 16.19
$2.06₱129
79.13%
Local Cheese(1kg)
$4.91PGK 21.53
$9.81₱617
-49.95%
Chicken Fillets(1kg)
$5.74PGK 25.15
$4.61₱290
24.51%
Beef Round Steak(1kg)
$6.51PGK 28.52
$7.70₱484
-15.45%
Apples(1kg)
$3.93PGK 17.21
$3.31₱208
18.73%
Banana(1kg)
$3.13PGK 13.74
$1.45₱91.2
115.86%
Oranges(1kg)
$2.68PGK 11.76
$2.36₱148
13.56%
Tomato(1kg)
$2.67PGK 11.69
$1.54₱96.6
73.38%
Potato(1kg)
$2.84PGK 12.45
$2.36₱148
20.34%
Onion(1kg)
$0.85PGK 3.75
$1.99₱125
-57.29%
Lettuce(1 head)
$1.13PGK 4.94
$1.15₱72.3
-1.74%
Water(1.5 liter bottle)
$0.43PGK 1.87
$0.67₱42.26
-35.82%
Cigarettes 20 Pack(Marlboro, Camel)
$5.51PGK 24.16
$3.00₱189
83.67%
Wine(Bottle)
$4.87PGK 21.33
$6.35₱399
-23.31%
Local Beer(0.5 liter bottle)
$1.13PGK 4.95
$1.31₱82.1
-13.74%
Imported Beer(0.33 liter bottle)
$1.58PGK 6.93
$1.73₱109
-8.67%
🚌 Getting Around
Boroko
Cebu
Difference
One-way Ticket(Public Transport)
$0.43PGK 1.88
$0.25₱15.82
72.00%
Public Transport Monthly Pass(Regular Price)
$29.80PGK 131
$12.65₱796
135.57%
Taxi Start(Normal Tariff)
$4.54PGK 19.87
$0.74₱46.44
513.51%
Taxi(Normal Tariff)(1km)
$1.36PGK 5.96
$0.21₱13.15
547.62%
Taxi 1hour Waiting(Normal Tariff)
$11.18PGK 48.99
$4.33₱272
158.20%
Gasoline(1 liter)
$0.79PGK 3.47
$1.33₱83.7
-40.60%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.6KPGK 90.3K
$21.8K₱1.4M
-5.37%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$17.4KPGK 76.3K
$19.4K₱1.2M
-10.27%
🧾 Monthly Utilities & Internet
Boroko
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$62.5PGK 274
$121₱7,583
-48.18%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$22.96PGK 101
$14.45₱909
58.89%
Internet(50+ Mbps, Unlimited Data)
$90.5PGK 396
$28.29₱1,779
219.72%
🎉 Sport & Entertainment
Boroko
Cebu
Difference
Gym Membership(Monthly)
$42.26PGK 185
$32.68₱2,055
29.31%
Tennis Court(1 Hour on Weekend)
$14.52PGK 63.6
$6.39₱402
127.23%
Cinema Ticket
$6.56PGK 28.73
$5.46₱343
20.15%
🧸 Childcare & Education
Boroko
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$328PGK 1,438
$273₱17.2K
20.07%
International Primary School, 1 Child(Yearly)
$2,247PGK 9,848
$8,156₱512.9K
-72.44%
👕👟 Clothing & Footwear
Boroko
Cebu
Difference
Jeans(Levis 501 Or Similar)
$32.17PGK 141
$49.57₱3,117
-35.10%
Summer Dress(H&M, Zara, etc)
$13.05PGK 57.2
$24.87₱1,564
-47.53%
Sport Shoes(Adidas, Nike)
$45.08PGK 198
$76.6₱4,817
-41.14%
Men's Leather Business Shoes
$26.83PGK 118
$59.3₱3,727
-54.72%
🏠 Accommodation & Living
Boroko
Cebu
Difference
1-bedroom Apartment, City Center(Monthly)
$3,311PGK 14.5K
$506₱31.8K
554.66%
1-bedroom Apartment, Outside City Center(Monthly)
$225PGK 984
$309₱19.5K
-27.42%
3-bedroom Apartment, City Center(Monthly)
$3,352PGK 14.7K
$1,052₱66.1K
218.69%
3-bedroom Apartment, Outside City Center(Monthly)
$224PGK 982
$619₱38.9K
-63.79%
Buy Apartment in City Center(m2)
-
$2,915₱183.4K
-
Buy Apartment Outside City Center(m2)
-
$1,867₱117.4K
-
💵 Salaries & Financials
Boroko
Cebu
Difference
Average Monthly Net Salary(After Tax)
$356PGK 1,561
$341₱21.5K
4.43%
20-Year Fixed Mortgage Interest Rate(Annual %)
11
7.2
52.78%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Boroko: October 5, 2026
Last update for Cebu: October 5, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
🏠Accommodation & Living
Boroko
$225 25.2%
Cebu
$309 33.5% ↑ 37.8%$85
🛒Groceries & Markets
Boroko
$211 23.6%
Cebu
$210 22.7% ↓ 0.1%$0.3
🧾Monthly Utilities & Internet
Boroko
$176 19.7%
Cebu
$163 17.7% ↓ 7.1%$13
🍽Eating Out
Boroko
$131 14.7%
Cebu
$88 9.6% ↓ 32.6%$43
🎉Sport & Entertainment
Boroko
$55 6.2%
Cebu
$44 4.7% ↓ 21.3%$12
👕👟Clothing & Footwear
Boroko
$53 5.9%
Cebu
$95 10.2% ↑ 79.5%$42
🚌Getting Around
Boroko
$43 4.8%
Cebu
$15 1.7% ↓ 64%$27
🏠Accommodation & Living
Boroko
$224 13.2%
Cebu
$619 32.4% ↑ 176%$395
🛒Groceries & Markets
Boroko
$503 29.7%
Cebu
$493 25.8% ↓ 2.1%$10
🧾Monthly Utilities & Internet
Boroko
$199 11.7%
Cebu
$178 9.3% ↓ 10.6%$21
🍽Eating Out
Boroko
$438 25.9%
Cebu
$288 15.1% ↓ 34.1%$150
🎉Sport & Entertainment
Boroko
$125 7.4%
Cebu
$94 4.9% ↓ 25.3%$32
👕👟Clothing & Footwear
Boroko
$117 6.9%
Cebu
$210 11% ↑ 79.5%$93
🚌Getting Around
Boroko
$87 5.1%
Cebu
$31 1.6% ↓ 63.7%$55
Cost Breakdown
🏠A central one-bedroom costs $3,311 in Boroko versus $506 in Cebu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 4% higher in Boroko, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.
🛒A mid-range dinner for two costs $35.00 in Boroko versus $23.00 in Cebu. Monthly groceries follow the same trend: $211 vs $210 – making Cebu the more affordable choice for daily food spending.
Distances are measured in a straight line. Your location is detected approximately.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Boroko vs Cebu: Cost of Living - Frequently Asked Questions
Which city is more expensive, Boroko or Cebu?
Cebu costs about 6% more than Boroko, and outside of rent the gap comes mainly from utilities. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Boroko and in Cebu?
For a comfortable life, plan on about $1,324 per month in Boroko and $1,401 in Cebu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Boroko or Cebu?
Rent is clearly cheaper in Boroko, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Boroko and in Cebu?
Kindergarten costs $328 per month in Boroko and $273 in Cebu. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Boroko or in Cebu?
Interestingly, groceries are about 0% cheaper in Cebu – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Can you live on $1,000/month in Boroko or in Cebu?
A $1,000 monthly budget goes further in Boroko, where all-in costs run around $883, than in Cebu at $934. In Boroko it covers expenses comfortably, while in Cebu it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Boroko or Cebu?
For digital nomads, it depends on budget. Boroko costs $883 versus $934 in Cebu. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Boroko compared to Cebu?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Boroko or to Cebu?
If budget matters most, go with Boroko. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cebu makes more sense. Both are solid long-term options with distinct trade-offs.