Last update: Oct 2026

Cost of Living Comparison Between Cebu and Borculo

For one person, living is cheaper in Cebu: $918 a month against $2,541 in Borculo, rent and utilities included – about $19,500 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
123

Cost of Living Index in Borculo
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Borculo Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Borculo

🇳🇱 Netherlands

$2,541

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Borculo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Borculo actually costs, broken down by who's living it.

A single person spends $918 per month in Cebu vs $2,541 in Borculo, rent included.

Cebu $918
Borculo $2,541

A couple spends around $1,409 per month in Cebu vs $3,758 in Borculo, rent included.

Cebu $1,409
Borculo $3,758

A family of three spends $1,900 per month in Cebu vs $4,974 in Borculo, rent included.

Cebu $1,900
Borculo $4,974

Cebu is about 64% cheaper than Borculo, and outside of rent the biggest gap is in eating out.

Cebu sits 32% below the global median, while Borculo is 88% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.09 ₱194

$22.66 €20.15

-86.36%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$87.4 €77.7

-72.28%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$13.33 €11.85

-70.59%

Cappuccino

$2.51 ₱158

$4.27 €3.80

-41.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$3.72 €3.31

-57.26%

Water (0.33 liter bottle)

$0.53 ₱33.43

$3.12 €2.77

-83.01%

Local Beer (0.5 liter draught)

$1.78 ₱112

$6.12 €5.44

-70.92%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$5.53 €4.92

-60.76%

Milk (1 liter)

$1.92 ₱121

$1.35 €1.20

42.22%

White Bread (500g)

$1.36 ₱85.4

$2.21 €1.96

-38.46%

Rice (white) (1kg)

$1.01 ₱63.5

$2.54 €2.26

-60.24%

Eggs

$2.03 ₱128

$4.87 €4.33

-58.32%

Local Cheese (1kg)

$9.86 ₱621

$13.83 €12.30

-28.71%

Chicken Fillets (1kg)

$4.39 ₱277

$14.26 €12.68

-69.21%

Beef Round Steak (1kg)

$7.60 ₱479

$16.99 €15.11

-55.27%

Apples (1kg)

$3.30 ₱208

$2.65 €2.36

24.53%

Banana (1kg)

$1.39 ₱87.8

$2.38 €2.11

-41.60%

Oranges (1kg)

$2.33 ₱147

$1.97 €1.75

18.27%

Tomato (1kg)

$1.50 ₱94.3

$4.22 €3.76

-64.45%

Potato (1kg)

$2.36 ₱149

$1.80 €1.60

31.11%

Onion (1kg)

$1.90 ₱119

$1.91 €1.70

-0.52%

Lettuce (1 head)

$1.19 ₱74.9

$1.27 €1.13

-6.30%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.91 €0.81

-30.77%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$13.68 €12.17

-78.07%

Wine (Bottle)

$6.03 ₱379

$7.08 €6.30

-14.83%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.43 €1.27

-13.99%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.58 €2.29

-32.17%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$3.38 €3.00

-92.60%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$89.7 €79.7

-85.90%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$4.13 €3.68

-81.36%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$2.77 €2.46

-91.70%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$29.21 €25.99

-84.73%

Gasoline (1 liter)

$1.31 ₱82.8

$2.39 €2.13

-45.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$40.6K €36.1K

-47.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$39.5K €35.2K

-51.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$261 €232

-53.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$22.76 €20.24

-38.49%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$49.53 €44.06

-44.40%

Gym Membership (Monthly)

$32.33 ₱2,035

$40.84 €36.33

-20.84%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$23.39 €20.81

-71.57%

Cinema Ticket

$5.65 ₱356

$15.33 €13.64

-63.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$1,947 €1,732

-85.86%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$8,183 €7,278

-3.23%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$95.2 €84.7

-48.18%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$43.80 €38.96

-42.37%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$104 €92.7

-26.11%

Men's Leather Business Shoes

$57.2 ₱3,601

$138 €123

-58.60%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$1,386 €1,233

-63.95%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$1,166 €1,037

-73.51%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$2,372 €2,110

-54.57%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$1,895 €1,686

-67.54%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$5,305 €4,719

-45.60%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$4,451 €3,959

-56.94%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$3,368 €2,996

-89.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

3.82

88.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Borculo: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Borculo

$1.2K 45.9% 278% $857

Groceries & Markets

Cebu

$206 22.4%

Borculo

$337 13.3% 63.8% $131

Monthly Utilities & Internet

Cebu

$162 17.6%

Borculo

$333 13.1% 106% $171

Clothing & Footwear

Cebu

$94 10.2%

Borculo

$172 6.8% 82.7% $78

Eating Out

Cebu

$88 9.6%

Borculo

$341 13.4% 287% $253

Sport & Entertainment

Cebu

$44 4.8%

Borculo

$72 2.8% 63.9% $28

Getting Around

Cebu

$16 1.7%

Borculo

$121 4.8% 678% $106

Cost Breakdown

A central one-bedroom costs $500 in Cebu versus $1,386 in Borculo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 874% higher in Borculo, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $24.00 in Cebu versus $87.0 in Borculo. Monthly groceries follow the same trend: $206 vs $337 – making Cebu the more affordable choice for daily food spending.

Good to know

🇵🇭 Cebu

🇳🇱 Borculo

🕒 Local time

15:37 3:37 PM

09:37 9:37 AM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

10,000

💱 Currency

Philippine Peso PHP ₱

Euro EUR €

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Borculo 10,880 km ≈ 14 h nonstop flight

From you

Cebu
Borculo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Borculo: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $918 in Cebu, $2,541 in Borculo – roughly 177% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $1,377 per month in Cebu and $3,812 in Borculo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cebu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 609% less in Cebu. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $275 per month in Cebu and $1,947 in Borculo. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Cebu, where all-in costs run around $918, than in Borculo at $2,541. In Cebu it covers expenses comfortably, while in Borculo it requires careful planning or may not stretch far enough.

It depends on your priorities. Cebu has an edge in some lifestyle areas, with costs from $918 in Cebu to $2,541 in Borculo. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cebu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Borculo makes more sense. Both are solid long-term options with distinct trade-offs.